DEFORCHE FILIEP
ActiveDEFORCHE FILIEP has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €273k and a net result of €94k. Equity is growing by ~53.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 2096 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▼-4
Solvency85▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.79 in 2023; short-term debt: 32.6% and cash: 5.4% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
29 d late
2021
61 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€273k▲ 52.8%
2023 · €179k
2018: €-1k
2019: €24k
2020: €62k
2021: €71k
2022: €91k
2023: €179k
2018 → 2024
Total assets
€451k▲ 23.6%
2023 · €365k
2018: €134k
2019: €144k
2020: €165k
2021: €271k
2022: €273k
2023: €365k
2018 → 2024
Net result
€94k▲ 5.4%
2023 · €89k
2018: €15k
2019: €25k
2020: €40k
2021: €11k
2022: €38k
2023: €89k
2018 → 2024
Working capital
€191k▲ 53.1%
2023 · €125k
2018: €-30k
2019: €-707
2020: €37k
2021: €36k
2022: €78k
2023: €125k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€62k-€71k▲ 15.0%€91k▲ 26.9%€179k▲ 96.8%€273k▲ 52.8%
Operating result€55k-€21k▼ 61.9%€57k▲ 172%€142k▲ 147%€152k▲ 7.0%
Net result€40k-€11k▼ 72.6%€38k▲ 247%€89k▲ 136%€94k▲ 5.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €451k
Fixed assets
€113k▲ 38.8%
Current assets
€338k▲ 19.2%
Equity and liabilities €451k
Equity
€273k▲ 52.8%
Debt
€178k▼ 4.4%
The debt ratio falls from 51.1% to 39.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€183k▲
2023 · €163k
Cash flow
€126k▲
2023 · €111k
Solvency
60.5%▲
2023 · 48.9%
Current ratio
2.30▲
2023 · 1.79
Quick ratio
2.21▲
2023 · 1.72
Debt / equity
0.65▼
2023 · 1.04
ROE
34.5%▼
2023 · 50.1%
ROA
20.9%▼
2023 · 24.5%
Interest coverage
11.45▲
2023 · 8.54
Debt
€178k▼
2023 · €187k
Debt ≤ 1 year
€147k▼
2023 · €159k
Debt > 1 year
€26k▲
2023 · €25k
Income taxes
€42k▲
2023 · €37k
Staff costs
€51k▼
2023 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€365k€451k▲
Fixed assets21/28€81k€113k▲
Tangible fixed assets22/27€80k€111k▲
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€70k€103k▲
Financial fixed assets28€2k€2k=
Current assets29/58€284k€338k▲
Stocks and contracts in progress3€10k€12k▲
Stocks30/36€10k€12k▲
Amounts receivable within one year40/41€270k€300k▲
Trade receivables40€68k€69k▲
Other amounts receivable41€202k€231k▲
Cash at bank and in hand54/58€0€24k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€365k€451k▲
Equity10/15€179k€273k▲
Contributions10/11€19k€19k=
Reserves13€160k€254k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€160k€254k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€187k€178k▼
Amounts payable after more than one year17€25k€26k▲
Financial debts170/4€25k€26k▲
Amounts payable within one year42/48€159k€147k▼
Current portion of amounts payable after more than one year42€13k€26k▲
Financial debts43€28k€0▼
Credit institutions430/8€28k€0▼
Trade debts44€67k€67k▲
Suppliers440/4€67k€67k▲
Taxes, remuneration and social security45€49k€52k▲
Taxes450/3€43k€49k▲
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€2k€1k▼
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€90k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€32k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€254k€237k▼
Operating profit (loss)9901€142k€152k▲
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€19k€16k▼
Recurring financial charges65€19k€16k▼
Profit (loss) for the period before taxes9903€126k€137k▲
Income taxes67/77€37k€42k▲
Profit (loss) for the period9904€89k€94k▲
Profit (loss) for the period to be appropriated9905€89k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€94k▲
Transfer to equity691/2€88k€94k▲
To other reserves6921€88k€94k▲
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
Directors or managers695€0-
Social balance
Average headcount (FTE)90872.01.0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €94k ▲5.4%
Operating result €152k, net result €94k, both a record.
31-12
Financial
Equity above €200kEq €273k ▲52.8%
7 profitable years in a row build equity to €273k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-12
Financial
Equity above €150kEq €179k ▲96.8%
6 profitable years in a row build equity to €179k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €11k ▼72.6%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 72 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidstraat 278980 ZonnebekeGround area
4,705 m²
Building footprint
189 m²
Volume, LiDAR
77 m³
2 parcels, Flanders · tallest building 3.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DEFORCHE FILIEP BVBA
since 19922.059.900.017
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33019C0776/00A000 | Flanders | 4,514 m² | 1 · 182 m² | 3.0 m |
| 33019C0101/00N002 | Flanders | 190 m² | 1 · 7 m² | 3.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 318 EUR awarded · 318 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 318 EUR | 318 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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VIP INVENTA
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HBS
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 11,248 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-1992
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
71320
77320Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.