DELDE
ActiveSummary
DELDE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€18,930) and a net result of -€47,248. Equity is shrinking by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-8
Solvency7▼-34
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.94 in 2024; short-term debt: 117.7% and cash: 39.5% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.7%
Return on assets
-44.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€18,930
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
45 d early
2023
43 d early
2022
43 d early
2021
48 d early
2020
46 d early
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€18,930
2024 · €28,318
Total assets
€106,894▼ 37.7%
2024 · €171,671
Net result
-€47,248▼ 233%
2024 · -€14,173
Working capital
-€23,488▼ 161%
2024 · -€8,993
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€10,959▼ 310%-€14,977▼ 36.7%-€920▲ 93.9%-€13,573▼ 1,375%-€46,374▼ 242%
Net result-€13,287below the sector's middle half-€16,509below the sector's middle half▼ 24.2%-€1,407within the sector's middle half▲ 91.5%-€14,173below the sector's middle half▼ 908%-€47,248below the sector's middle half▼ 233%
Equity€117,801within the sector's middle half▼ 10.1%€101,291within the sector's middle half▼ 14.0%€42,491within the sector's middle half▼ 58.1%€28,318within the sector's middle half▼ 33.4%-€18,930below the sector's middle half
Total assets€245,197below the sector's middle half▼ 11.9%€184,767within the sector's middle half▼ 24.6%€190,664within the sector's middle half▲ 3.2%€171,671within the sector's middle half▼ 10.0%€106,894within the sector's middle half▼ 37.7%
Debt€127,396▼ 13.4%€83,477▼ 34.5%€148,173▲ 77.5%€143,354▼ 3.3%€125,824▼ 12.2%
Working capital€66,070within the sector's middle half▼ 17.0%€50,031within the sector's middle half▼ 24.3%-€271within the sector's middle half-€8,993within the sector's middle half▼ 3,224%-€23,488below the sector's middle half▼ 161%
Solvency48.0%within the sector's middle half▲ 0.9pp54.8%within the sector's middle half▲ 6.8pp22.3%within the sector's middle half▼ 32.5pp16.5%within the sector's middle half▼ 5.8pp-17.7%below the sector's middle half▼ 34.2pp
Current ratio1.56within the sector's middle half▼ 0.071.61within the sector's middle half▲ 0.051.00within the sector's middle half▼ 0.610.94within the sector's middle half▼ 0.060.81below the sector's middle half▼ 0.12
Return on assets (ROA)-5.4%below the sector's middle half▼ 8.8pp-8.9%below the sector's middle half▼ 3.5pp-0.7%within the sector's middle half▲ 8.2pp-8.3%below the sector's middle half▼ 7.5pp-44.2%below the sector's middle half▼ 35.9pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €46,374 in 2025 against €13,573 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106,894
Fixed assets
€4,558 ▼ 88.1%
Current assets
€102,336 ▼ 23.3%
Key figures and ratios
EBITDA
-€34,002▼
2024 · -€191
Cash flow
-€34,876▼
2024 · -€791
Quick ratio
0.56▼
2024 · 0.71
Debt to equity
-6.65▼
2024 · 5.06
Interest coverage
-54.22▼
2024 · -1.09
Debt ≤ 1 year
€125,824▼
2024 · €142,354
Income taxes
€414▼
2024 · €425
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.8%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €963 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,241 | €10,433 | €10,898 | €13,382 | €12,372 | ▼ 7.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €433 | - | - | - | - |
| Other operating charges640/8 | - | €1,188 | €1,263 | €1,388 | €1,428 | ▲ 2.9% |
| Non-recurring operating charges66A | - | - | €779 | - | - | - |
| Gross operating margin9900 | -€53 | -€2,923 | €12,020 | €1,197 | -€32,574 | ▼ 2,821% |
| Operating profit (loss)9901 | -€10,959 | -€14,977 | -€920 | -€13,573 | -€46,374 | ▼ 242% |
| Financial income75/76B | - | €216 | €573 | - | €168 | - |
| Recurring financial income75 | €465 | €216 | €573 | - | €168 | - |
| Financial charges65/66B | - | €1,312 | €474 | €175 | €627 | ▲ 259% |
| Recurring financial charges65 | €2,041 | €1,312 | €474 | €175 | €627 | ▲ 259% |
| Profit (loss) for the period before taxes9903 | -€12,535 | -€16,073 | -€821 | -€13,748 | -€46,834 | ▼ 241% |
| Income taxes67/77 | €752 | €436 | €585 | €425 | €414 | ▼ 2.6% |
| Profit (loss) for the period9904 | -€13,287 | -€16,509 | -€1,407 | -€14,173 | -€47,248 | ▼ 233% |
| Profit (loss) for the period to be appropriated9905 | -€11,287 | -€16,509 | -€1,407 | -€14,173 | -€47,248 | ▼ 233% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €245,197 | €184,767 | €190,664 | €171,671 | €106,894 | ▼ 37.7% |
