DELIM
ActiveDELIM has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.81M and a net result of €326k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-15
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 4.59 against 3.57 in 2024), and 17.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
9.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
149 d early
2024
35 d early
2023
47 d early
2022
33 d early
2021
16 d early
2020
19 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.81M▲ 13.1%
2024 · €2.48M
2018: €821k
2019: €1.10M
2020: €1.31M
2021: €1.37M
2022: €1.87M
2023: €2.12M
2024: €2.48M
2018 → 2025
Total assets
€3.42M▲ 9.8%
2024 · €3.12M
2018: €1.75M
2019: €1.88M
2020: €2.01M
2021: €1.93M
2022: €2.06M
2023: €2.15M
2024: €3.12M
2018 → 2025
Net result
€326k▼ 9.8%
2024 · €361k
2018: €176k
2019: €282k
2020: €205k
2021: €67k
2022: €492k
2023: €258k
2024: €361k
2018 → 2025
Working capital
€46k▼ 46.5%
2024 · €86k
2018: €-177k
2019: €-246k
2020: €-244k
2021: €-191k
2022: €150k
2023: €162k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.37M-€1.87M▲ 35.8%€2.12M▲ 13.8%€2.48M▲ 17.0%€2.81M▲ 13.1%
Operating result€86k-€658k▲ 664%€334k▼ 49.2%€474k▲ 41.7%€429k▼ 9.5%
Net result€67k-€492k▲ 638%€258k▼ 47.6%€361k▲ 40.1%€326k▼ 9.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.42M
Fixed assets
€3.36M▲ 12.2%
Current assets
€59k▼ 50.7%
Equity and liabilities €3.42M
Equity
€2.81M▲ 13.1%
Debt
€613k▼ 3.3%
The debt ratio falls from 20.3% to 17.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€528k▼
2024 · €540k
Cash flow
€425k▼
2024 · €427k
Solvency
82.1%▲
2024 · 79.7%
Current ratio
4.59▲
2024 · 3.57
Quick ratio
4.59▲
2024 · 3.57
Debt / equity
0.22▼
2024 · 0.26
ROE
11.6%▼
2024 · 14.5%
ROA
9.5%▼
2024 · 11.6%
Interest coverage
694.67▼
2024 · 1760.11
Debt
€613k▼
2024 · €634k
Debt ≤ 1 year
€13k▼
2024 · €34k
Debt > 1 year
€600k=
2024 · €600k
Income taxes
€102k▼
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.12M€3.42M▲
Fixed assets21/28€3.00M€3.36M▲
Tangible fixed assets22/27€2.79M€3.08M▲
Land and buildings22€2.11M€3.05M▲
Plant, machinery and equipment23€7k€7k▼
Furniture and vehicles24€13k€24k▲
Assets under construction and advance payments27€653k-
Financial fixed assets28€210k€282k▲
Current assets29/58€120k€59k▼
Amounts receivable within one year40/41€82k€9k▼
Trade receivables40€2k€2k=
Other amounts receivable41€81k€8k▼
Cash at bank and in hand54/58€38k€50k▲
Equity and liabilities
Total equity and liabilities10/49€3.12M€3.42M▲
Equity10/15€2.48M€2.81M▲
Contributions10/11€6k€6k=
Reserves13€1.10M€1.10M=
Distributable reserves133€1.10M€1.10M=
Profit (loss) carried forward14€1.38M€1.71M▲
Amounts payable17/49€634k€613k▼
Amounts payable after more than one year17€600k€600k=
Financial debts170/4€600k€600k=
Amounts payable within one year42/48€34k€13k▼
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Taxes, remuneration and social security45€15k€7k▼
Taxes450/3€15k€7k▼
Other amounts payable47/48€8k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€4k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€99k▲
Other operating charges640/8€7k€6k▼
Non-recurring operating charges66A-€341
Gross operating margin9900€546k€535k▼
Operating profit (loss)9901€474k€429k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€307€760▲
Recurring financial charges65€307€760▲
Profit (loss) for the period before taxes9903€475k€428k▼
Income taxes67/77€114k€102k▼
Profit (loss) for the period9904€361k€326k▼
Profit (loss) for the period to be appropriated9905€361k€326k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.38M€1.71M▲
Profit (loss) brought forward from the previous period14P€1.02M€1.38M▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 7.74
Current ratio from 1.83 to 7.74; short-term debt falls from €181k to €24k.
31-12
Financial
Equity above €2MEq €2.12M ▲13.8%
6 profitable years in a row build equity to €2.12M.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €492k ▲638%
Operating result €658k, net result €492k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.83
Current ratio from 0.46 to 1.83; short-term debt falls from €356k to €181k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €67k ▼67.4%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
2019
31-12
Financial
Equity above €1MEq €1.10M ▲34.3%
2 profitable years in a row build equity to €1.10M.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edemolenlaan 189810 Nazareth-De PinteGround area
5,613 m²
Building footprint
214 m²
Volume, LiDAR
218 m³
Parcel 44048H0628/00E000, Flanders · tallest building 5.6 m. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048H0628/00E000 | Flanders | 5,613 m² | 1 · 214 m² | 5.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2009
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.