Skip to content

DELFILS

Active
Public limited companyfounded 199135 yrs activeRue Wauters (Que) 47, 7972 Beloeil, BelgiumKBO/BCE: BE 0444.667.497
Summary

DELFILS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498,815 and a net result of -€24,194. Equity is growing by ~3.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75▼-21
Solvency100=
Growth36▼-16
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
cash: 94.2% of total assets, and 0.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
290 d late
2023
6 d early
2022
254 d late
2021
15 d late
2020
22 d early
2019
20 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 72 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DELFILS was incorporated on 18 June 1991.1 Revenue fell from EUR 34,524 in 2019 to EUR 19,776 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
€19,776▼ 4.9%
2024 · €20,785
EBIT margin
17.2%▼ 513.1pp
2024 · 530.3%
Net result
-€24,194
2024 · €108,604
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€21,814▼ 36.7%€20,134▼ 7.7%€20,134=€20,785▲ 3.2%€19,776▼ 4.9%
Operating result€9,260▼ 39.3%€2,149▼ 76.8%€5,882▲ 174%€110,213▲ 1,774%€3,392▼ 96.9%
Net result€4,395▼ 68.2%-€374€5,281€108,604▲ 1,957%-€24,194
EBIT margin42.4%▼ 1.8pp10.7%▼ 31.8pp29.2%▲ 18.5pp530.3%▲ 501.0pp17.2%▼ 513.1pp
Equity€409,498▲ 1.1%€409,124▼ 0.1%€414,405▲ 1.3%€523,009▲ 26.2%€498,815▼ 4.6%
Total assets€410,438▲ 1.1%€410,063▼ 0.1%€415,344▲ 1.3%€523,950▲ 26.1%€499,756▼ 4.6%
Debt€940=€939▼ 0.1%€939=€941▲ 0.2%€941=
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €9,260€9,260Net result 2021: €4,395€4,395Operating result 2022: €2,149€2,149Net result 2022: -€374-€374Operating result 2023: €5,882€5,882Net result 2023: €5,281€5,281Operating result 2024: €110,213€110,213Net result 2024: €108,604€108,604Operating result 2025: €3,392€3,392Net result 2025: -€24,194-€24,19420212022202320242025-€50,000€0€50,000€100,000Operating result 2023: €5,882€5,880Net result 2023: €5,281€5,280Operating result 2024: €110,213€110,000Net result 2024: €108,604€109,000Operating result 2025: €3,392€3,390Net result 2025: -€24,194-€24,200202320242025
The operating result falls in 2025; 2025 is 97% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €499,756
Fixed assets €29,060 ▼ 2.6%
Current assets €470,696 ▼ 4.7%
Equity and liabilities €499,756
Equity €498,815 ▼ 4.6%
Debt €941 =
Debt's share of the balance-sheet total stays at 0.2%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,170▼
2024 · €111,246
Cash flow
-€23,416▼
2024 · €109,637
Debt to equity
0.00▲
2024 · 0.00
ROE
-4.9%▼
2024 · 20.8%
ROA
-4.8%▼
2024 · 20.7%
Interest coverage
90.65▼
2024 · 2181.29
Debt > 1 year
€941=
2024 · €941
Income taxes
€27,540▲
2024 · €1,558
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,594 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,594 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€523,950€499,756▼
Fixed assets21/28€29,838€29,060▼
Tangible fixed assets22/27€29,838€29,060▼
Land and buildings22€29,838€29,060▼
Current assets29/58€494,112€470,696▼
Amounts receivable within one year40/41€40,000-
Other amounts receivable41€40,000-
Cash at bank and in hand54/58€454,112€470,696▲
Equity and liabilities
Total equity and liabilities10/49€523,950€499,756▼
Equity10/15€523,009€498,815▼
Contributions10/11€297,472€297,472=
Capital10€297,472€297,472=
Issued capital100€297,472€297,472=
Reserves13€9,860€9,860=
Non-distributable reserves130/1€3,000€3,000=
Legal reserve130€3,000€3,000=
Distributable reserves133€6,860€6,860=
Profit (loss) carried forward14€215,677€191,483▼
Amounts payable17/49€941€941=
Amounts payable after more than one year17€941€941=
Other amounts payable178/9€941€941=
Income statement Code20242025
Turnover70€20,785€19,776▼
Non-recurring operating income76A€109,044-
Goods, raw materials, services and sundry goods60/61€13,493€10,933▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,033€778▼
Other operating charges640/8€5,090€4,673▼
Gross operating margin9900€116,336€8,843▼
Operating profit (loss)9901€110,213€3,392▼
Financial charges65/66B€51€46▼
Recurring financial charges65€51€46▼
Profit (loss) for the period before taxes9903€110,162€3,346▼
