DEGROMA
ActiveSummary
DEGROMA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €527k and a net result of €22k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 28% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+4
Solvency53▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.48 in 2024; short-term debt: 18.9% and cash: 4.4% of total assets), and 72.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.8%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
89 d late
2023
on the day
2022
31 d late
2021
31 d late
2020
31 d late
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22k▼ 2.9%
2024 · €22k
2018: €17k
2019: €12k
2020: €28k
2021: €23k
2022: €59k
2023: €43k
2024: €22k
2018 → 2025
Working capital
€-131k▲ 26.1%
2024 · €-177k
2018: €97k
2019: €-28k
2020: €-41k
2021: €-57k
2022: €49k
2023: €-11k
2024: €-177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€382k-€441k▲ 15.4%€484k▲ 9.8%€506k▲ 4.6%€527k▲ 4.3%
Operating result€39k-€92k▲ 134%€71k▼ 22.6%€44k▼ 37.5%€47k▲ 6.2%
Net result€23k-€59k▲ 155%€43k▼ 26.8%€22k▼ 48.6%€22k▼ 2.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.90M
Fixed assets
€1.67M ▼ 2.0%
Current assets
€228k ▲ 36.9%
Equity and liabilities €1.90M
Equity
€527k ▲ 4.3%
Debt
€1.37M ▲ 0.4%
Debt's share of the balance-sheet total falls from 73.0% to 72.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€125k▲
2024 · €111k
Cash flow
€99k▲
2024 · €88k
Current ratio
0.64▲
2024 · 0.48
Debt to equity
2.60▼
2024 · 2.70
ROE
4.1%▼
2024 · 4.4%
ROA
1.1%▼
2024 · 1.2%
Interest coverage
5.99▲
2024 · 5.43
Debt ≤ 1 year
€359k▲
2024 · €344k
Debt > 1 year
€957k▼
2024 · €980k
Income taxes
€9k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.87M€1.90M▲
Fixed assets21/28€1.71M€1.67M▼
Tangible fixed assets22/27€1.66M€1.63M▼
Land and buildings22€1.66M€1.63M▼
Furniture and vehicles24€105-
Financial fixed assets28€44k€43k▼
Current assets29/58€166k€228k▲
Amounts receivable within one year40/41€16k€62k▲
Trade receivables40€16k€62k▲
Current investments50/53€90k€79k▼
Cash at bank and in hand54/58€59k€83k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.87M€1.90M▲
Equity10/15€506k€527k▲
Contributions10/11€225k€225k=
Capital10€225k€225k=
Issued capital100€225k€225k=
Reserves13€281k€303k▲
Non-distributable reserves130/1€17k€19k▲
Legal reserve130€17k€19k▲
Distributable reserves133€264k€284k▲
Amounts payable17/49€1.37M€1.37M▲
Amounts payable after more than one year17€980k€957k▼
Financial debts170/4€980k€957k▼
Amounts payable within one year42/48€344k€359k▲
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€51k€81k▲
Suppliers440/4€51k€81k▲
Taxes, remuneration and social security45€37k€26k▼
Taxes450/3€37k€26k▼
Other amounts payable47/48€234k€229k▼
Accrued charges and deferred income492/3€43k€56k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€78k▲
Other operating charges640/8€9k€11k▲
Gross operating margin9900€120k€136k▲
Operating profit (loss)9901€44k€47k▲
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€20k€21k▲
Recurring financial charges65€20k€21k▲
Profit (loss) for the period before taxes9903€32k€31k▼
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€22k€22k▼
Profit (loss) for the period to be appropriated9905€22k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€22k▼
Transfer to equity691/2€22k€22k▼
To the legal reserve6920€1k€1k▼
To other reserves6921€21k€20k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 4 days late
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 89 days late
2024
31-12
Financial
Equity above €500kEq €506k ▲4.6%
7 profitable years in a row build equity to €506k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €59k ▲155%
Operating result €92k, net result €59k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 52 days late
2019
31-12
Financial
Weakest financial yearnet €12k ▼29.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 83 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1997
Ground area
129 m²
Building footprint
88 m²
Volume, LiDAR
1,039 m³
Parcel 12404F0621/00S002, Flanders · tallest building 21.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Koningin Astridlaan 108, 2800 Mechelen
since 19972.046.531.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0621/00S002 | Flanders | 129 m² | 1 · 88 m² | 21.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755006M2QKNMAQQTW25
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LOGGIX
BE 0827.957.455
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2 Times a Lady
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Oud-Heverlee · Eq €527,507
NOEL INVEST
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.