DEFITECH
ActiveDEFITECH has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €3k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 76% of 2039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-12
Solvency90▼-10
Growth41▼-3
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.96 against 5.49 in 2024; short-term debt: 21.1% and cash: 36.7% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €98k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
13 d early
2023
13 d late
2022
22 d late
2021
11 d early
2020
30 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€295k▼ 17.9%
2024 · €359k
2018: €412k
2019: €451k
2020: €605k
2021: €429k
2022: €275k
2023: €292k
2024: €359k
2018 → 2025
EBIT margin
1.7%▼ 2.6pp
2024 · 4.3%
2018: 4.8%
2019: -2.2%
2020: 0.7%
2021: 2.8%
2022: -6.1%
2023: 0.7%
2024: 4.3%
2018 → 2025
Net result
€3k▼ 79.3%
2024 · €15k
2018: €15k
2019: €-11k
2020: €6k
2021: €10k
2022: €-17k
2023: €1k
2024: €15k
2018 → 2025
Working capital
€93k▲ 3.5%
2024 · €90k
2018: €69k
2019: €61k
2020: €75k
2021: €88k
2022: €72k
2023: €75k
2024: €90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€429k-€275k▼ 36.0%€292k▲ 6.1%€359k▲ 23.1%€295k▼ 17.9%
Equity€96k-€79k▼ 18.0%€80k▲ 1.4%€95k▲ 18.4%€98k▲ 3.2%
Operating result€12k-€-17k€2k€16k▲ 705%€5k▼ 67.9%
Net result€10k-€-17k€1k€15k▲ 1,208%€3k▼ 79.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€25k▲ 456%
Current assets
€125k▲ 13.3%
Equity and liabilities €150k
Equity
€98k▲ 3.2%
Debt
€52k▲ 159%
The debt ratio rises from 17.5% to 34.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €17k
Cash flow
€5k▼
2024 · €16k
Solvency
65.2%▼
2024 · 82.5%
Current ratio
3.96▼
2024 · 5.49
Quick ratio
3.65▼
2024 · 4.81
Debt / equity
0.53▲
2024 · 0.21
ROE
3.1%▼
2024 · 15.5%
ROA
2.0%▼
2024 · 12.8%
Interest coverage
16.06▼
2024 · 44.18
Debt
€52k▲
2024 · €20k
Debt ≤ 1 year
€32k▲
2024 · €20k
Debt > 1 year
€15k
Income taxes
€2k▲
2024 · €574
Staff costs
€681▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€150k▲
Formation expenses20€0€0=
Fixed assets21/28€4k€25k▲
Tangible fixed assets22/27€1k€22k▲
Furniture and vehicles24€1k€22k▲
Other tangible fixed assets26€0€0=
Financial fixed assets28€3k€3k=
Current assets29/58€110k€125k▲
Stocks and contracts in progress3€14k€10k▼
Stocks30/36€14k€10k▼
Amounts receivable within one year40/41€45k€57k▲
Trade receivables40€32k€50k▲
Other amounts receivable41€12k€7k▼
Current investments50/53€0-
Cash at bank and in hand54/58€50k€55k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€115k€150k▲
Equity10/15€95k€98k▲
Contributions10/11€15k€15k=
Capital10€15k€15k=
Issued capital100€19k€19k=
Uncalled capital101€4k€4k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€78k€81k▲
Amounts payable17/49€20k€52k▲
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€20k€32k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€13k€18k▲
Suppliers440/4€13k€18k▲
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€560€2k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€2k€10k▲
Accrued charges and deferred income492/3€0€5k▲
Income statement
Code20242025
Turnover70€359k€295k▼
Non-recurring operating income76A€143-
Goods, raw materials, services and sundry goods60/61€336k€296k▼
Remuneration, social security and pensions62€4k€681▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€953€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€27k€9k▼
Operating profit (loss)9901€16k€5k▼
Financial income75/76B€47€86▲
Recurring financial income75€47€86▲
Financial charges65/66B€374€410▲
Recurring financial charges65€374€410▲
Profit (loss) for the period before taxes9903€15k€5k▼
Income taxes67/77€574€2k▲
Profit (loss) for the period9904€15k€3k▼
Profit (loss) for the period to be appropriated9905€15k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€81k▲
Profit (loss) brought forward from the previous period14P€63k€78k▲
Social balance
Average headcount (FTE)90870.20.0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity doublescurrent ratio 5.49
Current ratio from 2.62 to 5.49; short-term debt falls from €47k to €20k.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 13 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €-17k ▼272%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 91070 AnderlechtGround area
9,973 m²
Building footprint
4,572 m²
Volume, LiDAR
73,999 m³
2 parcels, Brussels, Wallonia · tallest building 28.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Frères Taymans 257, 1480 Tubize
since 19992.090.324.264
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0289/00B004 | Brussels | 9,782 m² | 1 · 4,538 m² | 28.4 m · 7 fl. |
| 25105C0093/00M014 | Wallonia | 191 m² | 1 · 33 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesDEFITECH SRL32559
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,814 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-1999
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@DEFITECH.eu