DELTA GROUP has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.45M and a net result of €-3.32M. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 36% of 3186 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
31 d early
2023
40 d early
2022
11 d early
2021
4 d early
2020
11 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€650k▼ 10.4%
2021 · €725k
2018: €629k
2019: €761k
2020: €646k
2021: €725k
2018 → 2022
EBIT margin
16.2%▼ 1.5pp
2021 · 17.7%
2018: 13.2%
2019: 16.2%
2020: 16.8%
2021: 17.7%
2018 → 2022
Net result
€-3.32M
2024 · €337k
2018: €-1.74M
2019: €-45k
2020: €-10k
2021: €632k
2022: €-540k
2023: €5.26M
2024: €337k
2018 → 2025
Working capital
€-7.72M▼ 20.6%
2024 · €-6.40M
2018: €-3.70M
2019: €-4.67M
2020: €-4.96M
2021: €-5.81M
2022: €-5.64M
2023: €-5.09M
2024: €-6.40M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€725k-€650k▼ 10.4%
Equity€9.02M-€8.48M▼ 6.0%€12.09M▲ 42.5%€10.78M▼ 10.9%€7.45M▼ 30.8%
Operating result€128k-€105k▼ 18.0%€-15k€-24k▼ 54.3%€-886▲ 96.2%
Net result€632k-€-540k€5.26M€337k▼ 93.6%€-3.32M
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €886 in 2025 against €24k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.27M
Fixed assets
€15.17M▼ 11.7%
Current assets
€5.10M▲ 105%
Equity and liabilities €20.27M
Equity
€7.45M▼ 30.8%
Debt
€12.81M▲ 44.1%
The debt ratio rises from 45.2% to 63.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
36.8%▼
2024 · 54.8%
ROE
-44.6%▼
2024 · 3.1%
ROA
-16.4%▼
2024 · 1.7%
Debt
€12.81M▲
2024 · €8.89M
Debt ≤ 1 year
€12.81M▲
2024 · €8.89M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19.67M€20.27M▲
Fixed assets21/28€17.18M€15.17M▼
Financial fixed assets28€17.18M€15.17M▼
Affiliated companies280/1€17.18M€15.17M▼
Participating interests280€17.18M€15.17M▼
Current assets29/58€2.49M€5.10M▲
Amounts receivable within one year40/41€2.47M€5.08M▲
Trade receivables40€56k€32k▼
Other amounts receivable41€2.42M€5.05M▲
Cash at bank and in hand54/58€11k€4k▼
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€19.67M€20.27M▲
Equity10/15€10.78M€7.45M▼
Contributions10/11€8.14M€8.14M=
Capital10€8.14M€8.14M=
Issued capital100€8.14M€8.14M=
Revaluation surpluses12€757k€757k=
Reserves13€379k€379k=
Non-distributable reserves130/1€379k€379k=
Legal reserve130€379k€379k=
Profit (loss) carried forward14€1.50M€-1.82M▼
Amounts payable17/49€8.89M€12.81M▲
Amounts payable within one year42/48€8.89M€12.81M▲
Trade debts44€30k€12k▼
Suppliers440/4€30k€12k▼
Other amounts payable47/48€8.86M€12.80M▲
Accrued charges and deferred income492/3€109-
Income statement
Code20242025
Operating income70/76A-€24k
Other operating income74-€24k
Operating charges60/66A€24k€25k▲
Services and other goods61€22k€24k▲
Other operating charges640/8€1k€2k▲
Operating profit (loss)9901€-24k€-886▲
Financial income75/76B€583k€159k▼
Recurring financial income75€583k€159k▼
Income from financial fixed assets750€500k-
Income from current assets751€83k€159k▲
Other financial income752/9€0-
Financial charges65/66B€222k€3.48M▲
Recurring financial charges65€222k€346k▲
Debt charges650€222k€346k▲
Other financial charges652/9€84-
Non-recurring financial charges66B-€3.13M
Profit (loss) for the period before taxes9903€337k€-3.32M▼
Profit (loss) for the period9904€337k€-3.32M▼
Profit (loss) for the period to be appropriated9905€337k€-3.32M▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.17M€-1.82M▼
Profit (loss) brought forward from the previous period14P€2.83M€1.50M▼
Transfer to equity691/2€17k-
To the legal reserve6920€17k-
Profit to be distributed694/7€1.65M-
Return on contributions (dividend)694€1.65M-
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-3.32M ▼1086%
Net result drops to €-3.32M, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €5.26M
Net result €5.26M after one loss-making year.
31-12
Financial
Equity above €10MEq €12.09M ▲42.5%
Equity rises from €8.48M to €12.09M.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €632k
Net result €632k after 3 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 92 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
18 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Abhooz 234040 HerstalGround area
2,544 m²
Building footprint
483 m²
Volume, LiDAR
3,013 m³
Parcel 62312A0453/00K000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue d'Abhooz 23, 4040 Herstal
since 20062.229.662.091
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62312A0453/00K000 | Wallonia | 2,544 m² | 1 · 483 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 8,471 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-12-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.