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DELBAR TOURNAI

Active
Private limited companyfounded 2019active for 7 yearsChaussée de Bruxelles(TOU) 211, 7500 Tournai, BelgiumKBO/BCE: BE 0736.550.791
Summary

The computed 12-month bankruptcy probability of DELBAR TOURNAI is 1.7% (moderate). The 2025 annual accounts show equity of €2.8m and a net result of €276,179. Equity has been growing by about 9.5% per year since 2020. Its solvency ranks better than 26% of 5,039 sector peers (NACE 47, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 18-10-2019 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
Establishment unit
2.297.936.631 7500 Tournai, since 17-01-2020
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • D & B MANAGEMENT BVDirector · since 17-10-2019
Shareholders

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Turnover
€52.7m
▲ 1.8%
Profit
€276,179
▲ 101%
Equity
€2.8m
▲ 10.9%
Total assets
€18.4m
▲ 2.6%
Employees on 31-12-2025
48
▼ 4.0%
Score breakdownraises riskLiquidity: current ratio 1.11, cash €617,147Equity €2.8m (15.2% of total assets)Size: turnover €52.7m, 48 FTE, total assets €18.4mFounded in 2019Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 32% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 40+1
equity 15.2% of total assets
Liquidity 9+4
short-term debt 83.0% · cash 3.3%
Profitability 48+10
return on assets 1.5%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,696 companies, NACE 47, small)
Last 24 months 12-2024: 1.6% 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.5%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.6%▲ +0.1 percentage points vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.3 percentage points vs 06-2025 08-2025: 2.1%▲ +0.2 percentage points vs 07-2025 09-2025: 2.1%● unchanged vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.2%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 2.1%▼ -0.1 percentage points vs 12-2025 02-2026: 2.0%▼ -0.1 percentage points vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.1%▲ +0.1 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▼ -0.5 percentage points vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.11 (1.15 in 2024), below the usual 1.5. Short-term debt is 83% and cash 3.3% of total assets. 84.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 29% of them on solvency, 7% on liquidity, 31% on profitability and 62% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Liquidity: current ratio 1.11, cash €617,147
NBB · annual accounts
raises risk · Equity €2.8m (15.2% of total assets)
NBB · annual accounts
raises risk · Size: turnover €52.7m, 48 FTE, total assets €18.4m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
16 days early
2024
17 days early
2023
33 days early
2022
26 days early
2021
24 days early
2020
12 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 21 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €137,353 to €276,179 ▲ 101% View
  • Positive: More equity than 85% of companies in retail tradesector median €447,349 · 5,040 companies €2.8m View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €276,179 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as DELBAR TOURNAI: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €12m and €32m, founded between 2015 and 2017.

CompanyTotal assetsTurnover
DELBAR TOURNAI Tournai€18.4m€52.7m
Geel Automotive Geel€13.9m€58.3m
COVENTRY MOTORS Sint-Pieters-Woluwe€30.0m€60.3m
P. SCHYNS NAMUR- HUY Namur€12.1m€34.8m
THOEN CENTER Aalst€32.5m€62.1m
TOP MOTORS WEVELGEM Wevelgem€32.4m€113.6m
RAES MOTOREN OOSTENDE Oostende€18.4m€36.5m
Full comparison

Key facts about DELBAR TOURNAI

What is the company number of DELBAR TOURNAI?
The company number of DELBAR TOURNAI is 0736.550.791. The VAT number is the same number with BE in front: BE 0736.550.791.
Where is DELBAR TOURNAI based?
The registered office is at Chaussée de Bruxelles(TOU) 211, 7500 Tournai.Company details
What does DELBAR TOURNAI do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of DELBAR TOURNAI?
The legal form of DELBAR TOURNAI is Private limited company (BV).
When was DELBAR TOURNAI founded?
DELBAR TOURNAI was founded on 18-10-2019.
Is DELBAR TOURNAI still active?
Yes, DELBAR TOURNAI is an active enterprise in the KBO register.
How many employees does DELBAR TOURNAI have?
DELBAR TOURNAI had an average of 48 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DELBAR TOURNAI?
The turnover of DELBAR TOURNAI was €52.7m in financial year 2025, according to the filed annual accounts.
Is DELBAR TOURNAI profitable?
In financial year 2025, DELBAR TOURNAI made a profit of €276,179.
Where can I find the annual accounts of DELBAR TOURNAI?
DELBAR TOURNAI filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DELBAR TOURNAI due?
DELBAR TOURNAI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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