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DELTA-M CONSULTING

Active Risk: not assessed
Private limited companyfounded 2006active for 20 yearsQuai Andreï Sakharov(TOU) 17, 7500 Tournai, BelgiumKBO/BCE: BE 0880.138.507
Summary

DELTA-M CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €234,409 and a net result of -€2,393. Equity is growing by about 26% per year across the filed financial years. Its solvency ranks better than 66% of 3,040 sector peers (NACE 66, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
2 sites
Size
≈ €340,000turnover 2025, estimated
Staff
1.6 FTE
Equity
€234,409
Loss
-€2,393
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts filed 61 days late4 of 9 deeds summarised
Signalsraises risk2025 accounts filed 61 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
8 days early
2023
30 days late
2022
30 days late
2021
5 days early
2020
87 days late
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Appointments: VELARIS CONSULT (director) and APELOSA…Permanent representatives: GAUTHIER VAN THUYNE…
  3. Weakest financial yearnet -€2,393

Key points

  • Caution: Among the weakest 15% on net resultsector median €32,473 · 3,041 companies -€2,393 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Board changedlatest change 18-08-2026 · 3 in office 2 joined · 1 left View

By topic

Financials

Financial year
2025
Total assets
€352,168
Loss
-€2,393
Solvency
66.6%
Total assets▼ 54.3%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • Gaëtan QUENONDirector
  • VELARIS CONSULTDirector
  • APELOSA CONSULTINGDirector
Go to Board & ownership

Timeline

Events
30
Since
2007
Next accounts
by 31-07-2027
  1. 23-07-2025Annual accounts filed
  2. 12-05-2025Registered office
  3. 31-12-2024Liquidity more than doubled
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
16-03-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
31
Annual meeting
First Monday of June
Purpose
“Toutes transactions en matière de courtage et agents de tous types d’assurances…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about DELTA-M CONSULTING

What is the company number of DELTA-M CONSULTING?
0880.138.507. In Belgium the VAT number is the company number with BE in front: BE 0880.138.507.
Where is DELTA-M CONSULTING based?
The registered office is at Quai Andreï Sakharov(TOU) 17, 7500 Tournai.Company details
What does DELTA-M CONSULTING do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of DELTA-M CONSULTING?
Private limited company (BV).
When was DELTA-M CONSULTING founded?
On 16-03-2006.
Is DELTA-M CONSULTING still active?
Yes, DELTA-M CONSULTING is an active enterprise in the KBO register.
How many employees does DELTA-M CONSULTING have?
On average 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DELTA-M CONSULTING?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DELTA-M CONSULTING profitable?
In financial year 2025, DELTA-M CONSULTING made a loss of €2,393.
Where can I find the annual accounts of DELTA-M CONSULTING?
DELTA-M CONSULTING filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DELTA-M CONSULTING due?
By 31-07-2027, for financial year 2026.Timeline

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