Income taxes67/77€1,558€27,540▲
Profit (loss) for the period9904€108,604-€24,194▼
Profit (loss) for the period to be appropriated9905€108,604-€24,194▼
Appropriation of the result
Profit (loss) to be appropriated9906€215,677€191,483▼
Profit (loss) brought forward from the previous period14P€107,073€215,677▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€21,814€20,134€20,134€20,785€19,776▼ 4.9%
Non-recurring operating income76A---€109,044--
Goods, raw materials, services and sundry goods60/61-€11,859€7,400€13,493€10,933▼ 19.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,587€1,586€2,210€1,033€778▼ 24.7%
Other operating charges640/8-€4,540€4,642€5,090€4,673▼ 8.2%
Gross operating margin9900€15,355€8,275€12,734€116,336€8,843▼ 92.4%
Operating profit (loss)9901€9,260€2,149€5,882€110,213€3,392▼ 96.9%
Financial charges65/66B-€68€45€51€46▼ 9.8%
Recurring financial charges65€60€68€45€51€46▼ 9.8%
Profit (loss) for the period before taxes9903€9,200€2,081€5,837€110,162€3,346▼ 97.0%
Income taxes67/77€4,805€2,455€556€1,558€27,540▲ 1,668%
Profit (loss) for the period9904€4,395-€374€5,281€108,604-€24,194▼ 122%
Profit (loss) for the period to be appropriated9905€4,395-€374€5,281€108,604-€24,194▼ 122%
Line20212022202320242025Change
Assets
Total assets20/58€410,438€410,063€415,344€523,950€499,756▼ 4.6%
Fixed assets21/28€35,324€33,738€31,528€29,838€29,060▼ 2.6%
Tangible fixed assets22/27€35,324€33,738€31,528€29,838€29,060▼ 2.6%
Land and buildings22-€33,738€31,528€29,838€29,060▼ 2.6%
Current assets29/58€375,114€376,325€383,816€494,112€470,696▼ 4.7%
Amounts receivable within one year40/41---€40,000--
Other amounts receivable41---€40,000--
Cash at bank and in hand54/58€375,114€376,325€383,816€454,112€470,696▲ 3.7%
Equity and liabilities
Total equity and liabilities10/49€410,438€410,063€415,344€523,950€499,756▼ 4.6%
Equity10/15€409,498€409,124€414,405€523,009€498,815▼ 4.6%
Contributions10/11€297,472€297,472€297,472€297,472€297,472=
Capital10-€297,472€297,472€297,472€297,472=
Issued capital100-€297,472€297,472€297,472€297,472=
Reserves13€9,860€9,860€9,860€9,860€9,860=
Non-distributable reserves130/1-€3,000€3,000€3,000€3,000=
Legal reserve130-€3,000€3,000€3,000€3,000=
Distributable reserves133-€6,860€6,860€6,860€6,860=
Profit (loss) carried forward14€102,166€101,792€107,073€215,677€191,483▼ 11.2%
Amounts payable17/49€940€939€939€941€941=
Amounts payable after more than one year17€940€939€939€941€941=
Other amounts payable178/9-€939€939€941€941=
Line20212022202320242025Change
Profit (loss) for the period9904€4,395-€374€5,281€108,604-€24,194▼ 122%
+ Depreciation and write-downs630€1,587€1,586€2,210€1,033€778▼ 24.7%
Operating cash flow (approximation)€5,982€1,212€7,491€109,637-€23,416▼ 121%
Investment in fixed assets (approximation)-€0€0€657€0▼ 100%
Change in cash-€1,211€7,491€70,296€16,584▼ 76.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-11
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 290 days late
30-06
Financial Weakest financial yearnet -€24,194
Net result drops to -€24,194, the lowest in the series.
2024
30-06
Financial Highest result since 2019net €108,604 ▲1,957%
Operating result €110,213, net result €108,604, both a record.
30-06
Financial Equity above €500,000Eq €523,009 ▲26.2%
2 profitable years in a row build equity to €523,009.
25-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 254 days late
30-06
Financial Back to profitnet €5,281
Net result €5,281 after one loss-making year.
2022
15-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
09-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
11-01
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
05-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
08-01
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
28-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 1991
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Wauters (Que) 477972 Beloeil
1 establishment unit
Rue Wauters (Que) 47, 7972 Beloeil
NACE 70201
since 19912.053.734.478

Identification & contact

Identification
Legal formPublic limited company
Founded18-06-1991
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.