Skip to content

DELTA-M CONSULTING

Active Risk: not assessed
Private limited companyfounded 2006active for 20 yearsQuai Andreï Sakharov(TOU) 17, 7500 Tournai, BelgiumKBO/BCE: BE 0880.138.507
Summary

DELTA-M CONSULTING is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €234,409 and a net result of -€2,393. Equity has been growing by about 26% per year since 2018. Its solvency ranks better than 66% of 3,056 sector peers (NACE 66, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
DELTA-M CONSULTINGActive
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 16-03-2006 Normal situation
Activity
Insurance agents and brokers NACE 66220
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
Establishment units
2.155.066.321 7520 Tournai, since 13-07-2006
2.284.779.174 7500 Tournai, since 04-02-2019
Financial year end
31 December
Peppol
Reachable since 08-12-2025
Company details

Board and ownership

Board
  • APELOSA CONSULTINGDirector · since 03-04-2006 · permanent representative ALEXANDRE LEPOUTRE
  • VERPLAETSE PERRINEDirector · since 03-04-2006
  • VELARIS CONSULTDirector · permanent representative GAUTHIER VAN THUYNE
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€2,393
Equity
€234,409
▼ 1.0%
Total assets
€352,168
▼ 54.3%
Staff
1.6 FTE
▼ 36.0%
  • 2025 accounts filed 61 days after the deadline
Financials
Signalsraises risk2025 accounts filed 61 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
8 days early
2023
30 days late
2022
30 days late
2021
5 days early
2020
87 days late
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 85% of companies in auxiliary financial servicessector median €32,473 · 3,057 companies -€2,393 View
  • Board changedlatest change 18-08-2026 · 3 in office 2 joined · 1 left View

Recent changes

  1. · Gazette deed Appointments: VELARIS CONSULT (director) and APELOSA CONSULTING (director)Permanent representatives: GAUTHIER VAN THUYNE and ALEXANDRE LEPOUTRE · Resignation: ALEXANDRE LEPOUTRE (director)
  2. · Gazette deed Registered office moved from Ramegnies-Chin to Tournai
  3. · Gazette deed Change of role: Gaëtan QUENON, from manager to directorAppointment: LEPOUTRE Alexandre (director)
All 21 events

Comparable companies

These companies have the same main activity as DELTA-M CONSULTING: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €293,000 and €418,000, founded between 2003 and 2007.

CompanyTotal assetsGross margin
DELTA-M CONSULTING Tournai€352,168€181,406
ASSURANCES BAUMAL- REVIERE Gerpinnes€317,149€184,187
Assurances et Crédits du Hainaut Ecaussinnes€417,742€177,647
VANDERMARLIERE Comines-Warneton€321,205€194,833
BUREAU D'ASSURANCES MICHEL DEBUCQUOY - HYPO CREDIT Mouscron€293,479€193,545
ZAKENKANTOOR DE GUCHT Wellen€363,178€194,229
YVES WATHELET VERZEKERINGEN Dilbeek€342,405€202,822
Full comparison

Key facts about DELTA-M CONSULTING
What is the company number of DELTA-M CONSULTING?
The company number of DELTA-M CONSULTING is 0880.138.507. The VAT number is the same number with BE in front: BE 0880.138.507.
Where is DELTA-M CONSULTING based?
The registered office is at Quai Andreï Sakharov(TOU) 17, 7500 Tournai.Company details
What does DELTA-M CONSULTING do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of DELTA-M CONSULTING?
The legal form of DELTA-M CONSULTING is Private limited company (BV).
When was DELTA-M CONSULTING founded?
DELTA-M CONSULTING was founded on 16-03-2006.
Is DELTA-M CONSULTING still active?
Yes, DELTA-M CONSULTING is an active enterprise in the KBO register.
How many employees does DELTA-M CONSULTING have?
DELTA-M CONSULTING had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DELTA-M CONSULTING fall under?
In its 2025 annual accounts, DELTA-M CONSULTING states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of DELTA-M CONSULTING?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €181,406 and 31 comparable companies (NACE 66220). It probably lies between €280,000 and €460,000.
Is DELTA-M CONSULTING profitable?
In financial year 2025, DELTA-M CONSULTING made a loss of €2,393.
Where can I find the annual accounts of DELTA-M CONSULTING?
DELTA-M CONSULTING filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DELTA-M CONSULTING due?
DELTA-M CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure