Financials
- Financial year
- 2025
- Total assets
- €221,539
- Loss
- -€13,944
- Solvency
- 51.7%
Total assets▼ 14.6%
Net result
20182025
DEFIMAD
ActiveSummary
DEFIMAD has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114,608 and a net result of -€13,944. Equity remains stable across the filed financial years (±0.1% per year). Its solvency ranks better than 43% of 21,064 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Computer programming
NACE 62100
Oldest company in West Flanders, Computer programming and consultancy sector2 sites
Size
€221,539total assets 2025
- Equity
- €114,608
- Loss
- -€13,944
Turnover not published (micro format)
Why 81raises riskLiquidity: current ratio 1.05, cash €141, halvedLoss of €13,944 (financial year 2025)lowers riskSize: total assets €221,539Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 26% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Average
Solvency
77+2
equity 51.7% of total assets
Liquidity
36-4
short-term debt 32.2% · cash 0.1%
Profitability
34-27
return on assets -6.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%● unchanged vs 11-2024lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.3%▲ +0.1 percentage points vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.1 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.05, compared with 1.28 in 2024, below the usual 1.5; short-term debt: 32.2% and cash: 0.1% of total assets), and 48.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 44% on solvency, 14% on liquidity, 17% on profitability and 29% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
57 days early
2023
19 days late
2022
35 days early
2021
37 days early
2020
74 days early
2019
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€13,944
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- Lampole AnnieDirector
Timeline
- Events
- 51
- Since
- 1980
- Next accounts
- by 31-07-2027
- 31-12-2024Back to profit
- 19-08-2024Annual accounts filed
- 10-07-2024Resignation: Lampole Annie (manager)
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 28-02-1979
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 18
- Who signs
- Each director alone
- Annual meeting
- Second Saturday of May at 19:00
- Purpose
- “Import en export, groot- en kleinhandel in ijzerwerk, blikwaren en huishoudartikelen…” (deed in Dutch)
Key facts about DEFIMAD
- What is the company number of DEFIMAD?
- 0419.207.175. In Belgium the VAT number is the company number with BE in front: BE 0419.207.175.
- Where is DEFIMAD based?
- The registered office is at Kwadepoelstraat(Z) 19E, 8550 Zwevegem.Company details
- What does DEFIMAD do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of DEFIMAD?
- Private limited company (BV).
- When was DEFIMAD founded?
- On 28-02-1979.
- Is DEFIMAD still active?
- Yes, DEFIMAD is an active enterprise in the KBO register.
- How many employees does DEFIMAD have?
- On average 0.5 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of DEFIMAD?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is DEFIMAD profitable?
- In financial year 2025, DEFIMAD made a loss of €13,944.
- Where can I find the annual accounts of DEFIMAD?
- DEFIMAD filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DEFIMAD due?
- By 31-07-2027, for financial year 2026.Timeline
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