Delaey Mathieu
ActiveDelaey Mathieu has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €38k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-2
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 21.03 against 20.86 in 2024; short-term debt: 4.3% and cash: 38.5% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
15.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
38 d early
2023
35 d early
2022
41 d early
2021
26 d early
2020
22 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€236k▲ 19.5%
2024 · €197k
2018: €199k
2019: €186k
2020: €228k
2021: €210k
2022: €244k
2023: €275k
2024: €197k
2018 → 2025
Total assets
€247k▲ 19.4%
2024 · €207k
2018: €211k
2019: €193k
2020: €247k
2021: €240k
2022: €261k
2023: €287k
2024: €207k
2018 → 2025
Net result
€38k▲ 10.3%
2024 · €35k
2018: €32k
2019: €-13k
2020: €42k
2021: €38k
2022: €34k
2023: €30k
2024: €35k
2018 → 2025
Working capital
€210k▲ 20.7%
2024 · €174k
2018: €171k
2019: €167k
2020: €205k
2021: €182k
2022: €217k
2023: €246k
2024: €174k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€210k-€244k▲ 16.4%€275k▲ 12.5%€197k▼ 28.1%€236k▲ 19.5%
Operating result€53k-€47k▼ 10.2%€42k▼ 12.0%€47k▲ 12.7%€53k▲ 12.9%
Net result€38k-€34k▼ 10.3%€30k▼ 11.5%€35k▲ 14.3%€38k▲ 10.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€26k▲ 10.0%
Current assets
€220k▲ 20.7%
Equity and liabilities €247k
Equity
€236k▲ 19.5%
Debt
€11k▲ 19.0%
The debt ratio stays at 4.4%.
Key figures and ratios
EBITDA
€63k▲
2024 · €56k
Cash flow
€48k▲
2024 · €44k
Solvency
95.6%=
2024 · 95.6%
Current ratio
21.03▲
2024 · 20.86
Quick ratio
21.03▲
2024 · 20.86
Debt / equity
0.05▼
2024 · 0.05
ROE
16.3%▼
2024 · 17.6%
ROA
15.6%▼
2024 · 16.9%
Interest coverage
287.48▲
2024 · 136.00
Debt
€11k▲
2024 · €9k
Debt ≤ 1 year
€10k▲
2024 · €9k
Income taxes
€18k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€247k▲
Fixed assets21/28€24k€26k▲
Tangible fixed assets22/27€24k€26k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€8k€14k▲
Other tangible fixed assets26€13k€10k▼
Current assets29/58€183k€220k▲
Amounts receivable after more than one year29€73k€74k▲
Other amounts receivable291€73k€74k▲
Amounts receivable within one year40/41€13k€51k▲
Trade receivables40€948€22k▲
Other amounts receivable41€12k€29k▲
Cash at bank and in hand54/58€96k€95k▼
Deferred charges and accrued income490/1€1k€622▼
Equity and liabilities
Total equity and liabilities10/49€207k€247k▲
Equity10/15€197k€236k▲
Contributions10/11€12k€12k=
Reserves13€185k€223k▲
Distributable reserves133€185k€223k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€9k€11k▲
Amounts payable within one year42/48€9k€10k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Accrued charges and deferred income492/3€378€393▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€59k€68k▲
Operating profit (loss)9901€47k€53k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€409€218▼
Recurring financial charges65€409€218▼
Profit (loss) for the period before taxes9903€51k€56k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€35k€38k▲
Profit (loss) for the period to be appropriated9905€35k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€38k▲
Transfer from equity791/2€112k€0▼
Transfer to equity691/2€35k€38k▲
To other reserves6921€35k€38k▲
Profit to be distributed694/7€112k€0▼
Return on contributions (dividend)694€112k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €236k ▲19.5%
6 profitable years in a row build equity to €236k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-12
Financial
Equity above €200kEq €228k ▲22.7%
Equity rises from €186k to €228k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-13k ▼141%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Raamstraat 313130 BegijnendijkGround area
994 m²
Building footprint
146 m²
Volume, LiDAR
669 m³
Parcel 24007B0494/00C000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Delaey Mathieu
since 20112.196.290.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24007B0494/00C000 | Flanders | 994 m² | 1 · 146 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 150 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 150 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.