DELO PH. LTH
ActiveSummary
DELO PH. LTH has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €158k and a net result of €-421. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 19908 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▼-32
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 20.64 against 20.97 in 2023; short-term debt: 2.1% and cash: 11% of total assets), and 2.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.4%
Return on assets
-0.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
20 d late
2022
22 d late
2021
30 d late
2020
23 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€158k▼ 0.3%
2023 · €158k
2018: €119k
2019: €132k
2020: €172k
2021: €189k
2022: €193k
2023: €158k
2018 → 2024
Total assets
€162k▲ 0.5%
2023 · €161k
2018: €324k
2019: €347k
2020: €380k
2021: €358k
2022: €318k
2023: €161k
2018 → 2024
Net result
€-421
2023 · €79k
2018: €1k
2019: €13k
2020: €40k
2021: €17k
2022: €5k
2023: €79k
2018 → 2024
Working capital
€67k▲ 10.3%
2023 · €61k
2018: €-41k
2019: €-54k
2020: €-26k
2021: €-10k
2022: €-9k
2023: €61k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€172k-€189k▲ 9.7%€193k▲ 2.5%€158k▼ 18.3%€158k▼ 0.3%
Operating result€63k-€28k▼ 55.7%€10k▼ 63.5%€106k▲ 945%€8▼ 100.0%
Net result€40k-€17k▼ 58.3%€5k▼ 71.5%€79k▲ 1,552%€-421
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 100% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €162k
Fixed assets
€91k ▼ 6.0%
Current assets
€71k ▲ 10.4%
Equity and liabilities €162k
Equity
€158k ▼ 0.3%
Debt
€4k ▲ 40.0%
Debt's share of the balance-sheet total rises from 1.9% to 2.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€12k▼
2023 · €117k
Cash flow
€12k▼
2023 · €89k
Current ratio
20.64▼
2023 · 20.97
Debt to equity
0.03▲
2023 · 0.02
ROE
-0.3%▼
2023 · 49.9%
ROA
-0.3%▼
2023 · 49.0%
Interest coverage
87.27▼
2023 · 123.41
Debt ≤ 1 year
€3k▲
2023 · €3k
Income taxes
€296▼
2023 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€161k€162k▲
Fixed assets21/28€97k€91k▼
Tangible fixed assets22/27€97k€91k▼
Land and buildings22€44k€44k▼
Plant, machinery and equipment23€6k€4k▼
Leasing and similar rights25€9k€7k▼
Other tangible fixed assets26€37k€36k▼
Financial fixed assets28€442€442=
Current assets29/58€64k€71k▲
Amounts receivable within one year40/41€8k€50k▲
Trade receivables40€8k-
Other amounts receivable41€168€50k▲
Cash at bank and in hand54/58€55k€18k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€161k€162k▲
Equity10/15€158k€158k▼
Contributions10/11€6k€6k=
Reserves13€78k€78k=
Distributable reserves133€78k€78k=
Profit (loss) carried forward14€74k€73k▼
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Accrued charges and deferred income492/3-€852
Income statement
Code20232024
Remuneration, social security and pensions62€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€137k€15k▼
Operating profit (loss)9901€106k€8▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€947€138▼
Recurring financial charges65€947€138▼
Profit (loss) for the period before taxes9903€105k€-125▼
Income taxes67/77€27k€296▼
Profit (loss) for the period9904€79k€-421▼
Profit (loss) for the period to be appropriated9905€79k€-421▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€73k▼
Profit (loss) brought forward from the previous period14P€-5k€74k▲
Transfer from equity791/2€114k-
Profit to be distributed694/7€114k-
Return on contributions (dividend)694€114k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-421 ▼101%
Net result drops to €-421, the lowest in the series.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Highest result since 2018net €79k ▲1552%
Operating result €106k, net result €79k, both a record.
31-12
Financial
Liquidity times 24current ratio 20.97
Current ratio from 0.88 to 20.97; short-term debt falls from €78k to €3k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
31-12
Financial
Equity above €150kEq €172k ▲30.5%
3 profitable years in a row build equity to €172k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 2 establishment units since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meersteen 191600 Sint-Pieters-LeeuwGround area
1,643 m²
Building footprint
426 m²
Volume, LiDAR
2,276 m³
3 parcels, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Steenwagenstraat 68, 1820 Steenokkerzeel
since 19872.229.043.172
Brusselbaan 44, 1600 Sint-Pieters-Leeuw
since 19892.229.043.667
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23051A0136/00A003 | Flanders | 705 m² | 1 · 144 m² | 5.3 m · 1 fl. |
| 23582D0358/00Z000 | Flanders | 652 m² | 1 · 136 m² | 8.5 m · 2 fl. |
| 23077A0039/00H003 | Flanders | 286 m² | 1 · 146 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dr. Seyde Ismailova
BE 0738.819.405
Antwerpen · Eq €157,492
DELTA DENTAL
BE 0539.907.344
Anderlecht · Eq €157,318
NETU DENT
BE 0739.890.363
Hasselt · Eq €157,175
Sophia Dental Care
BE 0800.987.002
Brussel · Eq €157,922
'tAnndartshuis
BE 0846.285.111
Menen · Eq €157,953
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,806 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-1987
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:delo.ph.lth.bvba@pandora.be
Phone:02.377.70.78