DELICE & CO
ActiveThe computed 12-month bankruptcy probability of DELICE & CO is 9.2% (elevated). The 2024 annual accounts show equity of €47k and a net result of €15k. Equity is growing by ~45.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 18939 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-18
Solvency56▼-27
Growth78=
Track record100
Bankruptcy probability, 12 months
9.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.41 against 1.84 in 2023; short-term debt: 68.9% and cash: 48% of total assets), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.1%
Return on assets
9.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-07-2025, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
18 d early
2023
66 d late
2022
61 d late
2021
57 d late
2020
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€47k▲ 45.9%
2023 · €32k
2020: €11k
2021: €15k
2022: €19k
2023: €32k
2020 → 2024
Total assets
€152k▲ 173%
2023 · €56k
2020: €13k
2021: €40k
2022: €39k
2023: €56k
2020 → 2024
Net result
€15k▲ 11.7%
2023 · €13k
2020: €6k
2021: €14k
2022: €4k
2023: €13k
2020 → 2024
Working capital
€43k▲ 118%
2023 · €20k
2020: €9k
2021: €4k
2022: €-4k
2023: €20k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€15k▲ 40.9%€19k▲ 26.8%€32k▲ 69.9%€47k▲ 45.9%
Operating result€6k-€16k▲ 179%€6k▼ 64.9%€14k▲ 144%€17k▲ 22.7%
Net result€6k-€14k▲ 153%€4k▼ 71.9%€13k▲ 231%€15k▲ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 23% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152k
Fixed assets
€5k▼ 64.1%
Current assets
€148k▲ 243%
Equity and liabilities €152k
Equity
€47k▲ 45.9%
Debt
€105k▲ 349%
The debt ratio rises from 41.9% to 68.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2023 · €24k
Cash flow
€24k▲
2023 · €24k
Solvency
31.1%▼
2023 · 58.1%
Current ratio
1.41▼
2023 · 1.84
Quick ratio
1.40▼
2023 · 1.81
Debt / equity
2.22▲
2023 · 0.72
ROE
31.5%▼
2023 · 41.1%
ROA
9.8%▼
2023 · 23.9%
Interest coverage
74.61▼
2023 · 89.49
Debt
€105k▲
2023 · €23k
Debt ≤ 1 year
€105k▲
2023 · €23k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€152k▲
Fixed assets21/28€13k€5k▼
Tangible fixed assets22/27€13k€5k▼
Plant, machinery and equipment23€11k€5k▼
Furniture and vehicles24€2k-
Current assets29/58€43k€148k▲
Stocks and contracts in progress3€594€594=
Stocks30/36€594€594=
Amounts receivable within one year40/41€36k€71k▲
Trade receivables40€11k€33k▲
Other amounts receivable41€25k€38k▲
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€4k€73k▲
Equity and liabilities
Total equity and liabilities10/49€56k€152k▲
Equity10/15€32k€47k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€27k€42k▲
Amounts payable17/49€23k€105k▲
Amounts payable within one year42/48€23k€105k▲
Trade debts44€19k€100k▲
Suppliers440/4€19k€100k▲
Taxes, remuneration and social security45€5k€5k=
Remuneration and social security454/9€5k€5k=
Income statement
Code20232024
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€442€2k▲
Non-recurring operating charges66A-€47k
Gross operating margin9900€27k€76k▲
Operating profit (loss)9901€14k€17k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€266€345▲
Recurring financial charges65€266€345▲
Profit (loss) for the period before taxes9903€13k€16k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€13k€15k▲
Profit (loss) for the period to be appropriated9905€13k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€42k▲
Profit (loss) brought forward from the previous period14P€14k€27k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-03
State Gazette act
Registered office · Capital & shares · Resignations & appointmentsGeneral meeting · Director resignation · Director appointment5 facts ▸
State Gazette act
Registered office · Capital & shares · Resignations & appointments
General meeting · Director resignation · Director appointment5 facts ▸
- General meeting, 02/03/2026
- Director resignation, CONNECT PHONE (administrateur)
- Director appointment, Lemaître Elodie (administrateur)
- Registered-office move, Rue Willems 14 - 1210 Saint-Josse-ten-Noode
- Share transfer, CONNECT PHONE → Lemaître Elodie
2025
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €15k ▲11.7%
Operating result €17k, net result €15k, both a record.
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 1.84
Current ratio from 0.80 to 1.84.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼71.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 directors, no change since 2026
Lemaître Elodie
CurrentDirector · since 02-03-2026
25-03-2026
CONNECT PHONE: Resigned as Director
02-03-2026
Lemaître Elodie: Appointed as Director
13-01-2026
DAALI MOHAMED: Resigned as Director
13-01-2026
DAALI RIDOINE: Resigned as Director
31-12-2022
Daali Bilal: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willemsstraat 141210 Sint-Joost-ten-NodeGround area
1.3 ha
Building footprint
1.2 ha
Volume, LiDAR
234,820 m³
2 parcels, Brussels · tallest building 74.5 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
DELICE COFFEE
since 20202.302.921.144
Ô Délice Poke
since 20202.302.921.243
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0187/02A006 | Brussels | 9,765 m² | 1 · 8,769 m² | 22.2 m · 6 fl. |
| 21572B0104/00F000 | Brussels | 3,465 m² | 1 · 3,289 m² | 74.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Similar companies · same sector, comparable size
VIRIBUS UNITIS
BE 0537.502.734
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LA PIZZERIA DE BONINNE
BE 0633.820.071
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AVLL
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ND FOOD
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NASTO
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 8,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:delicecoffee1@gmail.com
Phone:0489675654
E-mail:odelicepoke1@gmail.com