Losses
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Higher solvency than 95% of companies in retail trade. Sector median 33.4% · 25,237 companies.
In July 2024, 3,224 companies had the same profile as DeliTrad has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,224 companies, not a prediction for DeliTrad. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DeliTrad Tubize | €2,630 | -€2,618 | 93.0% | - |
| SRFALCON Brussels | €2,323 | -€16,671 | -914.3% | - |
| Relife Mechelen | €2,404 | -€1,243 | -39.6% | - |
| ALMEAR Andenne | €3,088 | -€1,909 | 73.4% | - |
| REZENDE FILHOS Sint-Gillis (bij-Brussel) | €2,882 | -€2,368 | -85.2% | - |
| M.G. TRADE Molenbeek-Saint-Jean | €3,973 | -€440 | 43.4% | - |
| Sharif Sons Traders Roeselare | €3,776 | -€687 | 56.2% | - |
These companies have the same main activity as DeliTrad: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €2,320 and €3,970, founded between 2023 and 2025.
The annual accounts of DeliTrad for financial year 2025 show a net loss of 114% of total assets and of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €2,446 and a net result of -€2,998.
Its solvency ranks better than 95% of 25,237 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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