| Fixed assets21/28 | €60,121 | €52,260 | €43,762 | €38,311 | €4,558 | ▼ 88.1% |
| Tangible fixed assets22/27 | €58,124 | €50,263 | €41,765 | €36,314 | €2,561 | ▼ 92.9% |
| Land and buildings22 | - | €47,514 | €38,011 | €28,508 | - | - |
| Plant, machinery and equipment23 | - | €182 | - | - | - | - |
| Furniture and vehicles24 | - | €2,567 | €3,754 | €7,806 | €2,561 | ▼ 67.2% |
| Financial fixed assets28 | €1,997 | €1,997 | €1,997 | €1,997 | €1,997 | = |
| Current assets29/58 | €185,076 | €132,508 | €146,902 | €133,360 | €102,336 | ▼ 23.3% |
| Stocks and contracts in progress3 | €26,251 | €26,038 | €39,935 | €32,365 | €31,854 | ▼ 1.6% |
| Stocks30/36 | - | €26,038 | €39,935 | €32,365 | €31,854 | ▼ 1.6% |
| Amounts receivable within one year40/41 | €36,996 | €54,094 | €80,722 | €48,407 | €25,861 | ▼ 46.6% |
| Trade receivables40 | - | €54,094 | €80,686 | €48,407 | €25,861 | ▼ 46.6% |
| Other amounts receivable41 | - | - | €36 | - | - | - |
| Current investments50/53 | - | €121 | €121 | €121 | €121 | ▼ 0.1% |
| Cash at bank and in hand54/58 | €120,133 | €48,834 | €21,712 | €49,217 | €42,207 | ▼ 14.2% |
| Deferred charges and accrued income490/1 | - | €3,421 | €4,412 | €3,250 | €2,295 | ▼ 29.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €245,197 | €184,767 | €190,664 | €171,671 | €106,894 | ▼ 37.7% |
| Equity10/15 | €117,801 | €101,291 | €42,491 | €28,318 | -€18,930 | ▼ 167% |
| Contributions10/11 | - | €17,361 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €111,309 | €111,308 | €52,676 | €52,676 | €52,676 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €109,448 | €50,816 | €52,676 | €52,676 | = |
| Profit (loss) carried forward14 | -€10,869 | -€27,378 | -€28,785 | -€42,958 | -€90,206 | ▼ 110% |
| Amounts payable17/49 | €127,396 | €83,477 | €148,173 | €143,354 | €125,824 | ▼ 12.2% |
| Amounts payable after more than one year17 | €8,390 | €1,000 | €1,000 | €1,000 | - | - |
| Other amounts payable178/9 | - | €1,000 | €1,000 | €1,000 | - | - |
| Amounts payable within one year42/48 | €119,006 | €82,477 | €147,173 | €142,354 | €125,824 | ▼ 11.6% |
| Current portion of amounts payable after more than one year42 | - | €6,333 | - | - | - | - |
| Trade debts44 | €18,873 | €9,630 | €21,937 | €19,274 | €11,315 | ▼ 41.3% |
| Suppliers440/4 | - | €9,630 | €21,937 | €19,274 | €11,315 | ▼ 41.3% |
| Taxes, remuneration and social security45 | - | €3,816 | €7,655 | €5,669 | €830 | ▼ 85.4% |
| Taxes450/3 | - | €1,022 | €7,655 | €2,781 | €830 | ▼ 70.1% |
| Remuneration and social security454/9 | - | €2,794 | - | €2,888 | - | - |
| Other amounts payable47/48 | - | €62,697 | €117,580 | €117,411 | €113,679 | ▼ 3.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,287 | -€16,509 | -€1,407 | -€14,173 | -€47,248 | ▼ 233% |
| + Depreciation and write-downs630 | €10,241 | €10,433 | €10,898 | €13,382 | €12,372 | ▼ 7.5% |
| Operating cash flow (approximation) | -€3,046 | -€6,076 | €9,492 | -€791 | -€34,876 | ▼ 4,311% |
| Investment in fixed assets (approximation) | - | -€2,572 | -€2,400 | -€7,932 | €21,381 | ▲ 370% |
| Change in cash | - | -€71,299 | -€27,122 | €27,505 | -€7,011 | ▼ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet -€47,248
Net result drops to -€47,248, the lowest in the series.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
15-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 2 establishment units since 1999
Ground area
2,922 m²
Building footprint
674 m²
Volume, LiDAR
6,743 m³
2 parcels, Flanders, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
142
companies at this address
See who is registered here
2 establishment units
DELDE
since 19992.072.462.804
Rue de la Station 61A, 1410 Waterloo
since 20182.286.472.518
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0408/00S005 | Flanders | 1,531 m² | 1 · 587 m² | 13.9 m · 4 fl. |
| 25110B0037/00A000 | Wallonia | 1,391 m² | 1 · 86 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,495 companies in sector 47716 we hold annual accounts for 2,440. 1,703 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-06-1995
Fiscal year end30-06
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47639Retail sale of other sporting goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455377881
Also
9925:BE0455377881
Registered
14-03-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.