DELFT
ActiveSummary
The computed 12-month bankruptcy probability of DELFT is 2.0% (moderate). The 2025 annual accounts show negative equity (-€6,276) and a net result of -€918. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 13560 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability24▼-64
Solvency7▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.6 in 2024; short-term debt: 117.6% and cash: 6.5% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.6%
Return on assets
-2.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€6,276
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
29 d early
2023
35 d early
2022
48 d early
2021
41 d early
2020
54 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€6,276▼ 17.1%
2024 · -€5,358
Total assets
€35,669▲ 10.1%
2024 · €32,392
Net result
-€918
2024 · €10,572
Working capital
-€23,575▼ 58.5%
2024 · -€14,870
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,492€17,146€1,495▼ 91.3%€14,738▲ 886%€2,995▼ 79.7%
Net result-€4,930below the sector's middle half€15,432within the sector's middle half-€1,157within the sector's middle half€10,572within the sector's middle half-€918within the sector's middle half
Equity-€30,205below the sector's middle half▼ 19.5%-€14,773below the sector's middle half▲ 51.1%-€15,930below the sector's middle half▼ 7.8%-€5,358below the sector's middle half▲ 66.4%-€6,276below the sector's middle half▼ 17.1%
Total assets€19,380below the sector's middle half=€26,842below the sector's middle half▲ 38.5%€25,619below the sector's middle half▼ 4.6%€32,392below the sector's middle half▲ 26.4%€35,669below the sector's middle half▲ 10.1%
Debt€49,585▲ 11.0%€41,615▼ 16.1%€41,549▼ 0.2%€37,750▼ 9.1%€41,945▲ 11.1%
Working capital-€34,376▼ 16.8%-€25,362▲ 26.2%-€26,089▼ 2.9%-€14,870▲ 43.0%-€23,575▼ 58.5%
Solvency-155.9%below the sector's middle half▼ 25.4pp-55.0%below the sector's middle half▲ 100.8pp-62.2%below the sector's middle half▼ 7.1pp-16.5%below the sector's middle half▲ 45.6pp-17.6%below the sector's middle half▼ 1.1pp
Staff (FTE)1.6▲ 300%1▼ 37.5%1.3▲ 30.0%3.2▲ 146%6.2▲ 93.8%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35,669
Fixed assets
€17,299 ▲ 77.8%
Current assets
€18,371 ▼ 18.9%
Key figures and ratios
EBITDA
€3,839▼
2024 · €15,166
Cash flow
-€73▼
2024 · €11,001
Current ratio
0.44▼
2024 · 0.60
Quick ratio
0.35▼
2024 · 0.51
Debt to equity
-6.68▲
2024 · -7.05
ROA
-2.6%▼
2024 · 32.6%
Interest coverage
0.97▼
2024 · 4.56
Debt ≤ 1 year
€41,945▲
2024 · €37,531
Income taxes
-€4▼
2024 · €1,215
Staff costs
€37,809▲
2024 · €27,457
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,798 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
6.0%
stopped otherwise
90%
still going
A further 2.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €9,665 | €19,417 | €28,395 | €27,457 | €37,809 | ▲ 37.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €598 | €471 | €429 | €429 | €845 | ▲ 97.0% |
| Other operating charges640/8 | €568 | €812 | €8,529 | €3,409 | €3,377 | ▼ 0.9% |
| Gross operating margin9900 | €6,338 | €37,845 | €38,847 | €46,032 | €45,026 | ▼ 2.2% |
| Operating profit (loss)9901 | -€4,492 | €17,146 | €1,495 | €14,738 | €2,995 | ▼ 79.7% |
| Financial income75/76B | €1 | €1 | €2 | €375 | €52 | ▼ 86.2% |
| Recurring financial income75 | €1 | €1 | €2 | €375 | €52 | ▼ 86.2% |
| Financial charges65/66B | €439 | €1,715 | €2,654 | €3,326 | €3,967 | ▲ 19.3% |
| Recurring financial charges65 | €439 | €1,715 | €2,654 | €3,326 | €3,967 | ▲ 19.3% |
| Profit (loss) for the period before taxes9903 | -€4,930 | €15,432 | -€1,157 | €11,787 | -€921 | ▼ 108% |
| Income taxes67/77 | - | - | - | €1,215 | -€4 | ▼ 100% |
| Profit (loss) for the period9904 | -€4,930 | €15,432 | -€1,157 | €10,572 | -€918 | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | -€4,930 | €15,432 | -€1,157 | €10,572 | -€918 | ▼ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19,380 | €26,842 | €25,619 | €32,392 | €35,669 | ▲ 10.1% |
