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DEKERF FINANCE

Active Risk: not assessed
Public limited companyfounded 2023active for 3 yearsStatiestraat 82, 1740 Ternat, BelgiumKBO/BCE: BE 0798.627.625
Summary

DEKERF FINANCE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €328,578 and a net result of €165,358. Equity has been growing by about 78% per year since 2023. Its solvency ranks better than 90% of 612 sector peers (NACE 66, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

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DEKERF FINANCEActive
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Overview

Official details

Source: KBO
Status
Active since 20-02-2023 Normal situation
Activity
Agents and brokers in banking services NACE 66191and 1 other
Joint committees
307 Paritair Comité voor de makelarij en verzekeringsagentschappen
341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2025
Establishment unit
2.343.980.353 1740 Ternat, since 20-02-2023
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
Shareholders
  • Dekerf Group· score 692025 annual accounts of Dekerf Group
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€165,358
▲ 77.7%
Equity
€328,578
▲ 101%
Total assets
€362,868
▼ 28.9%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 31 days after the deadline
Financials
Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
7 days early
2023
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 6 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (3 of the last 3 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Equity rose in 2025from €163,221 to €328,578 ▲ 101% View
  • Positive: Higher solvency than 90% of companies in auxiliary financial servicessector median 41.7% · 612 companies 90.6% View
  • Caution: Board changedlatest change 01-12-2025 · 1 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Appointment: NG Fides BV (zelfstandig directeur)Resignation: Nils Goosse (zelfstandig directeur) · Permanent representative: Nils Goosse
  2. · Gazette deed Appointment: Nils GOOSSE (zelfstandig directeur)
  3. · Gazette deed IncorporationStarting capital €205,357.56 · Appointment: DEKERF Dirk Dominiek Cornelius (director)
All 11 events

Comparable companies

These companies have the same main activity as DEKERF FINANCE: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €310,000 and €541,000, founded between 2018 and 2024.

CompanyTotal assetsGross margin
DEKERF FINANCE Ternat€362,868€359,574
ZEMOG FINANCES Nandrin€471,259€294,585
JEROEN NUYTS Bertem€332,448€198,448
AV FINANCE Haacht€310,132€308,006
S.M.R. Finances Enghien€472,968€288,462
CONSELFIN Harelbeke€513,537€343,834
Bekaert-Bouckaert Oostrozebeke€541,225€348,885
Full comparison

Key facts about DEKERF FINANCE
What is the company number of DEKERF FINANCE?
The company number of DEKERF FINANCE is 0798.627.625. The VAT number is the same number with BE in front: BE 0798.627.625.
Where is DEKERF FINANCE based?
The registered office is at Statiestraat 82, 1740 Ternat.Company details
What does DEKERF FINANCE do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of DEKERF FINANCE?
The legal form of DEKERF FINANCE is Public limited company (NV).
When was DEKERF FINANCE founded?
DEKERF FINANCE was founded on 20-02-2023.
Is DEKERF FINANCE still active?
Yes, DEKERF FINANCE is an active enterprise in the KBO register.
How many employees does DEKERF FINANCE have?
DEKERF FINANCE had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DEKERF FINANCE fall under?
In its 2025 annual accounts, DEKERF FINANCE states joint committees 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen) and 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
What is the turnover of DEKERF FINANCE?
The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €359,574 and 31 comparable companies (NACE 66). It probably lies between €520,000 and €660,000.
Is DEKERF FINANCE profitable?
In financial year 2025, DEKERF FINANCE made a profit of €165,358.
Where can I find the annual accounts of DEKERF FINANCE?
DEKERF FINANCE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DEKERF FINANCE due?
DEKERF FINANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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