DEFERM M&C
ActiveSummary
DEFERM M&C has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €40k and a net result of €18k. Equity is growing by ~37.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability87▼-1
Solvency58▼-37
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 2.71 in 2023; short-term debt: 66.6% and cash: 56.1% of total assets), and 66.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.4%
Return on assets
14.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
23 d early
2022
35 d early
2021
2 d early
2020
18 d late
2018
33 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€40k▼ 52.3%
2023 · €85k
2018: €17k
2020: €100lowest value
2021: €40k▲ +39939% vs 2020
2022: €65k▲ +63.5% vs 2021
2023: €85k▲ +29.2% vs 2022highest value
2024: €40k▼ -52.3% vs 2023
2018 → 2024
Total assets
€121k▼ 0.4%
2023 · €121k
2018: €43klowest value
2020: €101k
2021: €87k▼ -14.6% vs 2020
2022: €113k▲ +30.4% vs 2021
2023: €121k▲ +7.6% vs 2022highest value
2024: €121k▼ -0.4% vs 2023
2018 → 2024
Net result
€18k▼ 6.9%
2023 · €19k
2018: €11klowest value
2020: €25k
2021: €35k▲ +41.4% vs 2020highest value
2022: €25k▼ -27.2% vs 2021
2023: €19k▼ -25.0% vs 2022
2024: €18k▼ -6.9% vs 2023
2018 → 2024
Working capital
€30k▼ 53.0%
2023 · €63k
2018: €2k
2020: €-34klowest value
2021: €10k▲ +129% vs 2020
2022: €39k▲ +291% vs 2021
2023: €63k▲ +61.3% vs 2022highest value
2024: €30k▼ -53.0% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€100-€40k▲ 39,939%€65k▲ 63.5%€85k▲ 29.2%€40k▼ 52.3%
2020: €100lowest in 5 years
2021: €40k▲ +39939% vs 2020
2022: €65k▲ +63.5% vs 2021
2023: €85k▲ +29.2% vs 2022highest in 5 years
2024: €40k▼ -52.3% vs 2023
Operating result€25k-€45k▲ 77.0%€33k▼ 26.1%€25k▼ 26.3%€22k▼ 12.4%
2020: €25k
2021: €45k▲ +77.0% vs 2020highest in 5 years
2022: €33k▼ -26.1% vs 2021
2023: €25k▼ -26.3% vs 2022
2024: €22k▼ -12.4% vs 2023lowest in 5 years
Net result€25k-€35k▲ 41.4%€25k▼ 27.2%€19k▼ 25.0%€18k▼ 6.9%
2020: €25k
2021: €35k▲ +41.4% vs 2020highest in 5 years
2022: €25k▼ -27.2% vs 2021
2023: €19k▼ -25.0% vs 2022
2024: €18k▼ -6.9% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 12% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €121k
Fixed assets
€11k ▼ 50.1%
Current assets
€110k ▲ 10.2%
Equity and liabilities €121k
Equity
€40k ▼ 52.3%
Debt
€81k ▲ 119%
Debt's share of the balance-sheet total rises from 30.3% to 66.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2023 · €37k
Cash flow
€32k▼
2023 · €32k
Current ratio
1.37▼
2023 · 2.71
Debt to equity
2.00▲
2023 · 0.44
ROE
44.1%▲
2023 · 22.6%
ROA
14.7%▼
2023 · 15.7%
Interest coverage
187.45▲
2023 · 94.17
Debt ≤ 1 year
€81k▲
2023 · €37k
Income taxes
€5k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€121k€121k▼
Fixed assets21/28€21k€11k▼
Tangible fixed assets22/27€21k€11k▼
Plant, machinery and equipment23€188€89▼
Furniture and vehicles24€21k€11k▼
Current assets29/58€100k€110k▲
Amounts receivable after more than one year29€12k€12k=
Other amounts receivable291€12k€12k=
Amounts receivable within one year40/41€28k€28k▲
Trade receivables40€28k€28k▲
Current investments50/53€40k-
Cash at bank and in hand54/58€19k€68k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€121k€121k▼
Equity10/15€85k€40k▼
Contributions10/11€5k€5k=
Reserves13€79k€35k▼
Distributable reserves133€79k€35k▼
Amounts payable17/49€37k€81k▲
Amounts payable within one year42/48€37k€81k▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€20k€17k▼
Taxes450/3€20k€17k▼
Other amounts payable47/48€9k€62k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€931€774▼
Gross operating margin9900€38k€36k▼
Operating profit (loss)9901€25k€22k▼
Financial income75/76B€711€2k▲
Recurring financial income75€711€2k▲
Financial charges65/66B€398€189▼
Recurring financial charges65€398€189▼
Profit (loss) for the period before taxes9903€25k€23k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€19k€18k▼
Profit (loss) for the period to be appropriated9905€19k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€18k▼
Transfer from equity791/2-€44k
Transfer to equity691/2€19k-
To other reserves6921€19k-
