DELO SERVICES
ActiveDELO SERVICES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €48k and a net result of €18k. Equity is growing by ~51.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 2821 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
93
/ 100
Excellent▼ -1 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency97▲+30
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 1.54 in 2023), and 46.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.8%
Return on assets
19.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
33 d early
2022
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€48k▲ 50.3%
2023 · €32k
2022: €15k
2023: €32k
2022 → 2024
Total assets
€89k▼ 2.3%
2023 · €91k
2022: €77k
2023: €91k
2022 → 2024
Net result
€18k▼ 4.4%
2023 · €18k
2022: €11k
2023: €18k
2022 → 2024
Working capital
€30k▲ 117%
2023 · €14k
2022: €2k
2023: €14k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€15k-€32k▲ 112%€48k▲ 50.3%
Operating result€17k-€26k▲ 55.7%€25k▼ 5.1%
Net result€11k-€18k▲ 59.6%€18k▼ 4.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €89k
Fixed assets
€40k▼ 22.1%
Current assets
€49k▲ 22.9%
Equity and liabilities €89k
Equity
€48k▲ 50.3%
Debt
€41k▼ 30.6%
The debt ratio falls from 65.0% to 46.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€41k▲
2023 · €40k
Cash flow
€33k▲
2023 · €32k
Solvency
53.8%▲
2023 · 35.0%
Current ratio
2.62▲
2023 · 1.54
Quick ratio
2.62▲
2023 · 1.54
Debt / equity
0.86▼
2023 · 1.86
ROE
36.6%▼
2023 · 57.6%
ROA
19.7%▼
2023 · 20.1%
Interest coverage
23.91▲
2023 · 19.77
Debt
€41k▼
2023 · €59k
Debt ≤ 1 year
€19k▼
2023 · €26k
Debt > 1 year
€22k▼
2023 · €33k
Income taxes
€6k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€89k▼
Fixed assets21/28€51k€40k▼
Tangible fixed assets22/27€51k€40k▼
Furniture and vehicles24€7k€8k▲
Leasing and similar rights25€44k€32k▼
Current assets29/58€40k€49k▲
Amounts receivable within one year40/41€12k€12k▼
Trade receivables40€11k€11k▲
Other amounts receivable41€340€243▼
Cash at bank and in hand54/58€25k€35k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€91k€89k▼
Equity10/15€32k€48k▲
Contributions10/11€5k€5k=
Reserves13€27k€43k▲
Distributable reserves133€27k€43k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€59k€41k▼
Amounts payable after more than one year17€33k€22k▼
Financial debts170/4€33k€22k▼
Amounts payable within one year42/48€26k€19k▼
Current portion of amounts payable after more than one year42€17k€11k▼
Financial debts43€2k€41▼
Credit institutions430/8€2k€41▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€2k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€41k€42k▲
Operating profit (loss)9901€26k€25k▼
Financial income75/76B€26€15▼
Recurring financial income75€26€15▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€24k€23k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€18k€18k▼
Profit (loss) for the period to be appropriated9905€18k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€18k▼
Transfer to equity691/2€17k€16k▼
To other reserves6921€17k€16k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation3 facts ▸
- General meeting, 2026-08-10
- Director appointment, Joon Lommelen (bestuurder)
- Mandate compensation, Joon Lommelen
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €18k ▲59.6%
Operating result €26k, net result €18k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Joon Lommelen
CurrentDirector · since 10-08-2026
10-08-2026
Appointed as Director
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlierenpaal 42550 KontichGround area
207 m²
Building footprint
100 m²
Volume, LiDAR
615 m³
Parcel 11602E0246/00F003, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DELO SERVICES - DELO
since 20222.326.064.255
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0246/00F003 | Flanders | 207 m² | 1 · 100 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,800 EUR awarded · 1,800 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,800 EUR | 1,800 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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PurpleLion
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CIT.CS
BE 0787.683.352
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TECK & CO
BE 0480.273.823
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,244 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.