@DEFI
ActiveSummary
The computed 12-month bankruptcy probability of @DEFI is 8.8% (elevated). For @DEFI, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€83,384) and a net result of €1,791. Equity remains stable across the filed fiscal years (±0.5% per year). The company has been active since 2006 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability100▲+99
Solvency0=
Growth58=
Track record92
Bankruptcy probability, 12 months
8.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Age of the figures
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 05-08-2024, 371 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
371 d late
2021
701 d late
2020
1063 d late
2019
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 546 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2022, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,791
2021 · -€165
Working capital
-€83,524▲ 2.2%
2021 · -€85,439
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€1,162--€283▲ 75.6%-€1,013▼ 258%-€124▲ 87.8%€1,858
Net result-€1,264--€679▲ 46.3%-€1,268▼ 86.8%-€165▲ 87.0%€1,791
Equity-€83,064--€83,742▼ 0.8%-€85,010▼ 1.5%-€85,175▼ 0.2%-€83,384▲ 2.1%
Total assets€1,903-€1,367▼ 28.2%€1,555▲ 13.8%€1,180▼ 24.1%€1,133▼ 4.0%
Debt€84,966-€85,109▲ 0.2%€86,565▲ 1.7%€86,355▼ 0.2%€84,517▼ 2.1%
Working capital-€83,698--€84,253▼ 0.7%-€85,397▼ 1.4%-€85,439=-€83,524▲ 2.2%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2022: €1,858 after a loss of €124 in 2021, the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €1,133
Fixed assets
€140 ▼ 46.9%
Current assets
€993 ▲ 8.3%
Key figures and ratios
EBITDA
€1,981▲
2021 · €0
Cash flow
€1,914▲
2021 · -€42
Interest coverage
29.56▲
2021 · 0.00
Debt ≤ 1 year
€84,517▼
2021 · €86,355
Ratios withheld: a balance sheet total of €1,133 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €124 | €124 | €124 | €124 | €124 | = |
| Other operating charges640/8 | - | - | €50 | - | €446 | - |
| Gross operating margin9900 | -€994 | €262 | -€840 | - | €2,427 | - |
| Operating profit (loss)9901 | -€1,162 | -€283 | -€1,013 | -€124 | €1,858 | ▲ 1,604% |
| Financial charges65/66B | - | - | €254 | €42 | €67 | ▲ 60.4% |
| Recurring financial charges65 | €102 | €395 | €254 | €42 | €67 | ▲ 60.4% |
| Profit (loss) for the period before taxes9903 | -€1,264 | -€679 | -€1,268 | -€165 | €1,791 | ▲ 1,183% |
| Profit (loss) for the period9904 | -€1,264 | -€679 | -€1,268 | -€165 | €1,791 | ▲ 1,183% |
| Profit (loss) for the period to be appropriated9905 | -€1,264 | -€679 | -€1,268 | -€165 | €1,791 | ▲ 1,183% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1,903 | €1,367 | €1,555 | €1,180 | €1,133 | ▼ 4.0% |
| Fixed assets21/28 | €634 | €510 | €387 | €263 | €140 | ▼ 46.9% |
| Tangible fixed assets22/27 | €634 | €510 | €387 | €263 | €140 | ▼ 46.9% |
| Plant, machinery and equipment23 | - | - | €280 | €210 | €140 | ▼ 33.3% |
| Furniture and vehicles24 | - | - | €107 | €54 | - | - |
| Current assets29/58 | €1,269 | €856 | €1,168 | €916 | €993 | ▲ 8.3% |
| Amounts receivable within one year40/41 | €856 | €856 | €856 | €856 | €856 | = |
| Trade receivables40 | - | - | €856 | €856 | €856 | = |
| Cash at bank and in hand54/58 | €126 | - | €312 | €60 | €137 | ▲ 127% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1,903 | €1,367 | €1,555 | €1,180 | €1,133 | ▼ 4.0% |
| Equity10/15 | -€83,064 | -€83,742 | -€85,010 | -€85,175 | -€83,384 | ▲ 2.1% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Capital10 | - | - | €19,000 | €19,000 | €19,000 | = |
| Issued capital100 | - | - | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Non-distributable reserves130/1 | - | - | €1,900 | €1,900 | €1,900 | = |
| Legal reserve130 | - | - | €1,900 | €1,900 | €1,900 | = |
| Profit (loss) carried forward14 | -€103,964 | -€104,642 | -€105,910 | -€106,075 | -€104,284 | ▲ 1.7% |
| Amounts payable17/49 | €84,966 | €85,109 | €86,565 | €86,355 | €84,517 | ▼ 2.1% |
| Amounts payable within one year42/48 | €84,966 | €85,109 | €86,565 | €86,355 | €84,517 | ▼ 2.1% |
| Trade debts44 | €105 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | €86,565 | €86,355 | €84,517 | ▼ 2.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,264 | -€679 | -€1,268 | -€165 | €1,791 | ▲ 1,183% |
| + Depreciation and write-downs630 | €124 | €124 | €124 | €124 | €124 | = |
| Operating cash flow (approximation) | -€1,140 | -€555 | -€1,144 | -€42 | €1,914 | ▲ 4,682% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | - | - | -€252 | €76 | ▲ 130% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
06-07
KBO administration
Address struck
event 21-06-2026
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 371 days late
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 701 days late
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1063 days late
2022
31-12
Financial
Back to profitnet €1,791
Net result €1,791 after 4 loss-making years.
2020
31-12
Financial
Weakest financial yearnet -€1,268
Net result drops to -€1,268, the lowest in the series; recovery starts the following year.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 239 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
24-12
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 146 days late
2014
26-09
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 57 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2006
1 establishment unit
@DEFI
since 20062.153.681.595
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-02-2006
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.