DELCART
ActiveDELCART has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €234k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 2.16 in 2024; short-term debt: 17.1% and cash: 25.6% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
13.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
50 d early
2024
44 d early
2023
16 d early
2022
1 d early
2021
47 d early
2020
2 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€234k▼ 13.8%
2024 · €272k
2019: €77k
2020: €48k
2021: €63k
2022: €170k
2023: €199k
2024: €272k
2019 → 2025
Working capital
€773k▲ 121%
2024 · €349k
2019: €-6k
2020: €14k
2021: €250k
2022: €392k
2023: €362k
2024: €349k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€592k-€762k▲ 28.7%€961k▲ 26.1%€1.23M▲ 28.3%€1.46M▲ 18.2%
Operating result€-6k-€-13k▼ 130%€-15k▼ 17.3%€5k€-3k
Net result€63k-€170k▲ 169%€199k▲ 17.0%€272k▲ 36.9%€234k▼ 13.8%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.76M
Fixed assets
€683k▼ 22.7%
Current assets
€1.07M▲ 65.1%
Equity and liabilities €1.76M
Equity
€1.46M▲ 18.2%
Debt
€300k▼ 0.3%
The debt ratio falls from 19.6% to 17.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €6k
Cash flow
€235k▼
2024 · €273k
Solvency
82.9%▲
2024 · 80.4%
Current ratio
3.58▲
2024 · 2.16
Quick ratio
3.58▲
2024 · 2.16
Debt / equity
0.21▼
2024 · 0.24
ROE
16.1%▼
2024 · 22.1%
ROA
13.3%▼
2024 · 17.7%
Interest coverage
-0.43▼
2024 · 1.37
Debt
€300k▼
2024 · €301k
Debt ≤ 1 year
€300k▼
2024 · €301k
Income taxes
€376▲
2024 · €256
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.76M▲
Fixed assets21/28€884k€683k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€4k€3k▼
Financial fixed assets28€880k€680k▼
Current assets29/58€650k€1.07M▲
Amounts receivable within one year40/41€114k€322k▲
Trade receivables40€5k€3k▼
Other amounts receivable41€109k€320k▲
Current investments50/53€300k€300k=
Cash at bank and in hand54/58€236k€449k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.76M▲
Equity10/15€1.23M€1.46M▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Reserves13€202k€202k=
Non-distributable reserves130/1€202k€202k=
Reserves not available under the articles1311€2k€202k▲
Own shares acquired1312€200k-
Profit (loss) carried forward14€1.01M€1.24M▲
Amounts payable17/49€301k€300k▼
Amounts payable within one year42/48€301k€300k▼
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Taxes, remuneration and social security45-€376
Taxes450/3-€376
Other amounts payable47/48€291k€294k▲
Income statement
Code20242025
Non-recurring operating income76A€47k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€600€600=
Other operating charges640/8€12k€1k▼
Gross operating margin9900€18k€-452▼
Operating profit (loss)9901€5k€-3k▼
Financial income75/76B€271k€242k▼
Recurring financial income75€271k€242k▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€272k€235k▼
Income taxes67/77€256€376▲
Profit (loss) for the period9904€272k€234k▼
Profit (loss) for the period to be appropriated9905€272k€234k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.01M€1.24M▲
Profit (loss) brought forward from the previous period14P€740k€1.00M▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €272k ▲36.9%
Operating result €5k, net result €272k, both a record.
30-06
Financial
Equity above €1MEq €1.23M ▲28.3%
6 profitable years in a row build equity to €1.23M.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Liquidity quadruplescurrent ratio 4.69
Current ratio from 1.17 to 4.69; short-term debt falls from €84k to €68k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Weakest financial yearnet €48k ▼37.4%
Net result drops to €48k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €500kEq €529k ▲10.1%
2 profitable years in a row build equity to €529k.
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gibraltar(N) 1547730 EstaimpuisGround area
684 m²
Building footprint
72 m²
Volume, LiDAR
411 m³
Parcel 57058A0144/00N000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delcart
since 20132.223.867.134
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57058A0144/00N000 | Wallonia | 684 m² | 1 · 72 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Haerens Investments
BE 0797.900.125
Puurs-Sint-Amands · Eq €1.46M
TERTIUS
BE 0862.203.009
Lommel · Eq €1.46M
ODESSA
BE 0474.167.672
Kortenaken · Eq €1.46M
ORIENTES
BE 0865.596.227
Antwerpen · Eq €1.46M
UP WIDER
BE 0540.685.621
Ukkel · Eq €1.46M
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 23,667 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2013
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ouverture.ad@orange.fr
Phone:0033320981927