DELFANTE
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Source: KBO register
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The procedure
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What to do now
- Do not deliver on credit any more without an agreement with the curator.
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Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 36378 sector peers (2024).
NBB · sector comparisonPosition among 36378 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
22 d late
2023
22 d late
2022
30 d late
2021
12 d early
2020
22 d early
2019
21 d late
2018
23 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Process a list How is the Joinery installation sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€16,989▼ 33.8%
2023 · €25,659
Total assets
€96,994▼ 23.5%
2023 · €126,834
Net result
-€8,671
2023 · €26,397
Working capital
€15,621▼ 10.5%
2023 · €17,462
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€112▼ 87.1%€4,393▲ 3,817%€6,658▲ 51.6%€36,504▲ 448%-€6,814
Net result-€657below the sector's middle half▼ 268%€3,465within the sector's middle half€4,800within the sector's middle half▲ 38.5%€26,397within the sector's middle half▲ 450%-€8,671below the sector's middle half
Equity-€7,802below the sector's middle half▼ 9.2%-€4,337below the sector's middle half▲ 44.4%€462below the sector's middle half€25,659within the sector's middle half▲ 5,451%€16,989below the sector's middle half▼ 33.8%
Total assets€64,708below the sector's middle half▼ 6.6%€65,473below the sector's middle half▲ 1.2%€71,525within the sector's middle half▲ 9.2%€126,834within the sector's middle half▲ 77.3%€96,994within the sector's middle half▼ 23.5%
Debt€72,510▼ 5.1%€69,810▼ 3.7%€71,062▲ 1.8%€101,175▲ 42.4%€80,005▼ 20.9%
Working capital-€7,726below the sector's middle half▲ 14.3%-€2,740below the sector's middle half▲ 64.5%-€225below the sector's middle half▲ 91.8%€17,462within the sector's middle half€15,621within the sector's middle half▼ 10.5%
Solvency-12.1%below the sector's middle half▼ 1.7pp-6.6%below the sector's middle half▲ 5.4pp0.6%below the sector's middle half▲ 7.3pp20.2%below the sector's middle half▲ 19.6pp17.5%below the sector's middle half▼ 2.7pp
Current ratio0.88below the sector's middle half▲ 0.030.96below the sector's middle half▲ 0.081.00below the sector's middle half▲ 0.041.21within the sector's middle half▲ 0.211.24within the sector's middle half▲ 0.02
Return on assets (ROA)-1.0%below the sector's middle half▼ 0.8pp5.3%within the sector's middle half▲ 6.3pp6.7%within the sector's middle half▲ 1.4pp20.8%above the sector's middle half▲ 14.1pp-8.9%below the sector's middle half▼ 29.8pp
Staff (FTE)1within the sector's middle half▲ 233%1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6,814 after €36,504 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €96,994
Fixed assets
€14,991 ▼ 43.3%
Current assets
€82,003 ▼ 18.3%
Equity and liabilities €96,994
Equity
€16,989 ▼ 33.8%
Debt
€80,005 ▼ 20.9%
Debt's share of the balance-sheet total rises from 79.8% to 82.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4,614▼
2023 · €44,612
Cash flow
€2,757▼
2023 · €34,504
Quick ratio
0.87▼
2023 · 0.90
Debt to equity
4.71▲
2023 · 3.94
ROE
-51.0%▼
2023 · 102.9%
Interest coverage
2.74▼
2023 · 31.84
Debt ≤ 1 year
€66,382▼
2023 · €82,953
Debt > 1 year
€13,623▼
2023 · €18,115
Income taxes
€257▼
2023 · €9,142
Staff costs
€9,085▲
2023 · €7,469
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €5,618 | €6,090 | €7,469 | €9,085 | ▲ 21.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,826 | €9,830 | €299 | €8,107 | €11,428 | ▲ 41.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €920 | -€920 | ▼ 200% |
| Other operating charges640/8 | - | €982 | €1,555 | €2,581 | €5,561 | ▲ 115% |
| Gross operating margin9900 | €15,550 | €20,823 | €14,602 | €55,582 | €18,341 | ▼ 67.0% |
| Operating profit (loss)9901 | €112 | €4,393 | €6,658 | €36,504 | -€6,814 | ▼ 119% |
| Financial income75/76B | - | €33 | €301 | €435 | €85 | ▼ 80.5% |
| Recurring financial income75 | €328 | €33 | €301 | €435 | €85 | ▼ 80.5% |
| Financial charges65/66B | - | €624 | €497 | €1,401 | €1,684 | ▲ 20.2% |
| Recurring financial charges65 | €875 | €624 | €497 | €1,401 | €1,684 | ▲ 20.2% |
| Profit (loss) for the period before taxes9903 | -€435 | €3,802 | €6,462 | €35,539 | -€8,413 | ▼ 124% |
| Income taxes67/77 | €222 | €338 | €1,662 | €9,142 | €257 | ▼ 97.2% |
