DELANNAY SAMUEL
ActiveDELANNAY SAMUEL has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €686k and a net result of €153k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 19% of 862 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency38▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.95 in 2024; short-term debt: 21.9% and cash: 0.5% of total assets), and 86.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.3%
Return on assets
3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 862 sector peers (2025).
NBB · sector comparisonPosition among 862 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
66 d early
2024
34 d early
2023
35 d early
2022
49 d early
2021
19 d late
2020
46 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€153k▲ 81.1%
2024 · €84k
2018: €36k
2019: €41k
2020: €115k
2021: €144k
2022: €14k
2023: €76k
2024: €84k
2018 → 2025
Working capital
€4k
2024 · €-58k
2018: €-126k
2019: €-191k
2020: €-205k
2021: €-172k
2022: €-182k
2023: €-110k
2024: €-58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€360k-€371k▲ 3.1%€458k▲ 23.4%€532k▲ 16.2%€686k▲ 28.8%
Operating result€182k-€61k▼ 66.3%€124k▲ 103%€164k▲ 31.8%€278k▲ 70.0%
Net result€144k-€14k▼ 90.4%€76k▲ 452%€84k▲ 10.8%€153k▲ 81.1%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 70% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.15M
Fixed assets
€4.02M▲ 48.3%
Current assets
€1.13M▲ 11.6%
Equity and liabilities €5.15M
Equity
€686k▲ 28.8%
Debt
€4.47M▲ 39.9%
The debt ratio rises from 85.7% to 86.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€967k▲
2024 · €755k
Cash flow
€841k▲
2024 · €676k
Solvency
13.3%▼
2024 · 14.3%
Current ratio
1.00▲
2024 · 0.95
Quick ratio
1.00▲
2024 · 0.93
Debt / equity
6.51▲
2024 · 5.99
ROE
22.3%▲
2024 · 15.8%
ROA
3.0%▲
2024 · 2.3%
Interest coverage
7.28▼
2024 · 9.36
Debt
€4.47M▲
2024 · €3.19M
Debt ≤ 1 year
€1.13M▲
2024 · €1.07M
Debt > 1 year
€3.34M▲
2024 · €2.12M
Income taxes
€13k▲
2024 · €9k
Staff costs
€827k▲
2024 · €771k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.72M€5.15M▲
Fixed assets21/28€2.71M€4.02M▲
Tangible fixed assets22/27€2.71M€4.02M▲
Land and buildings22€790k€749k▼
Plant, machinery and equipment23€122k€100k▼
Furniture and vehicles24€721k€1.57M▲
Leasing and similar rights25€1.07M€1.60M▲
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€4k€4k=
Current assets29/58€1.01M€1.13M▲
Stocks and contracts in progress3€15k€8k▼
Stocks30/36€15k€8k▼
Amounts receivable within one year40/41€838k€988k▲
Trade receivables40€837k€987k▲
Other amounts receivable41€2k€400▼
Cash at bank and in hand54/58€62k€24k▼
Deferred charges and accrued income490/1€97k€109k▲
Equity and liabilities
Total equity and liabilities10/49€3.72M€5.15M▲
Equity10/15€532k€686k▲
Contributions10/11€6k€6k=
Reserves13€162k€315k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€27k
Distributable reserves133€161k€286k▲
Profit (loss) carried forward14€348k€348k=
Investment grants15€16k€16k▲
Amounts payable17/49€3.19M€4.47M▲
Amounts payable after more than one year17€2.12M€3.34M▲
Financial debts170/4€2.12M€3.34M▲
Amounts payable within one year42/48€1.07M€1.13M▲
Current portion of amounts payable after more than one year42€485k€561k▲
Trade debts44€191k€168k▼
Suppliers440/4€191k€168k▼
Taxes, remuneration and social security45€210k€155k▼
Taxes450/3€133k€71k▼
Remuneration and social security454/9€77k€83k▲
Other amounts payable47/48€185k€242k▲
Income statement
Code20242025
Remuneration, social security and pensions62€771k€827k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€592k€689k▲
Other operating charges640/8€161k€170k▲
Gross operating margin9900€1.69M€1.96M▲
Operating profit (loss)9901€164k€278k▲
Financial income75/76B€10k€20k▲
Recurring financial income75€10k€20k▲
Financial charges65/66B€81k€133k▲
Recurring financial charges65€81k€133k▲
Profit (loss) for the period before taxes9903€93k€166k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€84k€153k▲
Transfer to tax-exempt reserves689-€27k
Profit (loss) for the period to be appropriated9905€84k€126k▲
Appropriation of the result
Profit (loss) to be appropriated9906€433k€474k▲
Profit (loss) brought forward from the previous period14P€348k€348k=
Transfer to equity691/2€84k€126k▲
To other reserves6921€84k€126k▲
Social balance
Average headcount (FTE)908713.113.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €153k ▲81.1%
Operating result €278k, net result €153k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €500kEq €532k ▲16.2%
7 profitable years in a row build equity to €532k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €14k ▼90.4%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 19 days late
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €200kEq €220k ▲164%
3 profitable years in a row build equity to €220k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Maréchal(MAU) 97534 TournaiGround area
977 m²
Building footprint
143 m²
Volume, LiDAR
696 m³
Parcel 57052A0102/00H000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DELANNAY SAMUEL
since 20182.276.855.957
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57052A0102/00H000 | Wallonia | 977 m² | 1 · 143 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.276.855.957
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,195. 4,742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2018
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.