DELBART-PETIT
ActiveSummary
DELBART-PETIT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248k and a net result of €36k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-4
Solvency100=
Growth64=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 7.26 against 6.72 in 2024; short-term debt: 10.6% and cash: 55.5% of total assets), and 13.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.5%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
12 d late
2023
27 d late
2022
34 d early
2021
34 d early
2020
26 d late
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€164k▼ 6.2%
2020 · €175k
2018: €160klowest in 4 years
2019: €165k▲ +2.9% vs 2018
2020: €175k▲ +6.3% vs 2019highest in 4 years
2021: €164k▼ -6.2% vs 2020
2018 → 2021
EBIT margin
5.8%▼ 16.0pp
2020 · 21.8%
2018: 5.6%lowest in 4 years
2019: 14.2%▲ +153% vs 2018
2020: 21.8%▲ +53.0% vs 2019highest in 4 years
2021: 5.8%▼ -73.6% vs 2020
2018 → 2021
Net result
€36k▼ 11.7%
2024 · €41k
2018: €5k
2019: €16k▲ +211% vs 2018
2020: €26k▲ +57.0% vs 2019
2021: €4k▼ -83.2% vs 2020lowest in 8 years
2022: €29k▲ +574% vs 2021
2023: €46k▲ +59.2% vs 2022highest in 8 years
2024: €41k▼ -12.5% vs 2023
2025: €36k▼ -11.7% vs 2024
2018 → 2025
Working capital
€190k▲ 15.6%
2024 · €165k
2018: €32klowest in 8 years
2019: €74k▲ +133% vs 2018
2020: €62k▼ -16.2% vs 2019
2021: €73k▲ +17.8% vs 2020
2022: €92k▲ +26.6% vs 2021
2023: €123k▲ +33.0% vs 2022
2024: €165k▲ +33.9% vs 2023
2025: €190k▲ +15.6% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€164k-
Equity€107k-€125k▲ 16.6%€171k▲ 36.8%€212k▲ 23.8%€248k▲ 16.9%
2021: €107klowest in 5 years
2022: €125k▲ +16.6% vs 2021
2023: €171k▲ +36.8% vs 2022
2024: €212k▲ +23.8% vs 2023
2025: €248k▲ +16.9% vs 2024highest in 5 years
Operating result€9k-€42k▲ 345%€56k▲ 33.4%€59k▲ 5.0%€52k▼ 11.5%
2021: €9klowest in 5 years
2022: €42k▲ +345% vs 2021
2023: €56k▲ +33.4% vs 2022
2024: €59k▲ +5.0% vs 2023highest in 5 years
2025: €52k▼ -11.5% vs 2024
Net result€4k-€29k▲ 574%€46k▲ 59.2%€41k▼ 12.5%€36k▼ 11.7%
2021: €4klowest in 5 years
2022: €29k▲ +574% vs 2021
2023: €46k▲ +59.2% vs 2022highest in 5 years
2024: €41k▼ -12.5% vs 2023
2025: €36k▼ -11.7% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets
€66k ▼ 9.7%
Current assets
€221k ▲ 14.1%
Equity and liabilities €287k
Equity
€248k ▲ 16.9%
Debt
€39k ▼ 28.8%
Debt's share of the balance-sheet total falls from 20.4% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▼
2024 · €83k
Cash flow
€63k▼
2024 · €65k
Current ratio
7.26▲
2024 · 6.72
Debt to equity
0.16▼
2024 · 0.26
ROE
14.5%▼
2024 · 19.2%
ROA
12.5%▼
2024 · 15.3%
Interest coverage
58.80▲
2024 · 45.66
Debt ≤ 1 year
€30k▲
2024 · €29k
Debt > 1 year
€8k▼
2024 · €26k
Income taxes
€15k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€266k€287k▲
Fixed assets21/28€73k€66k▼
Tangible fixed assets22/27€73k€66k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€67k€61k▼
Current assets29/58€194k€221k▲
Amounts receivable within one year40/41€61k€57k▼
Trade receivables40€56k€48k▼
Other amounts receivable41€5k€9k▲
Cash at bank and in hand54/58€130k€159k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€266k€287k▲
Equity10/15€212k€248k▲
Contributions10/11€19k€19k=
Reserves13€193k€229k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€191k€227k▲
Amounts payable17/49€54k€39k▼
Amounts payable after more than one year17€26k€8k▼
Financial debts170/4€26k€8k▼
Amounts payable within one year42/48€29k€30k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€27k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€84k€80k▼
Operating profit (loss)9901€59k€52k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€57k€51k▼
Income taxes67/77€17k€15k▼
Profit (loss) for the period9904€41k€36k▼
Profit (loss) for the period to be appropriated9905€41k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€36k▼
Transfer to equity691/2€41k€36k▼
To other reserves6921€41k€36k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €164k | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €136k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27k | €15k | €21k | €24k | €27k | ▲ 8.8% |
| Other operating charges640/8 | €2k | €2k | €1k | €1k | €1k | ▲ 12.4% |
| Non-recurring operating charges66A | - | €516 | - | - | - | - |
| Gross operating margin9900 | €38k | €59k | €78k | €84k | €80k | ▼ 5.3% |
| Operating profit (loss)9901 | €9k | €42k | €56k | €59k | €52k | ▼ 11.5% |
| Financial income75/76B | €3 | - | €11k | - | - | - |