| Fixed assets21/28 | €4,170 | €10,588 | €10,159 | €9,730 | €17,299 | ▲ 77.8% |
| Tangible fixed assets22/27 | €812 | €1,879 | €1,450 | €1,021 | €8,590 | ▲ 741% |
| Plant, machinery and equipment23 | €543 | €1,879 | €1,450 | €1,021 | €8,590 | ▲ 741% |
| Other tangible fixed assets26 | €269 | - | - | - | - | - |
| Financial fixed assets28 | €3,359 | €8,709 | €8,709 | €8,709 | €8,709 | = |
| Current assets29/58 | €15,209 | €16,254 | €15,460 | €22,661 | €18,371 | ▼ 18.9% |
| Stocks and contracts in progress3 | €1,853 | €3,296 | €2,900 | €3,380 | €3,631 | ▲ 7.4% |
| Stocks30/36 | €1,853 | €3,296 | €2,900 | €3,380 | €3,631 | ▲ 7.4% |
| Amounts receivable within one year40/41 | €683 | €2,679 | €1,180 | €387 | €12,414 | ▲ 3,112% |
| Trade receivables40 | €683 | €2,679 | €1,180 | €387 | €12,414 | ▲ 3,112% |
| Cash at bank and in hand54/58 | €12,433 | €10,038 | €6,848 | €18,655 | €2,326 | ▼ 87.5% |
| Deferred charges and accrued income490/1 | €240 | €240 | €4,532 | €240 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19,380 | €26,842 | €25,619 | €32,392 | €35,669 | ▲ 10.1% |
| Equity10/15 | -€30,205 | -€14,773 | -€15,930 | -€5,358 | -€6,276 | ▼ 17.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €13,482 | €13,482 | €13,482 | €13,482 | €13,482 | = |
| Distributable reserves133 | €13,482 | €13,482 | €13,482 | €13,482 | €13,482 | = |
| Profit (loss) carried forward14 | -€62,287 | -€46,856 | -€48,012 | -€37,441 | -€38,358 | ▼ 2.5% |
| Amounts payable17/49 | €49,585 | €41,615 | €41,549 | €37,750 | €41,945 | ▲ 11.1% |
| Amounts payable within one year42/48 | €49,585 | €41,615 | €41,549 | €37,531 | €41,945 | ▲ 11.8% |
| Trade debts44 | €23,542 | €16,146 | €19,971 | €12,521 | €21,010 | ▲ 67.8% |
| Suppliers440/4 | €23,542 | €16,146 | €19,971 | €12,521 | €21,010 | ▲ 67.8% |
| Taxes, remuneration and social security45 | €6,258 | €8,401 | €12,917 | €16,161 | €12,477 | ▼ 22.8% |
| Taxes450/3 | €4,070 | €6,063 | €9,114 | €11,808 | €5,230 | ▼ 55.7% |
| Remuneration and social security454/9 | €2,188 | €2,338 | €3,804 | €4,353 | €7,247 | ▲ 66.5% |
| Other amounts payable47/48 | €19,785 | €17,068 | €8,661 | €8,849 | €8,459 | ▼ 4.4% |
| Accrued charges and deferred income492/3 | - | - | - | €219 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,930 | €15,432 | -€1,157 | €10,572 | -€918 | ▼ 109% |
| + Depreciation and write-downs630 | €598 | €471 | €429 | €429 | €845 | ▲ 97.0% |
| Operating cash flow (approximation) | -€4,332 | €15,903 | -€728 | €11,001 | -€73 | ▼ 101% |
| Investment in fixed assets (approximation) | - | -€6,889 | €0 | €0 | -€8,413 | - |
| Change in cash | - | -€2,395 | -€3,190 | €11,806 | -€16,329 | ▼ 238% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10,572
Net result €10,572 after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €15,432
Net result €15,432 after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€4,930
Net result drops to -€4,930, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1997
Ground area
121 m²
Building footprint
103 m²
Volume, LiDAR
1,952 m³
Parcel 62063A0884/00X000, Wallonia · tallest building 28.0 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LE DELFT
since 19972.081.261.001
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0884/00X000 | Wallonia | 121 m² | 1 · 103 m² | 28.0 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A PILORI LIEGE
BE 0556.910.850
Liège
A.M.S.
BE 0419.962.785
Liège
AMON NOS'AUTES
BE 0449.599.354
Liège
ATLAS FOOT LIEGE
BE 0442.965.247
Liège
BODEGA FININVEST
BE 0507.738.877
Liège
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,005 companies in sector 56301 we hold annual accounts for 4,893. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-1997
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459982215
Also
9925:BE0459982215
Registered
04-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.