DEFISOFT
ActiveSummary
DEFISOFT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248,119 and a net result of €981. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▼-21
Solvency96▲+9
Growth45▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 2.93 against 2.48 in 2024; short-term debt: 29.4% and cash: 66.7% of total assets), and 29.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
0.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d late
2023
on the day
2022
on the day
2021
1 d late
2020
1 d late
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€526,971▼ 14.9%
2024 · €619,009
EBIT margin
2.2%▼ 9.4pp
2024 · 11.6%
Net result
€981▼ 97.9%
2024 · €47,219
Working capital
€199,203▼ 1.0%
2024 · €201,223
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€581,004▲ 25.3%€426,540▼ 26.6%€416,364▼ 2.4%€619,009▲ 48.7%€526,971▼ 14.9%
Operating result€47,464▼ 27.0%€12,220▼ 74.3%-€32,370€71,844€11,392▼ 84.1%
Net result€32,147▼ 15.1%€4,027▼ 87.5%-€33,122€47,219€981▼ 97.9%
EBIT margin8.2%▼ 5.9pp2.9%▼ 5.3pp-7.8%▼ 10.6pp11.6%▲ 19.4pp2.2%▼ 9.4pp
Equity€229,014▲ 16.3%€233,041▲ 1.8%€199,919▼ 14.2%€247,138▲ 23.6%€248,119▲ 0.4%
Total assets€264,892▲ 0.1%€320,182▲ 20.9%€248,258▼ 22.5%€397,202▲ 60.0%€351,235▼ 11.6%
Debt€35,878▼ 47.0%€87,141▲ 143%€48,339▼ 44.5%€150,064▲ 210%€103,116▼ 31.3%
Working capital€213,177▼ 0.4%€247,698▲ 16.2%€200,329▼ 19.1%€201,223▲ 0.4%€199,203▼ 1.0%
Staff (FTE)1.7▲ 70.0%2.4▲ 41.2%2▼ 16.7%2=2.4▲ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351,235
Fixed assets
€48,916 ▼ 18.0%
Current assets
€302,319 ▼ 10.4%
Equity and liabilities €351,235
Equity
€248,119 ▲ 0.4%
Debt
€103,116 ▼ 31.3%
Debt's share of the balance-sheet total falls from 37.8% to 29.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33,399▼
2024 · €88,839
Cash flow
€22,988▼
2024 · €64,214
Current ratio
2.93▲
2024 · 2.48
Quick ratio
2.52▲
2024 · 2.39
Debt to equity
0.42▼
2024 · 0.61
ROE
0.4%▼
2024 · 19.1%
ROA
0.3%▼
2024 · 11.9%
Interest coverage
25.75▼
2024 · 41.11
Debt ≤ 1 year
€103,116▼
2024 · €136,306
Income taxes
€9,142▼
2024 · €22,552
Staff costs
€194,683▲
2024 · €158,764
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €581,004 | €426,540 | €416,364 | €619,009 | €526,971 | ▼ 14.9% |
| Goods, raw materials, services and sundry goods60/61 | - | €301,223 | €289,746 | €363,716 | €295,201 | ▼ 18.8% |
| Remuneration, social security and pensions62 | - | €105,389 | €123,931 | €158,764 | €194,683 | ▲ 22.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,364 | €5,406 | €4,037 | €16,995 | €22,007 | ▲ 29.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €6,754 | - | - | - |
| Other operating charges640/8 | - | €2,302 | €24,266 | €7,690 | €3,688 | ▼ 52.0% |
| Gross operating margin9900 | €155,561 | €125,317 | €126,618 | €255,293 | €231,770 | ▼ 9.2% |
| Operating profit (loss)9901 | €47,464 | €12,220 | -€32,370 | €71,844 | €11,392 | ▼ 84.1% |
| Financial income75/76B | - | €111 | €935 | €88 | €28 | ▼ 68.2% |
| Recurring financial income75 | €220 | €111 | €935 | €88 | €28 | ▼ 68.2% |
| Financial charges65/66B | - | €1,807 | €1,687 | €2,161 | €1,297 | ▼ 40.0% |
| Recurring financial charges65 | €1,555 | €1,807 | €1,687 | €2,161 | €1,297 | ▼ 40.0% |
| Profit (loss) for the period before taxes9903 | €46,129 | €10,524 | -€33,122 | €69,771 | €10,123 | ▼ 85.5% |
| Income taxes67/77 | €13,982 | €6,497 | - | €22,552 | €9,142 | ▼ 59.5% |
| Profit (loss) for the period9904 | €32,147 | €4,027 | -€33,122 | €47,219 | €981 | ▼ 97.9% |
| Profit (loss) for the period to be appropriated9905 | €32,147 | €4,027 | -€33,122 | €47,219 | €981 | ▼ 97.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €264,892 | €320,182 | €248,258 | €397,202 | €351,235 | ▼ 11.6% |
| Fixed assets21/28 | €15,837 | €10,431 | €6,394 | €59,673 | €48,916 | ▼ 18.0% |
| Tangible fixed assets22/27 | €15,713 | €10,307 | €6,270 | €59,549 | €48,792 | ▼ 18.1% |
| Plant, machinery and equipment23 | - | €586 | €404 | €223 | - | - |
| Furniture and vehicles24 | - | - | - | €57,316 | €38,781 | ▼ 32.3% |
| Other tangible fixed assets26 | - | €9,721 | €5,866 | €2,010 | €10,011 | ▲ 398% |
| Financial fixed assets28 | €124 | €124 | €124 | €124 | €124 | = |
