DELBOFISC
ActiveFor DELBOFISC, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €258k and a net result of €29k. Its solvency ranks better than 81% of 13941 sector peers (fiscal year 2023). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability47▼-53
Solvency100▲+17
Growth52
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
82.3%
Return on assets
9.2%
Age of the figures
39 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
30-06-2024 close31-01-2025 deadline22-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 31-01-2024, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
on the day
2022
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€258k▲ 11.8%
2022 · €231k
2022: €231k
2022 → 2023
Total assets
€314k▼ 21.3%
2022 · €399k
2022: €399k
2022 → 2023
Net result
€29k▼ 77.1%
2022 · €127k
2022: €127k
2022 → 2023
Working capital
€219k▼ 16.0%
2022 · €260k
2022: €260k
2022 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023Trend
Equity€231k-€258k▲ 11.8%
Operating result€225k-€75k▼ 66.8%
Net result€127k-€29k▼ 77.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 67% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €314k
Fixed assets
€60k▲ 933%
Current assets
€254k▼ 35.5%
Equity and liabilities €314k
Equity
€258k▲ 11.8%
Debt
€56k▼ 66.8%
The debt ratio falls from 42.1% to 17.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▼
2022 · €235k
Cash flow
€32k▼
2022 · €137k
Solvency
82.3%▲
2022 · 57.9%
Current ratio
7.25▲
2022 · 2.96
Quick ratio
7.25▲
2022 · 2.96
Debt / equity
0.22▼
2022 · 0.73
ROE
11.2%▼
2022 · 54.8%
ROA
9.2%▼
2022 · 31.7%
Interest coverage
1.97▼
2022 · 6.61
Debt
€56k▼
2022 · €168k
Debt ≤ 1 year
€35k▼
2022 · €133k
Debt > 1 year
€21k▼
2022 · €35k
Income taxes
€7k▼
2022 · €64k
Staff costs
€37k▼
2022 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€399k€314k▼
Fixed assets21/28€6k€60k▲
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€609€498▼
Financial fixed assets28€250€57k▲
Current assets29/58€393k€254k▼
Amounts receivable within one year40/41€301k€166k▼
Trade receivables40€59k€89k▲
Other amounts receivable41€241k€77k▼
Cash at bank and in hand54/58€90k€88k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€399k€314k▼
Equity10/15€231k€258k▲
Contributions10/11€1k€1k=
Reserves13€70k€97k▲
Non-distributable reserves130/1€100-
Reserves not available under the articles1311€100-
Distributable reserves133€70k€97k▲
Profit (loss) carried forward14€160k€160k▲
Amounts payable17/49€168k€56k▼
Amounts payable after more than one year17€35k€21k▼
Financial debts170/4€35k€21k▼
Amounts payable within one year42/48€133k€35k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€65k€8k▼
Suppliers440/4€65k€8k▼
Taxes, remuneration and social security45€31k€6k▼
Taxes450/3€31k€3k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€15k-
Income statement
Code20222023
Remuneration, social security and pensions62€54k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k-
Other operating charges640/8€4k€2k▼
Gross operating margin9900€282k€116k▼
Operating profit (loss)9901€225k€75k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€38k€39k▲
Recurring financial charges65€36k€39k▲
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€190k€36k▼
Income taxes67/77€64k€7k▼
Profit (loss) for the period9904€127k€29k▼
Profit (loss) for the period to be appropriated9905€127k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€160k€189k▲
Profit (loss) brought forward from the previous period14P€34k€160k▲
Transfer from equity791/2-€100
Transfer to equity691/2-€27k
To other reserves6921-€27k
Profit to be distributed694/7-€2k
Employees696-€2k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity doublescurrent ratio 7.25
Current ratio from 2.96 to 7.25; short-term debt falls from €133k to €35k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gooikeveldstraat 451755 PajottegemGround area
4,973 m²
Building footprint
307 m²
Volume, LiDAR
1,411 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delbofisc
since 20122.209.752.941
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23024B0214/00F003 | Flanders | 4,241 m² | 1 · 142 m² | 7.5 m · 2 fl. |
| 23024A0544/00X000 | Flanders | 732 m² | 1 · 165 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 505 EUR awarded · 505 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 269 EUR | 269 EUR |
| 2022 | 1 | 236 EUR | 236 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
254900YIX7XTR3IL0U61
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2012
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:wouter@delbofisc.be
Phone:+32 2 454 06 46
Fax:+32 2 454 06 49