DELDEC
ActiveSummary
The computed 12-month bankruptcy probability of DELDEC is 7.0% (elevated). The annual accounts of DELDEC for financial year 2024 show a net loss of 87% of the equity at the start of that year. The 2024 annual accounts show equity of €4,070 and a net result of -€27,386. Its solvency ranks better than 31% of 18,735 sector peers (NACE 56, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-05-2023 Normal situation
- Activity
- Full-service restaurants NACE 56111and 1 other
- Establishment unit
- 2.345.497.315 7070 Le Roeulx, since 11-05-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-03-2025
Board and ownership
- BERNIÉ Virginie,Marie,Julia,GhislaineDaily manager
- DECAMPS Antoine,Michel,ChristopheDaily manager
- DECAMPS Dimitri,Louis,GhislainDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 7.0%
- Gross margin
- €29,258
- ▲ 12.0%
- Turnover
- ≈ €150,000
- estimated
- Loss
- €27,386
- ▲ 673%
- Equity
- €4,070
- ▼ 87.1%
- Total assets
- €66,938
- ▼ 2.2%
- Staff
- ≈ 0.7 FTE
- estimated
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 2 of the last 3 accounts lateFigures for financial year 2024 (filed on 30-09-2025)Founded in 2023Sector: Food and beverage service activities (NACE 56)Show the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 30% of them on solvency, 24% on liquidity, 8% on profitability and 9% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 61 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 30-09-2025 PDF all 2 filings
Every figure per financial year
The operating result for 2024 is a loss of €23,366, larger than the loss of €2,581 in 2023.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 |
|---|---|---|
| Tangible fixed assets | €28,366 | €5,394 |
| Financial fixed assets | €5,368 | €464 |
| Depreciation and write-downs of the year | €3,169 | €7,392 |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - |
| Remuneration, social security and pensions62 | €17,510 | €15,954 | ▼ 8.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,169 | €7,392 | ▲ 133% |
| Other operating charges640/8 | €8,019 | €29,278 | ▲ 265% |
| Gross operating margin9900 | €26,117 | €29,258 | ▲ 12.0% |
| Operating profit (loss)9901 | -€2,581 | -€23,366 | ▼ 805% |
| Financial income75/76B | - | €62 | - |
| Recurring financial income75 | - | €62 | - |
| Financial charges65/66B | €935 | €3,953 | ▲ 323% |
| Recurring financial charges65 | €935 | €3,953 | ▲ 323% |
| Profit (loss) for the period before taxes9903 | -€3,516 | -€27,258 | ▼ 675% |
| Income taxes67/77 | €28 | €128 | ▲ 351% |
| Profit (loss) for the period9904 | -€3,545 | -€27,386 | ▼ 673% |
| Profit (loss) for the period to be appropriated9905 | -€3,545 | -€27,386 | ▼ 673% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €68,410 | €66,938 | ▼ 2.2% |
| Formation expenses20 | €2,529 | €1,961 | ▼ 22.5% |
| Fixed assets21/28 | €30,877 | €29,785 | ▼ 3.5% |
| Tangible fixed assets22/27 | €25,509 | €24,079 | ▼ 5.6% |
| Plant, machinery and equipment23 | €16,917 | €17,534 | ▲ 3.6% |
| Furniture and vehicles24 | €1,841 | €1,145 | ▼ 37.8% |
| Other tangible fixed assets26 | €6,752 | €5,401 | ▼ 20.0% |
| Financial fixed assets28 | €5,368 | €5,706 | ▲ 6.3% |
| Current assets29/58 | €35,005 | €35,192 | ▲ 0.5% |
| Stocks and contracts in progress3 | €10,452 | €9,426 | ▼ 9.8% |
| Stocks30/36 | €10,452 | €9,426 | ▼ 9.8% |
| Amounts receivable within one year40/41 | €13,214 | €9,925 | ▼ 24.9% |
| Trade receivables40 | €8,813 | €1,283 | ▼ 85.4% |