| Current assets29/58 | €249,055 | €309,751 | €241,864 | €337,529 | €302,319 | ▼ 10.4% |
| Amounts receivable after more than one year29 | - | €50,000 | €50,000 | €2,319 | €2,319 | = |
| Other amounts receivable291 | - | €50,000 | €50,000 | €2,319 | €2,319 | = |
| Stocks and contracts in progress3 | €15,451 | €5,368 | €17,595 | €11,811 | €42,669 | ▲ 261% |
| Stocks30/36 | - | €5,368 | €17,595 | €11,811 | €42,669 | ▲ 261% |
| Amounts receivable within one year40/41 | €59,351 | €98,268 | €94,083 | €143,157 | €22,886 | ▼ 84.0% |
| Trade receivables40 | - | €76,748 | €62,169 | €140,738 | €7,387 | ▼ 94.8% |
| Other amounts receivable41 | - | €21,520 | €31,914 | €2,419 | €15,499 | ▲ 541% |
| Cash at bank and in hand54/58 | €124,253 | €156,115 | €80,186 | €180,242 | €234,445 | ▲ 30.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €264,892 | €320,182 | €248,258 | €397,202 | €351,235 | ▼ 11.6% |
| Equity10/15 | €229,014 | €233,041 | €199,919 | €247,138 | €248,119 | ▲ 0.4% |
| Contributions10/11 | €18,592 | €18,592 | €20,592 | €20,592 | €20,592 | = |
| Capital10 | - | €18,592 | - | - | - | - |
| Issued capital100 | - | €18,592 | - | - | - | - |
| Reserves13 | €2,000 | €2,000 | - | €45,000 | €45,000 | = |
| Non-distributable reserves130/1 | - | €2,000 | - | - | - | - |
| Legal reserve130 | - | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | - | €45,000 | €45,000 | = |
| Profit (loss) carried forward14 | €208,422 | €212,449 | €179,327 | €181,546 | €182,527 | ▲ 0.5% |
| Amounts payable17/49 | €35,878 | €87,141 | €48,339 | €150,064 | €103,116 | ▼ 31.3% |
| Amounts payable within one year42/48 | €35,878 | €62,053 | €41,535 | €136,306 | €103,116 | ▼ 24.3% |
| Trade debts44 | €2,300 | €11,788 | €1,916 | €48,733 | €20,333 | ▼ 58.3% |
| Suppliers440/4 | - | €11,788 | €1,916 | €48,733 | €20,333 | ▼ 58.3% |
| Taxes, remuneration and social security45 | - | €50,265 | €39,619 | €72,435 | €59,998 | ▼ 17.2% |
| Taxes450/3 | - | €13,596 | €1,231 | €14,888 | €6,885 | ▼ 53.8% |
| Remuneration and social security454/9 | - | €36,669 | €38,388 | €57,547 | €53,113 | ▼ 7.7% |
| Other amounts payable47/48 | - | - | - | €15,138 | €22,785 | ▲ 50.5% |
| Accrued charges and deferred income492/3 | - | €25,088 | €6,804 | €13,758 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,147 | €4,027 | -€33,122 | €47,219 | €981 | ▼ 97.9% |
| + Depreciation and write-downs630 | €5,364 | €5,406 | €4,037 | €16,995 | €22,007 | ▲ 29.5% |
| Operating cash flow (approximation) | €37,511 | €9,433 | -€29,085 | €64,214 | €22,988 | ▼ 64.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€70,274 | -€11,250 | ▲ 84.0% |
| Change in cash | - | €31,862 | -€75,929 | €100,056 | €54,203 | ▼ 45.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Back to profitnet €47,219
Net result €47,219 after one loss-making year.
30-06
Financial
Equity above €200,000Eq €247,138 ▲23.6%
Equity rises from €199,919 to €247,138.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet -€33,122
Net result drops to -€33,122, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Equity above €200,000Eq €229,014 ▲16.3%
3 profitable years in a row build equity to €229,014.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 1988
Ground area
285 m²
Building footprint
215 m²
Volume, LiDAR
3,640 m³
2 parcels, Brussels · tallest building 24.4 m, ±7 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
2 establishment units
DEFISOFT
since 19882.041.125.171
DEFISOFT
since 19882.041.125.270
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0179/00W005 | Brussels | 175 m² | 1 · 128 m² | 24.4 m · 7 fl. |
| 21363B0352/00E031 | Brussels | 111 m² | 1 · 87 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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THIRA
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EFFECTIEF
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 14,231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-1988
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
46643Wholesale of electrical equipment, including installation materials
47400Retail sale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.