DEFINITO
ActiveDEFINITO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 65% of 538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency83=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.48 in 2024; short-term debt: 21% and cash: 24.7% of total assets), and 41.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.1%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
73 d early
2023
56 d early
2022
25 d late
2021
31 d late
2020
34 d late
2019
73 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 1.4%
2024 · €140k
2018: €133k
2019: €130k
2020: €80k
2021: €112k
2022: €123k
2023: €135k
2024: €140k
2018 → 2025
Total assets
€244k▲ 0.5%
2024 · €242k
2018: €302k
2019: €304k
2020: €245k
2021: €283k
2022: €287k
2023: €312k
2024: €242k
2018 → 2025
Net result
€2k▼ 56.4%
2024 · €4k
2018: €-14k
2019: €-2k
2020: €-50k
2021: €31k
2022: €12k
2023: €12k
2024: €4k
2018 → 2025
Working capital
€29k▲ 30.6%
2024 · €22k
2018: €-18k
2019: €6k
2020: €-17k
2021: €20k
2022: €45k
2023: €33k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€123k▲ 10.4%€135k▲ 9.7%€140k▲ 3.2%€141k▲ 1.4%
Operating result€32k-€13k▼ 58.6%€15k▲ 14.0%€9k▼ 42.7%€6k▼ 29.5%
Net result€31k-€12k▼ 62.9%€12k▲ 3.1%€4k▼ 63.8%€2k▼ 56.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€164k▼ 5.9%
Current assets
€80k▲ 16.9%
Equity and liabilities €244k
Equity
€141k▲ 1.4%
Debt
€102k▼ 0.6%
The debt ratio falls from 42.4% to 41.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €35k
Cash flow
€29k▼
2024 · €30k
Solvency
58.1%▲
2024 · 57.6%
Current ratio
1.56▲
2024 · 1.48
Quick ratio
1.47▲
2024 · 1.29
Debt / equity
0.72▼
2024 · 0.74
ROE
1.3%▼
2024 · 3.1%
ROA
0.8%▼
2024 · 1.8%
Interest coverage
14.18▲
2024 · 13.07
Debt
€102k▼
2024 · €103k
Debt ≤ 1 year
€51k▲
2024 · €46k
Debt > 1 year
€50k▼
2024 · €55k
Income taxes
€2k▼
2024 · €2k
Staff costs
€129k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€244k▲
Fixed assets21/28€174k€164k▼
Tangible fixed assets22/27€174k€164k▼
Land and buildings22€101k€104k▲
Plant, machinery and equipment23€7k€13k▲
Furniture and vehicles24€66k€47k▼
Current assets29/58€68k€80k▲
Stocks and contracts in progress3€9k€5k▼
Stocks30/36€5k€5k▼
Contracts in progress37€4k€0▼
Amounts receivable within one year40/41€17k€10k▼
Trade receivables40€16k€8k▼
Other amounts receivable41€776€2k▲
Cash at bank and in hand54/58€38k€60k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€242k€244k▲
Equity10/15€140k€141k▲
Contributions10/11€122k€122k=
Reserves13€17k€19k▲
Distributable reserves133€17k€19k▲
Amounts payable17/49€103k€102k▼
Amounts payable after more than one year17€55k€50k▼
Financial debts170/4€5k€0▼
Other amounts payable178/9€50k€50k=
Amounts payable within one year42/48€46k€51k▲
Current portion of amounts payable after more than one year42€10k€5k▼
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€8k€21k▲
Taxes450/3€2k€7k▲
Remuneration and social security454/9€6k€15k▲
Other amounts payable47/48€15k€11k▼
Accrued charges and deferred income492/3€953€890▼
Income statement
Code20242025
Remuneration, social security and pensions62€101k€129k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€141k€168k▲
Operating profit (loss)9901€9k€6k▼
Financial income75/76B€667€65▼
Recurring financial income75€667€65▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€4k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Transfer to equity691/2€4k€2k▼
To other reserves6921€4k€2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €31k
Net result €31k after 3 loss-making years.
31-12
Financial
Equity above €100kEq €112k ▲39.7%
Equity rises from €80k to €112k.
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 34 days late
2020
31-12
Financial
Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 2 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Magretstraat 39080 LochristiGround area
2,116 m²
Building footprint
368 m²
Volume, LiDAR
2,365 m³
3 parcels, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
DEFINITO
since 19942.066.389.119
El Pani
since 20082.169.889.703
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008C0441/00H000 | Flanders | 740 m² | 1 · 102 m² | 7.5 m · 2 fl. |
| 44008C0441/00K000 | Flanders | 732 m² | 1 · 151 m² | 12.0 m · 3 fl. |
| 44008D0208/00H000 | Flanders | 644 m² | 1 · 115 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLochristi2.169.889.703
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Of 1,600 companies in sector 16230 we hold annual accounts for 782. 631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-1994
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20301
56112Limited-service restaurants, excluding mobile food services
25110Manufacture of metal structures and parts of structures
28110
43320Joinery installation
45422
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.