Financials
- Financial year
- 2025
- Total assets
- €124,752
- Profit
- €9,471
- Solvency
- 19.2%
Total assets▲ 8.4%
Net result
20182025
DELI BERCHEM
ActiveSummary
DELI BERCHEM has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,945 and a net result of €9,471. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 38% of 22,632 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241
1 site
Size
≈ €1.0mturnover 2025, estimated
- Staff
- 6.8 FTE
- Equity
- €23,945
- Profit
- €9,471
Turnover estimated from the gross margin
Structure
- Parent
- Jiva Holding BVBA
2025 accounts filed 19 days late3 deeds in the Belgian Official Gazette
Why 86raises riskLast filed accounts filed 19 days late; 1 of the last 3 lateSector: Retail trade (NACE 47)lowers riskFounded in 2008Liquidity: current ratio 0.94, cash €57,052Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency
44+6
equity 19.2% of total assets
Liquidity
60+4
short-term debt 73.2% · cash 45.7%
Profitability
78+39
return on assets 7.6%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● unchanged vs 11-2024
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.7%▲ +0.2 percentage points vs 08-2025
10-2025: 0.9%▲ +0.2 percentage points vs 09-2025
11-2025: 1.1%▲ +0.2 percentage points vs 10-2025
12-2025: 0.8%▼ -0.3 percentage points vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.7%▼ -0.1 percentage points vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.7 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.94, compared with 0.78 in 2024, below 1; short-term debt: 73.2% and cash: 45.7% of total assets), and 80.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 35% on solvency, 67% on liquidity, 68% on profitability and 89% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
19 days late
2024
92 days late
2023
29 days late
2022
24 days late
2021
24 days late
2020
26 days late
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €9,471
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Parent
- Jiva Holding BVBA
Timeline
- Events
- 20
- Since
- 2010
- Next accounts
- by 31-07-2027
- 29-08-2024Annual accounts filed
- 24-08-2023Annual accounts filed
- 24-08-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of bread and pastry (bakery outlets)NACE 47241
- Founded
- 27-06-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about DELI BERCHEM
- What is the company number of DELI BERCHEM?
- 0898.927.209. In Belgium the VAT number is the company number with BE in front: BE 0898.927.209.
- Where is DELI BERCHEM based?
- The registered office is at Driekoningenstraat 94, 2600 Antwerpen.Company details
- What does DELI BERCHEM do?
- According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
- What is the legal form of DELI BERCHEM?
- Private limited company (pre-2019) (BVBA).
- When was DELI BERCHEM founded?
- On 27-06-2008.
- Is DELI BERCHEM still active?
- Yes, DELI BERCHEM is an active enterprise in the KBO register.
- How many employees does DELI BERCHEM have?
- On average 6.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of DELI BERCHEM?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is DELI BERCHEM profitable?
- In financial year 2025, DELI BERCHEM made a profit of €9,471.
- Where can I find the annual accounts of DELI BERCHEM?
- DELI BERCHEM filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DELI BERCHEM due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to DELI BERCHEM
Parent and group
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- MERADGent
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