DEKLERCK FREDDY
ActiveDEKLERCK FREDDY has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.04M and a net result of €28k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 35.99 against 43.16 in 2024; short-term debt: 0.9% and cash: 13.7% of total assets), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
26 d early
2022
14 d early
2021
33 d early
2020
23 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.04M▲ 2.8%
2024 · €1.01M
2018: €694k
2019: €714k
2020: €838k
2021: €902k
2022: €967k
2023: €1.02M
2024: €1.01M
2018 → 2025
Total assets
€1.05M▲ 3.0%
2024 · €1.02M
2018: €1.30M
2019: €1.25M
2020: €1.33M
2021: €1.18M
2022: €997k
2023: €1.02M
2024: €1.02M
2018 → 2025
Net result
€28k
2024 · €-14k
2018: €33k
2019: €21k
2020: €124k
2021: €64k
2022: €65k
2023: €56k
2024: €-14k
2018 → 2025
Working capital
€316k▲ 7.3%
2024 · €294k
2018: €-427k
2019: €-400k
2020: €95k
2021: €145k
2022: €238k
2023: €318k
2024: €294k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€902k-€967k▲ 7.3%€1.02M▲ 5.8%€1.01M▼ 1.4%€1.04M▲ 2.8%
Operating result€95k-€96k▲ 1.1%€77k▼ 20.1%€-4k€28k
Net result€64k-€65k▲ 2.1%€56k▼ 14.2%€-14k€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €28k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€722k▲ 0.9%
Current assets
€325k▲ 7.8%
Equity and liabilities €1.05M
Equity
€1.04M▲ 2.8%
Debt
€9k▲ 29.3%
The debt ratio rises from 0.7% to 0.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €27k
Cash flow
€59k▲
2024 · €16k
Solvency
99.1%▼
2024 · 99.3%
Current ratio
35.99▼
2024 · 43.16
Quick ratio
35.99▼
2024 · 43.16
Debt / equity
0.01▲
2024 · 0.01
ROE
2.7%▲
2024 · -1.4%
ROA
2.7%▲
2024 · -1.4%
Interest coverage
161.02▲
2024 · 91.05
Debt
€9k▲
2024 · €7k
Debt ≤ 1 year
€9k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.05M▲
Fixed assets21/28€715k€722k▲
Tangible fixed assets22/27€715k€722k▲
Land and buildings22€715k€722k▲
Current assets29/58€301k€325k▲
Amounts receivable within one year40/41€160k€180k▲
Trade receivables40€5k€5k=
Other amounts receivable41€155k€175k▲
Cash at bank and in hand54/58€140k€144k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.05M▲
Equity10/15€1.01M€1.04M▲
Contributions10/11€319k€319k=
Reserves13€691k€719k▲
Non-distributable reserves130/1€32k€32k=
Reserves not available under the articles1311€32k€32k=
Distributable reserves133€659k€687k▲
Amounts payable17/49€7k€9k▲
Amounts payable within one year42/48€7k€9k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k=
Other operating charges640/8€3k€3k▲
Gross operating margin9900€30k€63k▲
Operating profit (loss)9901€-4k€28k▲
Financial charges65/66B€294€367▲
Recurring financial charges65€294€367▲
Profit (loss) for the period before taxes9903€-4k€28k▲
Income taxes67/77€10k-
Profit (loss) for the period9904€-14k€28k▲
Profit (loss) for the period to be appropriated9905€-14k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€28k▲
Profit (loss) brought forward from the previous period14P€3k-
Transfer from equity791/2€11k-
Transfer to equity691/2-€28k
To other reserves6921-€28k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-14k ▼125%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 27current ratio 267.48
Current ratio from 9.94 to 267.48; short-term debt falls from €27k to €1k.
31-12
Financial
Equity above €1MEq €1.02M ▲5.8%
6 profitable years in a row build equity to €1.02M.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 9.94
Current ratio from 1.52 to 9.94; short-term debt falls from €278k to €27k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €124k ▲503%
Operating result €188k, net result €124k, both a record.
31-12
Financial
Liquidity times 6current ratio 1.20
Current ratio from 0.20 to 1.20; short-term debt falls from €498k to €480k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 28800 RoeselareGround area
5,563 m²
Building footprint
236 m²
Volume, LiDAR
1,264 m³
Parcel 36302B1407/00G000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Deklerck Freddy
since 20102.189.538.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B1407/00G000 | Flanders | 5,563 m² | 1 · 236 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,495. 1,893 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-05-2010
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.