Delcare
ActiveDelcare has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €20k. Equity is growing by ~41.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 16459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+14
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 2.56 in 2024; short-term debt: 20.2% and cash: 36% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
42.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
52 d early
2024
35 d early
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 28.5%
2024 · €28k
2023: €13k
2024: €28k
2023 → 2025
Total assets
€47k▲ 1.3%
2024 · €47k
2023: €34k
2024: €47k
2023 → 2025
Net result
€20k▲ 23.8%
2024 · €16k
2023: €12k
2024: €16k
2023 → 2025
Working capital
€31k▲ 14.4%
2024 · €27k
2023: €16k
2024: €27k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€28k▲ 119%€36k▲ 28.5%
Operating result€17k-€22k▲ 31.8%€27k▲ 23.9%
Net result€12k-€16k▲ 32.7%€20k▲ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€6k▲ 305%
Current assets
€41k▼ 9.1%
Equity and liabilities €47k
Equity
€36k▲ 28.5%
Debt
€11k▼ 40.4%
The debt ratio falls from 39.5% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €23k
Cash flow
€20k▲
2024 · €17k
Solvency
76.8%▲
2024 · 60.5%
Current ratio
4.29▲
2024 · 2.56
Quick ratio
4.29▲
2024 · 2.56
Debt / equity
0.30▼
2024 · 0.65
ROE
55.3%▼
2024 · 57.4%
ROA
42.5%▲
2024 · 34.8%
Interest coverage
98.24▼
2024 · 144.39
Debt
€11k▼
2024 · €18k
Debt ≤ 1 year
€10k▼
2024 · €18k
Debt > 1 year
€1k▲
2024 · €809
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€47k▲
Fixed assets21/28€2k€6k▲
Tangible fixed assets22/27€2k€6k▲
Plant, machinery and equipment23€656€458▼
Furniture and vehicles24€250€534▲
Other tangible fixed assets26€636€5k▲
Current assets29/58€45k€41k▼
Amounts receivable within one year40/41-€687
Other amounts receivable41-€687
Cash at bank and in hand54/58€17k€17k▼
Deferred charges and accrued income490/1€28k€23k▼
Equity and liabilities
Total equity and liabilities10/49€47k€47k▲
Equity10/15€28k€36k▲
Contributions10/11€2k€2k=
Reserves13€27k€35k▲
Distributable reserves133€27k€35k▲
Amounts payable17/49€18k€11k▼
Amounts payable after more than one year17€809€1k▲
Other amounts payable178/9€809€1k▲
Amounts payable within one year42/48€18k€10k▼
Current portion of amounts payable after more than one year42€6k-
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44€1k€182▼
Suppliers440/4€1k€182▼
Taxes, remuneration and social security45€5k€240▼
Taxes450/3€5k€240▼
Other amounts payable47/48€859€6k▲
Accrued charges and deferred income492/3-€12
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€909€384▼
Other operating charges640/8€608€484▼
Gross operating margin9900€23k€28k▲
Operating profit (loss)9901€22k€27k▲
Financial income75/76B€7€48▲
Recurring financial income75€7€48▲
Financial charges65/66B€158€281▲
Recurring financial charges65€158€281▲
Profit (loss) for the period before taxes9903€22k€27k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€16k€20k▲
Profit (loss) for the period to be appropriated9905€16k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€20k▲
Transfer from equity791/2-€12k
Transfer to equity691/2€15k€20k▲
To other reserves6921€15k€20k▲
Profit to be distributed694/7€859€12k▲
Return on contributions (dividend)694€859€12k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €20k ▲23.8%
Operating result €27k, net result €20k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutstraat 688610 KortemarkGround area
927 m²
Building footprint
183 m²
Volume, LiDAR
1,086 m³
Parcel 32011C1028/00W002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delcare
since 20232.341.599.103
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32011C1028/00W002 | Flanders | 927 m² | 1 · 183 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AU CŒUR DES SOINS
BE 0799.262.974
Namur · Eq €36k
Care By Me
BE 0765.437.490
Geel · Eq €36k
S.A.D. LAPI
BE 0598.765.162
Hannut · Eq €36k
PIK AND GO
BE 0671.882.178
Andenne · Eq €36k
MANON SOINS
BE 0757.982.447
La Louvière · Eq €36k
Of 5,985 companies in sector 86940 we hold annual accounts for 1,809. 1,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2023
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.