Equity
-€42,490
Debts exceed assets in financial year 2025.
DELACROIX
Lifetime
11 annual accounts with figures on one time axispeak €53,342 (2021)
€27,241▲ 25.7%
lowest -€53,505 (2023)
€6,341▲ 822%
peak €21,947 (2021)
-€42,490▲ €6,341
€346,107▼ 4.9%
peak 0.5 FTE (2017)
-not published
Board4 names since 2019
2 directorsde la CROIX Claire Chantal Edouard Expédit Marie Corneille and 1 other
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from €21,666 to €27,241Result from €688 to €6,341Equity from -€48,831 to -€42,490Cash from €3,910 to €5,572
Key points
from the 2025 annual accountsDebts
€346,107 114% of the balance sheet
Suppliers 0%Taxes and wages 0%Other 100%
Of this, €344,857 falls due within a year.
Position in the sector
-€42,490
Less equity than 90% of companies in wholesale trade. Sector median €56,439 · 13,835 companies.
Checked score
54
Fair
Financially stronger than 32% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.6%▲ +0.1 percentage points vs 03-2025
05-2025: 1.6%● unchanged vs 04-2025
06-2025: 1.5%▼ -0.1 percentage points vs 05-2025
07-2025: 1.7%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.8%▼ -0.9 percentage points vs 07-2025
09-2025: 0.7%▼ -0.1 percentage points vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.6%▼ -0.1 percentage points vs 02-2026
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%▼ -0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026lowest value
09-2026: 0.6%● unchanged vs 08-2026lowest value
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€42,490
Sector: Wholesale trade (NACE 46)
lowers risk
Size: total assets €303,617
Founded in 2015
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 13% of them on solvency, 5% on liquidity, 39% on profitability and 69% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,379 companies had the same profile as DELACROIX has now. Each dot stands for 4 companies, two years later.
94.3%
were still trading
3.2%
stopped another way
2.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DELACROIX itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,379 companies, not a prediction for DELACROIX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.02 (0.01 in 2024), below 1. Short-term debt is 113.6% and cash 1.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 13805 sector peers (2025).
NBB · sector comparisonPosition among 13805 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
20 days early
2023
20 days late
2022
3 days early
2021
27 days late
2020
30 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DELACROIX Damien Jacques Joseph Marie Ghislain 50 sharesdeed of 14-07-2020
- de la CROIX Claire Chantal Edouard Expédit Marie Corneille 50 sharesdeed of 14-07-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0607973828
Company renamed from D.T. GARDEN to DELACROIX
Resignation: DELACROIX François Marie–Gaëlle Christian (manager) · Appointments: DELACROIX Damien Jacques Joseph Marie Ghislain (director) and de la CROIX Claire Chantal Edouard Expédit Marie Corneille (director) · “L’achat, la vente, l’import, l’export de tout article d’horticulture, tel que notamment, des fleurs, des…” (deed in French) · General meeting of 07-07-2020 · Gazette deed
Resignation: Emmanuel THIRIFAYS (manager)
General meeting of 07-05-2019 · Gazette deed
Resignations & appointments
General meeting of 30-09-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DELACROIX Wavre | €303,617 | €27,241 | -14.0% | - |
| Natura Loci Incourt | €212,854 | €68,241 | 60.6% | - |
| PHILENCO Antwerp | €623,644 | €25,765 | 62.4% | - |
| Dewa-Fleur Zedelgem | €297,921 | €25,631 | 73.6% | - |
| TDK Grond & Groen Herent | €266,928 | €15,757 | 2.2% | - |
| TUINCENTRUM HENDRICKX Stabroek | €175,122 | €45,314 | 77.6% | 0 |
| VERHELLE Pittem | €348,439 | €15,540 | 21.5% | - |
These companies have the same main activity as DELACROIX: wholesale trade (NACE 46220). They are comparable in size and age: total assets between €175,000 and €624,000, founded between 2008 and 2019.
Official details
Source: KBO- Status
- Active since 24-03-2015Normal situation
- Activity
- Wholesale tradeNACE 46220and 2 others
- Establishment unit
- 2.255.472.6051300 Wavre, since 01-05-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Annual accounts 2025
- ≈ €180,000estimated
- €303,617▼ 3.6%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on DELACROIX
DELACROIX files the micro format. That format states no turnover. The gross margin rose from -€3,798 in 2015 to €27,241 in 2025.
The balance sheet grew most in 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DELACROIX
- What is the company number of DELACROIX?
- The company number of DELACROIX is 0607.973.828. The VAT number is the same number with BE in front: BE 0607.973.828.
- Where is DELACROIX based?
- The registered office is at Rue de Grandsart 25, 1300 Wavre.Company details
- What does DELACROIX do?
- According to the KBO register, the main activity is wholesale trade (NACE 46220).
- What is the legal form of DELACROIX?
- DELACROIX is a private limited company (BV).
- When was DELACROIX founded?
- DELACROIX was founded on 24-03-2015.
- Is DELACROIX still active?
- Yes, DELACROIX is an active enterprise in the KBO register.
- What is the turnover of DELACROIX?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €27,241 and 94 comparable companies (NACE 46). It probably lies between €94,000 and €330,000.Financials
- Is DELACROIX profitable?
- In financial year 2025, DELACROIX made a profit of €6,341.
- Where can I find the annual accounts of DELACROIX?
- DELACROIX filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DELACROIX due?
- DELACROIX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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