DEGROE
ActiveThe computed 12-month bankruptcy probability of DEGROE is 2.4% (moderate). The 2025 annual accounts show equity of €23k and a net result of €19k. Its solvency ranks better than 60% of 7431 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency79
Growth-
Track record67
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.81; short-term debt: 46.3% and cash: 40.9% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€23k
Total assets
€42k
Net result
€19k
Working capital
€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €42k
Fixed assets
€7k
Current assets
€35k
Equity and liabilities €42k
Equity
€23k
Debt
€20k
Debt finances 46.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k
Cash flow
€19k
Solvency
53.7%
Current ratio
1.81
Quick ratio
1.81
Debt / equity
0.86
ROE
82.3%
ROA
44.2%
Interest coverage
103.47
Debt
€20k
Debt ≤ 1 year
€20k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€42k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Land and buildings22€4k
Furniture and vehicles24€3k
Current assets29/58€35k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Other amounts receivable41€495
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€42k
Equity10/15€23k
Contributions10/11€4k
Reserves13€19k
Distributable reserves133€19k
Amounts payable17/49€20k
Amounts payable within one year42/48€20k
Trade debts44€9k
Suppliers440/4€9k
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€424
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€399
Other operating charges640/8€997
Gross operating margin9900€25k
Operating profit (loss)9901€24k
Financial income75/76B€11
Recurring financial income75€11
Financial charges65/66B€235
Recurring financial charges65€235
Profit (loss) for the period before taxes9903€24k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€19k
To other reserves6921€19k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ommegangstraat 169890 GavereGround area
1,700 m²
Building footprint
302 m²
Volume, LiDAR
1,374 m³
Parcel 44003B0122/00F000, Flanders · tallest building 13.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DEGROE
since 20242.359.046.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44003B0122/00F000 | Flanders | 1,700 m² | 1 · 302 m² | 13.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M&D PROGRESS
BE 0795.953.492
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NICOLAS RENOV
BE 0547.990.414
Boussu · Eq €23k
SOGETOIT P.R.
BE 0470.562.242
Anderlecht · Eq €22k
MM7 HABITAT
BE 0539.736.506
Binche · Eq €23k
BUSINESS PARK AWANS
BE 1002.385.330
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Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2024
Fiscal year end31-03
Activities, NACEBEL
41003General construction of other non-residential buildings
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.