DELI-EXPRESS
ActiveDELI-EXPRESS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €1k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 4575 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-31
Solvency67▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 3.27 in 2024; short-term debt: 22.5% and cash: 14.9% of total assets), but 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
32 d early
2021
10 d early
2020
19 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 2.7%
2024 · €52k
2019: €18k
2020: €20k
2021: €28k
2022: €36k
2023: €39k
2024: €52k
2019 → 2025
Total assets
€125k▲ 20.3%
2024 · €104k
2019: €64k
2020: €51k
2021: €64k
2022: €110k
2023: €96k
2024: €104k
2019 → 2025
Net result
€1k▼ 88.6%
2024 · €12k
2019: €2k
2020: €2k
2021: €8k
2022: €8k
2023: €4k
2024: €12k
2019 → 2025
Working capital
€52k▼ 6.0%
2024 · €55k
2019: €27k
2020: €28k
2021: €37k
2022: €34k
2023: €39k
2024: €55k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€36k▲ 28.2%€39k▲ 11.0%€52k▲ 30.5%€53k▲ 2.7%
Operating result€13k-€15k▲ 16.9%€9k▼ 39.7%€20k▲ 117%€7k▼ 66.2%
Net result€8k-€8k▼ 4.2%€4k▼ 49.8%€12k▲ 207%€1k▼ 88.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€45k▲ 84.8%
Current assets
€80k▲ 0.5%
Equity and liabilities €125k
Equity
€53k▲ 2.7%
Debt
€72k▲ 37.6%
The debt ratio rises from 50.5% to 57.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €28k
Cash flow
€15k▼
2024 · €20k
Solvency
42.3%▼
2024 · 49.5%
Current ratio
2.85▼
2024 · 3.27
Quick ratio
2.85▼
2024 · 3.27
Debt / equity
1.37▲
2024 · 1.02
ROE
2.6%▼
2024 · 23.4%
ROA
1.1%▼
2024 · 11.6%
Interest coverage
3.88▼
2024 · 8.81
Debt
€72k▲
2024 · €52k
Debt ≤ 1 year
€28k▲
2024 · €24k
Debt > 1 year
€44k▲
2024 · €28k
Income taxes
€215▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€125k▲
Fixed assets21/28€24k€45k▲
Tangible fixed assets22/27€21k€41k▲
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€13k€34k▲
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€4k€4k=
Current assets29/58€80k€80k▲
Amounts receivable within one year40/41€24k€61k▲
Trade receivables40€24k€57k▲
Other amounts receivable41€268€5k▲
Cash at bank and in hand54/58€55k€19k▼
Equity and liabilities
Total equity and liabilities10/49€104k€125k▲
Equity10/15€52k€53k▲
Contributions10/11€19k€19k=
Reserves13€33k€34k▲
Distributable reserves133€33k€34k▲
Profit (loss) carried forward14€419€288▼
Amounts payable17/49€52k€72k▲
Amounts payable after more than one year17€28k€44k▲
Financial debts170/4€28k€44k▲
Amounts payable within one year42/48€24k€28k▲
Current portion of amounts payable after more than one year42€5k€11k▲
Trade debts44€10k€15k▲
Suppliers440/4€10k€15k▲
Taxes, remuneration and social security45€7k€961▼
Taxes450/3€7k€870▼
Remuneration and social security454/9-€90
Other amounts payable47/48€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€14k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€0▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€31k€22k▼
Operating profit (loss)9901€20k€7k▼
Financial income75/76B€183€100▼
Recurring financial income75€183€100▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€17k€2k▼
Income taxes67/77€5k€215▼
Profit (loss) for the period9904€12k€1k▼
Profit (loss) for the period to be appropriated9905€12k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€2k▼
Profit (loss) brought forward from the previous period14P€376€419▲
Transfer to equity691/2€12k€2k▼
To other reserves6921€12k€2k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €1k ▼88.6%
Net result drops to €1k, the lowest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €12k ▲207%
Operating result €20k, net result €12k, both a record.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwershoflaan 19810 NazarethGround area
1,693 m²
Building footprint
377 m²
Volume, LiDAR
1,531 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brouwershoflaan 1A, 9810 Nazareth-De Pinte
since 19962.078.312.003
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0254/00E000 | Flanders | 862 m² | 1 · 236 m² | 7.5 m · 1 fl. |
| 44018A0254/00F000 | Flanders | 831 m² | 1 · 141 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 6,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-1996
Fiscal year end31-03
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.