| Recurring financial income75 | €3 | - | €0 | - | - | - |
| Non-recurring financial income76B | - | - | €11k | - | - | - |
| Financial charges65/66B | €589 | €840 | €2k | €2k | €1k | ▼ 26.6% |
| Recurring financial charges65 | €589 | €840 | €2k | €2k | €1k | ▼ 26.6% |
| Profit (loss) for the period before taxes9903 | €9k | €41k | €65k | €57k | €51k | ▼ 11.0% |
| Income taxes67/77 | €5k | €12k | €18k | €17k | €15k | ▼ 9.1% |
| Profit (loss) for the period9904 | €4k | €29k | €46k | €41k | €36k | ▼ 11.7% |
| Profit (loss) for the period to be appropriated9905 | €4k | €29k | €46k | €41k | €36k | ▼ 11.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €137k | €197k | €244k | €266k | €287k | ▲ 7.6% |
| Fixed assets21/28 | €46k | €66k | €91k | €73k | €66k | ▼ 9.7% |
| Intangible fixed assets21 | €2k | - | - | - | - | - |
| Tangible fixed assets22/27 | €44k | €66k | €91k | €73k | €66k | ▼ 9.7% |
| Plant, machinery and equipment23 | - | €2k | €5k | €6k | €5k | ▼ 21.0% |
| Furniture and vehicles24 | €44k | €64k | €85k | €67k | €61k | ▼ 8.7% |
| Current assets29/58 | €92k | €131k | €153k | €194k | €221k | ▲ 14.1% |
| Amounts receivable within one year40/41 | €48k | €47k | €17k | €61k | €57k | ▼ 6.7% |
| Trade receivables40 | €40k | €35k | €17k | €56k | €48k | ▼ 14.7% |
| Other amounts receivable41 | €8k | €12k | - | €5k | €9k | ▲ 89.2% |
| Cash at bank and in hand54/58 | €40k | €80k | €134k | €130k | €159k | ▲ 22.0% |
| Deferred charges and accrued income490/1 | €3k | €3k | €2k | €2k | €5k | ▲ 136% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €137k | €197k | €244k | €266k | €287k | ▲ 7.6% |
| Equity10/15 | €107k | €125k | €171k | €212k | €248k | ▲ 16.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €89k | €107k | €153k | €193k | €229k | ▲ 18.6% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €87k | €105k | €151k | €191k | €227k | ▲ 18.8% |
| Amounts payable17/49 | €30k | €72k | €73k | €54k | €39k | ▼ 28.8% |
| Amounts payable after more than one year17 | €12k | €33k | €42k | €26k | €8k | ▼ 67.7% |
| Financial debts170/4 | €12k | €33k | €42k | €26k | €8k | ▼ 67.7% |
| Amounts payable within one year42/48 | €18k | €38k | €30k | €29k | €30k | ▲ 5.6% |
| Current portion of amounts payable after more than one year42 | €14k | €12k | €16k | €17k | €17k | ▲ 3.0% |
| Trade debts44 | €298 | €4k | €2k | €2k | €5k | ▲ 122% |
| Suppliers440/4 | €298 | €4k | €2k | €2k | €5k | ▲ 122% |
| Taxes, remuneration and social security45 | €1k | €15k | €11k | €10k | €8k | ▼ 14.3% |
| Taxes450/3 | €1k | €10k | €6k | €5k | €4k | ▼ 20.2% |
| Remuneration and social security454/9 | - | €5k | €5k | €5k | €5k | ▼ 9.4% |
| Other amounts payable47/48 | €3k | €8k | €1k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €29k | €46k | €41k | €36k | ▼ 11.7% |
| + Depreciation and write-downs630 | €27k | €15k | €21k | €24k | €27k | ▲ 8.8% |
| Operating cash flow (approximation) | €31k | €44k | €67k | €65k | €63k | ▼ 4.0% |
| Investment in fixed assets (approximation) | - | €-35k | €-45k | €-7k | €-20k | ▼ 196% |
| Change in cash | - | €40k | €53k | €-3k | €29k | ▲ 929% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Equity above €200kEq €212k ▲23.8%
7 profitable years in a row build equity to €212k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €46k ▲59.2%
Net result €46k, the highest in the series.
31-12
Financial
Equity above €150kEq €171k ▲36.8%
6 profitable years in a row build equity to €171k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €4k ▼83.2%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Equity above €100kEq €107k ▲31.8%
3 profitable years in a row build equity to €107k.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 12 days late
Show earlier events
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 1 day late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2012
Ground area
1,181 m²
Building footprint
102 m²
Volume, LiDAR
558 m³
Parcel 57042C0690/00F000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Breuze(K) 41, 7540 Tournai
since 20122.207.728.215
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57042C0690/00F000 | Wallonia | 1,181 m² | 1 · 101 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,985 companies in sector 86940 we hold annual accounts for 1,807. 1,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
Scores and ratios are computed by Checked and are not a credit decision.