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DEFANDIS

Active
Private limited companyfounded 200916 yrs activeRue de la Gare(WAR) 17, 4608 Dalhem, BelgiumKBO/BCE: BE 0820.876.356

DEFANDIS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282k and a net result of €48k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
93 / 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 4.15 in 2024), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.8%
Return on assets
13.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 11
Relative position
BE, all sectors
reference
Sector 11
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
14 d early
2023
14 d early
2022
19 d early
2021
19 d early
2020
11 d early
2019
15 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€282k▲ 19.5%
2024 · €236k
2018: €115k 2019: €173k 2020: €153k 2021: €162k 2022: €174k 2023: €198k 2024: €236k
2018 → 2025
Total assets
€353k▲ 18.2%
2024 · €299k
2018: €166k 2019: €219k 2020: €200k 2021: €212k 2022: €224k 2023: €252k 2024: €299k
2018 → 2025
Net result
€48k▲ 21.7%
2024 · €39k
2018: €70k 2019: €60k 2020: €-18k 2021: €10k 2022: €14k 2023: €26k 2024: €39k
2018 → 2025
Working capital
€167k▲ 34.8%
2024 · €124k
2018: €106k 2019: €173k 2020: €136k 2021: €148k 2022: €169k 2023: €189k 2024: €124k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€162k-€174k▲ 7.4%€198k▲ 13.9%€236k▲ 18.9%€282k▲ 19.5%
Operating result€10k-€16k▲ 57.3%€36k▲ 125%€58k▲ 60.4%€71k▲ 21.9%
Net result€10k-€14k▲ 32.5%€26k▲ 89.6%€39k▲ 51.7%€48k▲ 21.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €10k€10kNet result 2021: €10k€10kOperating result 2022: €16k€16kNet result 2022: €14k€14kOperating result 2023: €36k€36kNet result 2023: €26k€26kOperating result 2024: €58k€58kNet result 2024: €39k€39kOperating result 2025: €71k€71kNet result 2025: €48k€48k20212022202320242025
The operating result has risen four years in a row; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets €118k▼ 12.6%
Current assets €235k▲ 43.9%
Equity and liabilities €353k
Equity €282k▲ 19.5%
Debt €71k▲ 13.4%
The debt ratio falls from 21.1% to 20.2%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€91k
2024 · €71k
Cash flow
€67k
2024 · €52k
Solvency
79.8%
2024 · 78.9%
Current ratio
3.46
2024 · 4.15
Quick ratio
3.02
2024 · 3.23
Debt / equity
0.25
2024 · 0.27
ROE
16.9%
2024 · 16.6%
ROA
13.5%
2024 · 13.1%
Debt
€71k
2024 · €63k
Debt ≤ 1 year
€68k
2024 · €39k
Debt > 1 year
€0
2024 · €20k
Income taxes
€23k
2024 · €16k
Staff costs
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€299k€353k
Formation expenses20€0€0=
Fixed assets21/28€136k€118k
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€134k€117k
Land and buildings22€11k€9k
Plant, machinery and equipment23€106k€94k
Furniture and vehicles24€10k€8k
Leasing and similar rights25€0€0=
Other tangible fixed assets26€8k€7k
Assets under construction and advance payments27€0€0=
Financial fixed assets28€1k€1k=
Current assets29/58€163k€235k
Amounts receivable after more than one year29€0€0=
Trade receivables290€0€0=
Other amounts receivable291€0€0=
Stocks and contracts in progress3€36k€30k
Stocks30/36€36k€30k
Contracts in progress37€0€0=
Amounts receivable within one year40/41€56k€31k
Trade receivables40€51k€27k
Other amounts receivable41€4k€4k
Current investments50/53€0€0=
Cash at bank and in hand54/58€70k€170k
Deferred charges and accrued income490/1€1k€3k
Equity and liabilities
Total equity and liabilities10/49€299k€353k
Equity10/15€236k€282k
Contributions10/11€19k€19k=
Reserves13€58k€104k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€56k€102k
Profit (loss) carried forward14€159k€159k=
Amounts payable17/49€63k€71k
Amounts payable after more than one year17€20k€0
Other amounts payable178/9€20k€0
Amounts payable within one year42/48€39k€68k
Trade debts44€8k€9k
Suppliers440/4€8k€9k
Taxes, remuneration and social security45€18k€26k
Taxes450/3€18k€22k
Remuneration and social security454/9-€4k
Other amounts payable47/48€13k€32k
Accrued charges and deferred income492/3€3k€4k
Income statement Code20242025
Remuneration, social security and pensions62-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€20k
Other operating charges640/8€7k€8k
Gross operating margin9900€78k€115k
Operating profit (loss)9901€58k€71k
Financial charges65/66B€3k€0
Recurring financial charges65€3k€0
Profit (loss) for the period before taxes9903€55k€71k
Income taxes67/77€16k€23k
Profit (loss) for the period9904€39k€48k
Profit (loss) for the period to be appropriated9905€39k€48k
Appropriation of the result
Profit (loss) to be appropriated9906€197k€207k
Profit (loss) brought forward from the previous period14P€158k€159k
Transfer to equity691/2€36k€46k
To other reserves6921€36k€46k
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €200kEq €236k ▲18.9%
4 profitable years in a row build equity to €236k.
17-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
20-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-18k ▼131%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
16-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €150kEq €173k ▲51.1%
2 profitable years in a row build equity to €173k.
18-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2010
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Gare(WAR) 174608 Dalhem
Ground area
4,526 m²
Building footprint
1,000 m²
Volume, LiDAR
4,413 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brasserie de Warsage
Rue Joseph Muller(BOM) 93, 4607 DalhemManufacture of beer
since 20102.183.220.075
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62018B0150/00D000 Wallonia 3,047 m² 1 · 837 m² 5.6 m · 1 fl.
62114A0178/02W002 Wallonia 1,479 m² 1 · 162 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 726 companies in sector 11050 we hold annual accounts for 350. 185 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-11-2009
Fiscal year end31-12
Activities, NACEBEL
11050Manufacture of beer
70200Business and other management consultancy
70220Business consulting
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.