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DeliTrad

Active
Private limited companyfounded 20242 yrs activeRue de Mons 56, 1480 Tubize, BelgiumKBO/BCE: BE 1006.540.591
Summary

The computed 12-month bankruptcy probability of DeliTrad is 3.1% (moderate). The annual accounts of DeliTrad for fiscal year 2025 show a net loss of 114% of total assets and of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €2,446 and a net result of -€2,998. Its solvency ranks better than 95% of 18537 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100▲+20
Growth58
Track record82
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€2,998
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DeliTrad was incorporated on 28 February 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€2,446▼ 55.1%
2024 · €5,444
Total assets
€2,630▼ 73.3%
2024 · €9,846
Net result
-€2,998▲ 34.2%
2024 · -€4,556
Working capital
€1,635▼ 64.5%
2024 · €4,607
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€4,556--€2,945▲ 35.4%
Net result-€4,556--€2,998▲ 34.2%
Equity€5,444-€2,446▼ 55.1%
Total assets€9,846-€2,630▼ 73.3%
Debt€4,402-€185▼ 95.8%
Working capital€4,607-€1,635▼ 64.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2024: -€4,556-€4,556Net result 2024: -€4,556-€4,556Operating result 2025: -€2,945-€2,945Net result 2025: -€2,998-€2,99820242025-€6,000-€4,000-€2,000€0Operating result 2024: -€4,556-€4,560Net result 2024: -€4,556-€4,560Operating result 2025: -€2,945-€2,940Net result 2025: -€2,998-€3,00020242025
The operating result stays negative: a loss of €2,945 in 2025 against €4,556 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2,630
Fixed assets €811 ▼ 3.2%
Current assets €1,820 ▼ 79.8%
Equity and liabilities €2,630
Equity €2,446 ▼ 55.1%
Debt €185 ▼ 95.8%
Debt's share of the balance-sheet total falls from 44.7% to 7.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€2,618▲
2024 · -€4,413
Cash flow
-€2,672▲
2024 · -€4,413
Interest coverage
-46.98
Debt ≤ 1 year
€185▼
2024 · €4,402
Ratios withheld: a balance sheet total of €2,630 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€9,846€2,630▼
Fixed assets21/28€837€811▼
Tangible fixed assets22/27€837€511▼
Furniture and vehicles24€837€511▼
Financial fixed assets28-€300
Current assets29/58€9,009€1,820▼
Amounts receivable within one year40/41€807€38▼
Other amounts receivable41€807€38▼
Cash at bank and in hand54/58€8,202€1,782▼
Equity and liabilities
Total equity and liabilities10/49€9,846€2,630▼
Equity10/15€5,444€2,446▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€4,556-€7,555▼
Amounts payable17/49€4,402€185▼
Amounts payable within one year42/48€4,402€185▼
Trade debts44-€185
Suppliers440/4-€185
Other amounts payable47/48€4,402-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143€327▲
Other operating charges640/8€50-
Gross operating margin9900-€4,363-€2,618▲
Operating profit (loss)9901-€4,556-€2,945▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B-€56
Recurring financial charges65-€56
Profit (loss) for the period before taxes9903-€4,556-€2,998▲
Profit (loss) for the period9904-€4,556-€2,998▲
Profit (loss) for the period to be appropriated9905-€4,556-€2,998▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,556-€7,555▼
Profit (loss) brought forward from the previous period14P--€4,556

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143€327▲ 129%
Other operating charges640/8€50--
Gross operating margin9900-€4,363-€2,618▲ 40.0%
Operating profit (loss)9901-€4,556-€2,945▲ 35.4%
Financial income75/76B-€2-
Recurring financial income75-€2-
Financial charges65/66B-€56-
Recurring financial charges65-€56-
Profit (loss) for the period before taxes9903-€4,556-€2,998▲ 34.2%
Profit (loss) for the period9904-€4,556-€2,998▲ 34.2%
Profit (loss) for the period to be appropriated9905-€4,556-€2,998▲ 34.2%
Line20242025Change
Assets
Total assets20/58€9,846€2,630▼ 73.3%
Fixed assets21/28€837€811▼ 3.2%
Tangible fixed assets22/27€837€511▼ 39.0%
Furniture and vehicles24€837€511▼ 39.0%
Financial fixed assets28-€300-
Current assets29/58€9,009€1,820▼ 79.8%
Amounts receivable within one year40/41€807€38▼ 95.3%
Other amounts receivable41€807€38▼ 95.3%
Cash at bank and in hand54/58€8,202€1,782▼ 78.3%
Equity and liabilities
Total equity and liabilities10/49€9,846€2,630▼ 73.3%
Equity10/15€5,444€2,446▼ 55.1%
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€4,556-€7,555▼ 65.8%
Amounts payable17/49€4,402€185▼ 95.8%
Amounts payable within one year42/48€4,402€185▼ 95.8%
Trade debts44-€185-
Suppliers440/4-€185-
Other amounts payable47/48€4,402--
Line20242025Change
Profit (loss) for the period9904-€4,556-€2,998▲ 34.2%
+ Depreciation and write-downs630€143€327▲ 129%
Operating cash flow (approximation)-€4,413-€2,672▲ 39.5%
Investment in fixed assets (approximation)--€300-
Change in cash--€6,420-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity times 5current ratio 9.86
Current ratio from 2.05 to 9.86; short-term debt falls from €4,402 to €185.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
332 m²
Building footprint
104 m²
Volume, LiDAR
1,241 m³
Parcel 25105B0200/00G002, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
DeliTrad
Rue de Mons 56, 1480 TubizeRetail trade
since 20242.356.832.655
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25105B0200/00G002 Wallonia 332 m² 1 · 104 m² 14.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 1,668 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006540591
Registered 27-03-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.