| Other amounts receivable41 | €4,401 | €8,642 | ▲ 96.4% |
| Cash at bank and in hand54/58 | €11,219 | €15,766 | ▲ 40.5% |
| Deferred charges and accrued income490/1 | €120 | €76 | ▼ 36.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €68,410 | €66,938 | ▼ 2.2% |
| Equity10/15 | €31,455 | €4,070 | ▼ 87.1% |
| Contributions10/11 | €35,000 | €35,000 | = |
| Profit (loss) carried forward14 | -€3,545 | -€30,930 | ▼ 773% |
| Amounts payable17/49 | €36,955 | €62,869 | ▲ 70.1% |
| Amounts payable within one year42/48 | €36,955 | €62,869 | ▲ 70.1% |
| Trade debts44 | €29,399 | €48,583 | ▲ 65.3% |
| Suppliers440/4 | €29,399 | €48,583 | ▲ 65.3% |
| Taxes, remuneration and social security45 | €4,921 | €10,320 | ▲ 110% |
| Taxes450/3 | €4,921 | €10,320 | ▲ 110% |
| Other amounts payable47/48 | €2,635 | €3,966 | ▲ 50.5% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€3,545 | -€27,386 | ▼ 673% |
| + Depreciation and write-downs630 | €3,169 | €7,392 | ▲ 133% |
| Operating cash flow (approximation) | -€375 | -€19,994 | ▼ 5,231% |
| Investment in fixed assets (approximation) | - | -€6,301 | - |
| Change in cash | - | €4,546 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 757 companies had the same profile as DELDEC has now. Two years later, 86.8% were still going and 7.9% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DELDEC itself: 7.0% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 757 companies, not a prediction for DELDEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Board 3
Day-to-day management 2
Owners and capital
Shareholders
- DECAMPS Dimitri,Louis,Ghislain 60 shares (17.1%)
- BERNIÉ Virginie,Marie,Julia,Ghislaine 90 shares (25.7%)
- DECAMPS Antoine,Michel,Christophe 50 shares (14.3%)
- DELHAYE Jean-Yves 75 shares (21.4%)
- DURAY Hélène 75 shares (21.4%)
Capital transactions
- 15-05-2023 Incorporation · €35,000 · 350 shares
Mandate history
- Board
- Day-to-day management
| Name | Functions and periods |
|---|---|
| BERNIÉ Virginie,Marie,Julia,Ghislaine |
|
| DECAMPS Antoine,Michel,Christophe |
|
| DECAMPS Dimitri,Louis,Ghislain |
|
| DELHAYE Jean-Yves |
|
| DURAY Hélène |
|
Network & group
DELDEC shares no director with another company.
Connections & network
3 current directorsThe network starts from the directors of DELDEC. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
09-10
Gazette deed
Resignations: Hélène Duray (director) and Jean-Yves Delhaye (director)3 points ▸
- General meeting, 01-10-2026
- Director resignation, Hélène Duray (director)
- Director resignation, Jean-Yves Delhaye (director)
15-05
Gazette deed
IncorporationStarting capital €35,000 · Appointments: BERNIÉ Virginie,Marie,Julia,Ghislaine, DECAMPS Dimitri,Louis,Ghislain and 3 others · Founder20 points ▸
- Incorporation, 10-05-2023
- Founder, DECAMPS Dimitri,Louis,Ghislain
- Founder, BERNIÉ Virginie,Marie,Julia,Ghislaine
- Founder, DECAMPS Antoine,Michel,Christophe
- Founder, DELHAYE Jean-Yves
- Founder, DURAY Hélène
- Founding capital, €35,000
- Capital
- Other provision, “effectivité dispositions finales et transitoires, effectives à dater du dépôt au greffe expédition acte constitutif conformément à la loi” (deed in French)
- Registered office clause, “7070 Le Roeulx, rue Grande”, 28, 2 (deed in French)
- Board rule, 5, 3
- Director appointment, BERNIÉ Virginie,Marie,Julia,Ghislaine (director (not named in the articles))
- The act holds 8 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 55035E0165/00F000 | Wallonia | 186 m² | 1 · 164 m² | 12.1 m · 4 |