Profit to be distributed694/7-€62k
Return on contributions (dividend)694-€62k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €13k | €12k | €13k | €14k | ▲ 7.1% |
| Other operating charges640/8 | - | €678 | €708 | €931 | €774 | ▼ 16.9% |
| Gross operating margin9900 | €42k | €58k | €46k | €38k | €36k | ▼ 5.9% |
| Operating profit (loss)9901 | €25k | €45k | €33k | €25k | €22k | ▼ 12.4% |
| Financial income75/76B | - | €0 | €338 | €711 | €2k | ▲ 114% |
| Recurring financial income75 | - | €0 | €338 | €711 | €2k | ▲ 114% |
| Financial charges65/66B | - | €674 | €607 | €398 | €189 | ▼ 52.6% |
| Recurring financial charges65 | €506 | €674 | €607 | €398 | €189 | ▼ 52.6% |
| Profit (loss) for the period before taxes9903 | €25k | €44k | €33k | €25k | €23k | ▼ 8.1% |
| Income taxes67/77 | €252 | €9k | €8k | €6k | €5k | ▼ 12.4% |
| Profit (loss) for the period9904 | €25k | €35k | €25k | €19k | €18k | ▼ 6.9% |
| Profit (loss) for the period to be appropriated9905 | €25k | €35k | €25k | €19k | €18k | ▼ 6.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €101k | €87k | €113k | €121k | €121k | ▼ 0.4% |
| Fixed assets21/28 | €57k | €44k | €32k | €21k | €11k | ▼ 50.1% |
| Tangible fixed assets22/27 | €57k | €44k | €32k | €21k | €11k | ▼ 50.1% |
| Plant, machinery and equipment23 | - | €386 | €287 | €188 | €89 | ▼ 52.8% |
| Furniture and vehicles24 | - | €44k | €32k | €21k | €11k | ▼ 50.1% |
| Current assets29/58 | €44k | €42k | €81k | €100k | €110k | ▲ 10.2% |
| Amounts receivable after more than one year29 | - | - | €12k | €12k | €12k | = |
| Other amounts receivable291 | - | - | €12k | €12k | €12k | = |
| Amounts receivable within one year40/41 | €20k | €29k | €34k | €28k | €28k | ▲ 2.7% |
| Trade receivables40 | - | €29k | €34k | €28k | €28k | ▲ 2.7% |
| Current investments50/53 | - | - | - | €40k | - | - |
| Cash at bank and in hand54/58 | €23k | €12k | €34k | €19k | €68k | ▲ 260% |
| Deferred charges and accrued income490/1 | - | €1k | €1k | €1k | €2k | ▲ 32.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €101k | €87k | €113k | €121k | €121k | ▼ 0.4% |
| Equity10/15 | €100 | €40k | €65k | €85k | €40k | ▼ 52.3% |
| Contributions10/11 | - | €5k | €5k | €5k | €5k | = |
| Reserves13 | - | €35k | €60k | €79k | €35k | ▼ 55.6% |
| Distributable reserves133 | - | €35k | €60k | €79k | €35k | ▼ 55.6% |
| Amounts payable17/49 | €101k | €46k | €47k | €37k | €81k | ▲ 119% |
| Amounts payable after more than one year17 | €23k | €14k | €6k | - | - | - |
| Financial debts170/4 | - | €14k | €6k | - | - | - |
| Amounts payable within one year42/48 | €78k | €32k | €42k | €37k | €81k | ▲ 119% |
| Current portion of amounts payable after more than one year42 | - | €8k | €9k | €6k | - | - |
| Trade debts44 | €3k | €2k | - | €2k | €2k | ▼ 20.3% |
| Suppliers440/4 | - | €2k | - | €2k | €2k | ▼ 20.3% |
| Taxes, remuneration and social security45 | - | €16k | €26k | €20k | €17k | ▼ 13.6% |
| Taxes450/3 | - | €16k | €26k | €20k | €17k | ▼ 13.6% |
| Other amounts payable47/48 | - | €6k | €7k | €9k | €62k | ▲ 555% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €35k | €25k | €19k | €18k | ▼ 6.9% |
| + Depreciation and write-downs630 | €5k | €13k | €12k | €13k | €14k | ▲ 7.1% |
| Operating cash flow (approximation) | €30k | €48k | €38k | €32k | €32k | ▼ 1.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-2k | €-3k | ▼ 37.1% |
| Change in cash | - | €-10k | €21k | €-15k | €49k | ▲ 428% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €35k ▲41.4%
Operating result €45k, net result €35k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.31
Current ratio from 0.56 to 1.31; short-term debt falls from €78k to €32k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2016
Ground area
2,127 m²
Building footprint
213 m²
Volume, LiDAR
1,374 m³
Parcel 71005C0480/00A000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEFERM M&C
since 20162.251.845.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005C0480/00A000 | Flanders | 2,127 m² | 1 · 213 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 36,748 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.