DELISALADES
ActiveSummary
DELISALADES has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €233k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency53▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.3 in 2024; short-term debt: 69.9% and cash: 6.3% of total assets), and 71.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
6.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
13 d early
2023
29 d early
2022
32 d early
2021
33 d late
2020
61 d late
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€233k▼ 17.9%
2024 · €283k
2018: €113k
2019: €59k
2021: €163k
2022: €303k
2023: €414k
2024: €283k
2018 → 2025
Working capital
€909k▲ 25.9%
2024 · €722k
2018: €103k
2019: €181k
2021: €176k
2022: €304k
2023: €717k
2024: €722k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€439k▲ 136%€803k▲ 82.9%€845k▲ 5.3%€1.08M▲ 27.5%
Operating result€253k-€444k▲ 75.6%€643k▲ 44.9%€436k▼ 32.2%€280k▼ 35.8%
Net result€163k-€303k▲ 86.4%€414k▲ 36.5%€283k▼ 31.5%€233k▼ 17.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.79M
Fixed assets
€231k ▼ 5.2%
Current assets
€3.56M ▲ 13.1%
Equity and liabilities €3.79M
Equity
€1.08M ▲ 27.5%
Debt
€2.71M ▲ 6.5%
Debt's share of the balance-sheet total falls from 75.1% to 71.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€327k▼
2024 · €474k
Cash flow
€280k▼
2024 · €322k
Current ratio
1.34▲
2024 · 1.30
Quick ratio
0.91▲
2024 · 0.87
Debt to equity
2.52▼
2024 · 3.01
ROE
21.6%▼
2024 · 33.5%
ROA
6.1%▼
2024 · 8.4%
Interest coverage
10.53▼
2024 · 23.14
Debt ≤ 1 year
€2.65M▲
2024 · €2.43M
Debt > 1 year
€62k▼
2024 · €117k
Income taxes
€87k▼
2024 · €104k
Staff costs
€2.12M▼
2024 · €2.34M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.39M€3.79M▲
Fixed assets21/28€243k€231k▼
Intangible fixed assets21-€4k
Tangible fixed assets22/27€235k€214k▼
Furniture and vehicles24€22k€28k▲
Other tangible fixed assets26€213k€187k▼
Financial fixed assets28€9k€12k▲
Current assets29/58€3.15M€3.56M▲
Stocks and contracts in progress3€1.04M€1.14M▲
Stocks30/36€1.04M€1.14M▲
Amounts receivable within one year40/41€1.77M€2.16M▲
Trade receivables40€1.76M€2.09M▲
Other amounts receivable41€14k€64k▲
Cash at bank and in hand54/58€295k€237k▼
Deferred charges and accrued income490/1€39k€24k▼
Equity and liabilities
Total equity and liabilities10/49€3.39M€3.79M▲
Equity10/15€845k€1.08M▲
Contributions10/11€2k€2k=
Reserves13€2k€2k=
Non-distributable reserves130/1€189€189=
Reserves not available under the articles1311€189€189=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€841k€1.07M▲
Amounts payable17/49€2.55M€2.71M▲
Amounts payable after more than one year17€117k€62k▼
Financial debts170/4€117k€62k▼
Amounts payable within one year42/48€2.43M€2.65M▲
Current portion of amounts payable after more than one year42€91k€94k▲
Trade debts44€1.61M€1.35M▼
Suppliers440/4€1.61M€1.35M▼
Taxes, remuneration and social security45€438k€345k▼
Taxes450/3€103k€66k▼
Remuneration and social security454/9€335k€279k▼
Other amounts payable47/48€289k€859k▲
Accrued charges and deferred income492/3€3k€150▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€2.34M€2.12M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€47k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€61k€5k▼
Other operating charges640/8€47k€17k▼
Non-recurring operating charges66A€544-
Gross operating margin9900€2.92M€2.47M▼
Operating profit (loss)9901€436k€280k▼
Financial income75/76B€7k€71k▲
Recurring financial income75€3k€71k▲
Non-recurring financial income76B€4k-
Financial charges65/66B€56k€31k▼
Recurring financial charges65€20k€31k▲
Non-recurring financial charges66B€35k-
Profit (loss) for the period before taxes9903€387k€320k▼
Income taxes67/77€104k€87k▼
Profit (loss) for the period9904€283k€233k▼
Profit (loss) for the period to be appropriated9905€283k€233k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.08M€1.07M▼
Profit (loss) brought forward from the previous period14P€799k€841k▲
Profit to be distributed694/7€241k-
Return on contributions (dividend)694€241k-
Social balance
Average headcount (FTE)908738.234.1▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €1MEq €1.08M ▲27.5%
7 profitable years in a row build equity to €1.08M.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €414k ▲36.5%
Operating result €643k, net result €414k, both a record.
31-12
Financial
Equity above €500kEq €803k ▲82.9%
5 profitable years in a row build equity to €803k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €439k ▲136%
4 profitable years in a row build equity to €439k.
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 33 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
31-12
Financial
Weakest financial yearnet €59k ▼48%
Net result drops to €59k, the lowest in the series; recovery starts the following year.
Show earlier events
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 55 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Recogne,Rue de Neufchâteau 486800 Libramont-Chevigny1 establishment unit
Recogne,Rue de Neufchâteau 48, 6800 Libramont-Chevigny
since 19882.034.661.013
Recognitions · licences · registrations
Food safety, FASFC
1 siteLibramont-Chevigny2.034.661.013
Similar companies · same sector, comparable size
ALAERTS
BE 0464.387.104
Lummen · Eq €1,072,190
COLOSSEUM
BE 0437.769.314
Tienen · Eq €1,065,650
BEEBOX WORLD
BE 0665.702.387
Fernelmont · Eq €1,065,266
VURAL INVEST
BE 0507.743.332
Mons · Eq €1,091,483
GOOD MEAT
BE 0421.252.588
Aalter · Eq €1,061,264
Of 1,425 companies in sector 46389 we hold annual accounts for 855. 462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-02-1988
Fiscal year end31-12
Activities, NACEBEL 2025
46389Wholesale of other food products
46360Wholesale trade
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filings
Scores and ratios are computed by Checked and are not a credit decision.