Delphine GODFROID, Kinésithérapeute

Active

Private limited companyfounded 20242 yrs activeRue Haute 360A, 5300 Andenne, BelgiumKBO/BCE: BE 1011.764.240

Summary

The computed 12-month bankruptcy probability of Delphine GODFROID, Kinésithérapeute is 2.8% (moderate). The 2025 annual accounts show equity of €85k and a net result of €80k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

68 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency66

Growth-

Track record67

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity short (current ratio 0.93; short-term debt: 59.1% and cash: 54.7% of total assets), and 59.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

40.9%

Return on assets

38.5%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

10 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€85k

Total assets

€207k

Net result

€80k

Working capital

€-9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €206k

45.0%

55.0%

Fixed assets €93k

Current assets €113k

Equity and liabilities €207k

40.9%

59.1%

Equity €85k

Debt €123k

Debt finances 59.1% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€113k

Cash flow

€91k

Current ratio

0.93

Debt to equity

1.44

ROE

94.1%

ROA

38.5%

Interest coverage

102.79

Debt ≤ 1 year

€123k

Income taxes

€21k

Filed annual accounts As filed with the NBB · 2025 · 30 lines

Balance sheet Code2025

Assets

Total assets20/58€207k

Formation expenses20€1k

Fixed assets21/28€93k

Intangible fixed assets21€90k

Tangible fixed assets22/27€3k

Furniture and vehicles24€3k

Current assets29/58€113k

Cash at bank and in hand54/58€113k

Equity and liabilities

Total equity and liabilities10/49€207k

Equity10/15€85k

Contributions10/11€5k

Profit (loss) carried forward14€80k

Amounts payable17/49€123k

Amounts payable within one year42/48€123k

Trade debts44€1k

Suppliers440/4€1k

Taxes, remuneration and social security45€21k

Taxes450/3€21k

Other amounts payable47/48€100k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k

Other operating charges640/8€90

Gross operating margin9900€113k

Operating profit (loss)9901€102k

Financial charges65/66B€1k

Recurring financial charges65€1k

Profit (loss) for the period before taxes9903€101k

Income taxes67/77€21k

Profit (loss) for the period9904€80k

Profit (loss) for the period to be appropriated9905€80k

Appropriation of the result

Profit (loss) to be appropriated9906€80k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

10-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 10 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Andenne · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Haute 360A5300 Andenne

Ground area

2,214 m²

Building footprint

58 m²

Parcel 92130B0320/00M000, Wallonia. Linked by address, not a title deed.

1 establishment unit

Delphine GODFROID, Kinésithérapeute

Rue Haute 360A, 5300 AndenneHuman health activities

since 20242.362.111.930

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92130B0320/00M000	Wallonia	2,214 m²	1 · 58 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-07-2024

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.