Delinsuro
ActiveDelinsuro has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €35k. Its solvency ranks better than 18% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency37▼-47
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.14 against 2.0 in 2024; short-term debt: 23.2% and cash: 0.7% of total assets), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.9%
Return on assets
5.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 88.0%
2024 · €40k
2024: €40k
2024 → 2025
Total assets
€634k▲ 841%
2024 · €67k
2024: €67k
2024 → 2025
Net result
€35k▼ 6.1%
2024 · €38k
2024: €38k
2024 → 2025
Working capital
€-127k
2024 · €27k
2024: €27k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€40k-€75k▲ 88.0%
Operating result€50k-€60k▲ 21.0%
Net result€38k-€35k▼ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €634k
Fixed assets
€614k▲ 4,785%
Current assets
€20k▼ 63.7%
Equity and liabilities €634k
Equity
€75k▲ 88.0%
Debt
€559k▲ 1,940%
The debt ratio rises from 40.6% to 88.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113k▲
2024 · €51k
Cash flow
€88k▲
2024 · €39k
Solvency
11.9%▼
2024 · 59.4%
Current ratio
0.14▼
2024 · 2.00
Quick ratio
0.14▼
2024 · 2.00
Debt / equity
7.43▲
2024 · 0.68
ROE
46.8%▼
2024 · 93.8%
ROA
5.6%▼
2024 · 55.7%
Interest coverage
13.24▼
2024 · 53.39
Debt
€559k▲
2024 · €27k
Debt ≤ 1 year
€147k▲
2024 · €27k
Debt > 1 year
€412k
Income taxes
€17k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€634k▲
Fixed assets21/28€13k€614k▲
Tangible fixed assets22/27€13k€340k▲
Land and buildings22-€328k
Plant, machinery and equipment23€652€1k▲
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€9k€8k▼
Financial fixed assets28€3€275k▲
Current assets29/58€55k€20k▼
Amounts receivable within one year40/41€12k€12k=
Trade receivables40€12k€12k=
Cash at bank and in hand54/58€40k€4k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€67k€634k▲
Equity10/15€40k€75k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€38k€73k▲
Amounts payable17/49€27k€559k▲
Amounts payable after more than one year17-€412k
Financial debts170/4-€412k
Amounts payable within one year42/48€27k€147k▲
Current portion of amounts payable after more than one year42-€64k
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€11k€29k▲
Taxes450/3€11k€29k▲
Other amounts payable47/48€12k€51k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€53k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€53k€115k▲
Operating profit (loss)9901€50k€60k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€959€9k▲
Recurring financial charges65€959€9k▲
Profit (loss) for the period before taxes9903€49k€52k▲
Income taxes67/77€11k€17k▲
Profit (loss) for the period9904€38k€35k▼
Profit (loss) for the period to be appropriated9905€38k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€73k▲
Profit (loss) brought forward from the previous period14P-€38k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacob Van Arteveldelaan 79940 EvergemGround area
1,131 m²
Building footprint
197 m²
Volume, LiDAR
1,094 m³
Parcel 43006D0219/00E000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delinsuro
since 20232.354.344.606
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43006D0219/00E000 | Flanders | 1,131 m² | 1 · 197 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MCO CONSULTING
BE 0691.627.915
Blégny · Eq €75k
Sancto
BE 0795.916.969
Roeselare · Eq €75k
SIGIKEY
BE 0819.519.247
Kasterlee · Eq €75k
BGF CONSULT
BE 0612.997.240
Westerlo · Eq €75k
HarAch
BE 0765.342.470
Namur · Eq €75k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,908 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.