| Profit (loss) for the period9904 | -€657 | €3,465 | €4,800 | €26,397 | -€8,671 | ▼ 133% |
| Profit (loss) for the period to be appropriated9905 | -€657 | €3,465 | €4,800 | €26,397 | -€8,671 | ▼ 133% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64,708 | €65,473 | €71,525 | €126,834 | €96,994 | ▼ 23.5% |
| Fixed assets21/28 | €9,829 | €631 | €687 | €26,418 | €14,991 | ▼ 43.3% |
| Tangible fixed assets22/27 | €9,829 | €631 | €687 | €26,418 | €14,991 | ▼ 43.3% |
| Plant, machinery and equipment23 | - | €514 | €388 | €622 | €422 | ▼ 32.2% |
| Furniture and vehicles24 | - | €117 | €299 | €25,796 | €14,569 | ▼ 43.5% |
| Current assets29/58 | €54,879 | €64,842 | €70,838 | €100,415 | €82,003 | ▼ 18.3% |
| Stocks and contracts in progress3 | €14,738 | €18,973 | €24,110 | €25,427 | €24,457 | ▼ 3.8% |
| Stocks30/36 | - | €18,973 | €24,110 | €25,427 | €24,457 | ▼ 3.8% |
| Amounts receivable within one year40/41 | €19,254 | €27,040 | €30,990 | €57,446 | €49,997 | ▼ 13.0% |
| Trade receivables40 | - | €21,219 | €29,490 | €51,684 | €43,254 | ▼ 16.3% |
| Other amounts receivable41 | - | €5,821 | €1,500 | €5,762 | €6,743 | ▲ 17.0% |
| Cash at bank and in hand54/58 | €19,657 | €17,885 | €14,739 | €16,249 | €6,597 | ▼ 59.4% |
| Deferred charges and accrued income490/1 | - | €944 | €998 | €1,293 | €952 | ▼ 26.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64,708 | €65,473 | €71,525 | €126,834 | €96,994 | ▼ 23.5% |
| Equity10/15 | -€7,802 | -€4,337 | €462 | €25,659 | €16,989 | ▼ 33.8% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €326 | €326 | €326 | €15,989 | €15,989 | = |
| Non-distributable reserves130/1 | - | €326 | €326 | €326 | €326 | = |
| Reserves not available under the articles1311 | - | €326 | €326 | €326 | €326 | = |
| Distributable reserves133 | - | - | - | €15,663 | €15,663 | = |
| Profit (loss) carried forward14 | -€20,528 | -€17,064 | -€12,264 | -€2,730 | -€11,401 | ▼ 318% |
| Amounts payable17/49 | €72,510 | €69,810 | €71,062 | €101,175 | €80,005 | ▼ 20.9% |
| Amounts payable after more than one year17 | €9,905 | €2,229 | €0 | €18,115 | €13,623 | ▼ 24.8% |
| Financial debts170/4 | - | €2,229 | €0 | €18,115 | €13,623 | ▼ 24.8% |
| Amounts payable within one year42/48 | €62,605 | €67,582 | €71,062 | €82,953 | €66,382 | ▼ 20.0% |
| Current portion of amounts payable after more than one year42 | - | €7,677 | €2,229 | €4,218 | €4,491 | ▲ 6.5% |
| Trade debts44 | €7,955 | €20,543 | €19,044 | €17,626 | €20,702 | ▲ 17.4% |
| Suppliers440/4 | - | €20,543 | €19,044 | €17,626 | €20,702 | ▲ 17.4% |
| Advances received on contracts in progress46 | - | €2,173 | €11,788 | €16,428 | €5,315 | ▼ 67.6% |
| Taxes, remuneration and social security45 | - | €725 | €736 | €8,788 | €5,659 | ▼ 35.6% |
| Taxes450/3 | - | €101 | €268 | €6,366 | €4,968 | ▼ 22.0% |
| Remuneration and social security454/9 | - | €624 | €469 | €2,422 | €691 | ▼ 71.5% |
| Other amounts payable47/48 | - | €36,464 | €37,265 | €35,893 | €30,216 | ▼ 15.8% |
| Accrued charges and deferred income492/3 | - | - | - | €107 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€657 | €3,465 | €4,800 | €26,397 | -€8,671 | ▼ 133% |
| + Depreciation and write-downs630 | €9,826 | €9,830 | €299 | €8,107 | €11,428 | ▲ 41.0% |
| Operating cash flow (approximation) | €9,169 | €13,295 | €5,099 | €34,504 | €2,757 | ▼ 92.0% |
| Investment in fixed assets (approximation) | - | -€632 | -€355 | -€33,839 | €0 | ▲ 100% |
| Change in cash | - | -€1,772 | -€3,145 | €1,509 | -€9,652 | ▼ 739% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet -€8,671
Net result drops to -€8,671, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2018net €26,397 ▲450%
Operating result €36,504, net result €26,397, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3,465
Net result €3,465 after 2 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2005
Ground area
503 m²
Building footprint
74 m²
Volume, LiDAR
780 m³
Parcel 57011E1369/00P000, Wallonia · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Delfante SPRL
since 20052.147.135.679
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57011E1369/00P000 | Wallonia | 503 m² | 1 · 74 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,017 companies in this sector we hold annual accounts for 9,142. 5,826 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded19-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43410Roofing work
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.