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DELTA PERSPECTIVES

Active
Private limited companyfounded 199234 yrs activeRue de la Semois,Chassepierre 24, 6824 Florenville, BelgiumKBO/BCE: BE 0448.310.145
Summary

DELTA PERSPECTIVES has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,103 and a net result of €9,186. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Activity not known1 site
Size
€34,669total assets 2025
Equity
€6,103
Profit
€9,186
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 28 d late0 of 6 deeds read
Why 90- Latest accounts 28 days late; 1 of the last 3 late+ Size: total assets €34,669+ Founded in 1992+ Liquidity: current ratio 0.85, cash €23,711Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 43+30
equity 17.6% of total assets
Liquidity 56+6
short-term debt 80.2% · cash 68.4%
Profitability 100=
return on assets 26.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 17 months 06-2025: 5.7% 07-2025: 6.2%▲ +8.4% vs 06-2025 08-2025: 6.8%▲ +9.3% vs 07-2025highest value 09-2025: 1.1%▼ -83.4% vs 08-2025 10-2025: 1.1%● 0.0% vs 09-2025 11-2025: 1.1%● 0.0% vs 10-2025 12-2025: 1.1%● 0.0% vs 11-2025 01-2026: 1.1%▼ -3.3% vs 12-2025 02-2026: 1.1%● 0.0% vs 01-2026 03-2026: 1.1%▲ +2.6% vs 02-2026 04-2026: 1.2%▲ +8.7% vs 03-2026 05-2026: 1.4%▲ +18.0% vs 04-2026 06-2026: 0.5%▼ -67.7% vs 05-2026 07-2026: 0.5%▲ +12.9% vs 06-2026 08-2026: 0.8%▲ +47.0% vs 07-2026 09-2026: 0.2%▼ -70.9% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Size: total assets €34,669 lowers the probability for this profile
  • Founded in 1992 lowers the probability for this profile
  • Latest accounts 28 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 0.85, cash €23,711 lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.42 in 2024; short-term debt: 80.2% and cash: 68.4% of total assets), and 82.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 27%, liquidity 52%, profitability 90%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €34,669
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Latest accounts 28 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 0.85, cash €23,711
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
21 d late
2023
110 d late
2022
42 d late
2021
31 d late
2020
20 d late
2019
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 44 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €9,186 ▲16.9%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Active since 1992founded 25-09-1992 34 years View
  • Total assets 20256 fiscal years filed €34,669 View

By topic

Financials

Fiscal year
2025
Total assets
€34,669
Profit
€9,186
Solvency
17.6%
Turnover▼ 19.8%
Net result
20182022
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 21-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
25-09-1992
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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