Summary
DELISIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.76M and a net result of €-230k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 2394 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
43 d early
2023
48 d early
2022
61 d early
2021
60 d early
2020
61 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€9.76M▼ 2.3%
2024 · €9.99M
2018: €65k
2019: €63k
2020: €30k
2021: €10k
2022: €9.40M
2023: €9.71M
2024: €9.99M
2018 → 2025
Net result
€-230k
2024 · €290k
2018: €-1k
2019: €-2k
2020: €-32k
2021: €-21k
2022: €9.39M
2023: €304k
2024: €290k
2018 → 2025
Total assets
€9.80M▼ 3.9%
2024 · €10.19M
2018: €485k
2019: €660k
2020: €775k
2021: €936k
2022: €9.41M
2023: €9.79M
2024: €10.19M
2018 → 2025
Solvency
99.6%▲ 1.6pp
2024 · 98.1%
2018: 13.4%
2019: 9.5%
2020: 3.9%
2021: 1.0%
2022: 99.9%
2023: 99.1%
2024: 98.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€38k-€26k▼ 32.9%€60k▲ 133%€87k▲ 45.9%€57k▼ 33.8%
Equity€10k-€9.40M▲ 98,804%€9.71M▲ 3.2%€9.99M▲ 3.0%€9.76M▼ 2.3%
Operating result€328-€-15k€44k€17k▼ 60.6%€-201k
Net result€-21k-€9.39M€304k▼ 96.8%€290k▼ 4.8%€-230k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €201k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.80M
Fixed assets
€1.55M ▲ 330%
Current assets
€8.25M ▼ 16.1%
Equity and liabilities €9.80M
Equity
€9.76M ▼ 2.3%
Debt
€34k ▼ 82.7%
Debt's share of the balance-sheet total falls from 1.9% to 0.4%. Equity and debt are lower.
Key figures and ratios
ROE
-2.4%▼
2024 · 2.9%
ROA
-2.4%▼
2024 · 2.8%
Debt ≤ 1 year
€34k▼
2024 · €198k
A ratio outside any meaningful range has been withheld (balance sheet total €9.80M, equity €9.76M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10.19M€9.80M▼
Fixed assets21/28€361k€1.55M▲
Financial fixed assets28€361k€1.55M▲
Affiliated companies280/1€219k€1.22M▲
Participating interests280€219k€1.22M▲
Companies linked by participating interests282/3€142k€332k▲
Participating interests282€142k€332k▲
Current assets29/58€9.83M€8.25M▼
Amounts receivable after more than one year29€84k€217k▲
Trade receivables290€84k€217k▲
Amounts receivable within one year40/41€9.23M€7.96M▼
Trade receivables40€53k€33k▼
Other amounts receivable41€9.18M€7.93M▼
Cash at bank and in hand54/58€485k€39k▼
Deferred charges and accrued income490/1€36k€28k▼
Equity and liabilities
Total equity and liabilities10/49€10.19M€9.80M▼
Equity10/15€9.99M€9.76M▼
Contributions10/11€40k€40k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€9.95M€9.72M▼
Amounts payable17/49€198k€34k▼
Amounts payable within one year42/48€198k€34k▼
Financial debts43€75k-
Credit institutions430/8€75k-
Trade debts44€34k€34k=
Suppliers440/4€34k€34k=
Taxes, remuneration and social security45€89k-
Taxes450/3€89k-
Income statement
Code20242025
Operating income70/76A€87k€57k▼
Turnover70€87k€57k▼
Operating charges60/66A€69k€258k▲
Services and other goods61€68k€68k▲
Other operating charges640/8€1k€190k▲
Operating profit (loss)9901€17k€-201k▼
Financial income75/76B€372k€297k▼
Recurring financial income75€372k€297k▼
Income from financial fixed assets750-€297k
Income from current assets751€372k-
Financial charges65/66B€855€327k▲
Recurring financial charges65€855€327k▲
Debt charges650€483€1k▲
Other financial charges652/9€372€325k▲
Profit (loss) for the period before taxes9903€388k€-230k▼
Income taxes67/77€99k-
Taxes670/3€99k-
Profit (loss) for the period9904€290k€-230k▼
Profit (loss) for the period to be appropriated9905€290k€-230k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9.95M€9.72M▼
Profit (loss) brought forward from the previous period14P€9.66M€9.95M▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-230k ▼180%
Net result drops to €-230k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 240.49
Current ratio from 49.54 to 240.49; short-term debt falls from €198k to €34k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €9.39M
Net result €9.39M after 4 loss-making years.
31-12
Financial
Liquidity times 1639current ratio 792.00
Current ratio from 0.48 to 792.00; short-term debt falls from €926k to €11k.
31-12
Financial
Equity above €5MEq €9.40M ▲98804%
Equity rises from €10k to €9.40M.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diamantstraat (HRT) 82200 HerentalsGround area
1.2 ha
Building footprint
3,044 m²
Volume, LiDAR
52,510 m³
Parcel 13027A0065/00F002, Flanders · tallest building 24.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
DELISIA
since 20132.224.428.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027A0065/00F002 | Flanders | 1.2 ha | 1 · 3,044 m² | 24.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GREVIC
BE 0740.720.308
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VALIPAR
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Depide
BE 0694.894.736
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 6,095 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.