Deductive
ActiveSummary
Deductive has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-29k) and a net result of €-32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-99
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 3.55 in 2024; short-term debt: 151.7% and cash: 68.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-51.7%
Return on assets
-56.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-29k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
58 d early
2024
134 d early
2023
34 d early
2022
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-29k
2024 · €101k
2022: €16k
2023: €58k
2024: €101k
2022 → 2025
Total assets
€57k▼ 58.3%
2024 · €136k
2022: €27k
2023: €81k
2024: €136k
2022 → 2025
Net result
€-32k
2024 · €61k
2022: €14k
2023: €44k
2024: €61k
2022 → 2025
Working capital
€-40k
2024 · €89k
2022: €16k
2023: €48k
2024: €89k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€58k▲ 271%€101k▲ 73.4%€-29k
Operating result€18k-€55k▲ 210%€77k▲ 39.9%€-32k
Net result€14k-€44k▲ 210%€61k▲ 41.0%€-32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32k after €77k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€11k ▼ 11.1%
Current assets
€46k ▼ 62.9%
Key figures and ratios
EBITDA
€-30k▼
2024 · €78k
Cash flow
€-31k▼
2024 · €63k
Solvency
-51.7%▼
2024 · 74.3%
Current ratio
0.54▼
2024 · 3.55
Debt to equity
-2.94▼
2024 · 0.35
ROA
-56.1%▼
2024 · 45.0%
Interest coverage
-315.58▼
2024 · 625.47
Debt
€86k▲
2024 · €35k
Debt ≤ 1 year
€86k▲
2024 · €35k
Income taxes
€166▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€136k€57k▼
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€2k€686▼
Plant, machinery and equipment23€2k€686▼
Financial fixed assets28€10k€10k=
Current assets29/58€124k€46k▼
Amounts receivable within one year40/41€15k€34▼
Trade receivables40€15k-
Other amounts receivable41-€34
Cash at bank and in hand54/58€109k€39k▼
Deferred charges and accrued income490/1€276€7k▲
Equity and liabilities
Total equity and liabilities10/49€136k€57k▼
Equity10/15€101k€-29k▼
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Reserves13€99k-
Distributable reserves133€99k-
Profit (loss) carried forward14-€-32k
Amounts payable17/49€35k€86k▲
Amounts payable within one year42/48€35k€86k▲
Trade debts44€448€351▼
Suppliers440/4€448€351▼
Taxes, remuneration and social security45€35k€16k▼
Taxes450/3€35k€16k▼
Remuneration and social security454/9-€150
Other amounts payable47/48€123€70k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€872€573▼
Gross operating margin9900€79k€-30k▼
Operating profit (loss)9901€77k€-32k▼
Financial income75/76B€286€207▼
Recurring financial income75€286€207▼
Financial charges65/66B€125€97▼
Recurring financial charges65€125€97▼
Profit (loss) for the period before taxes9903€77k€-32k▼
Income taxes67/77€16k€166▼
Profit (loss) for the period9904€61k€-32k▼
Profit (loss) for the period to be appropriated9905€61k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€-32k▼
Transfer from equity791/2€16k€99k▲
Transfer to equity691/2€59k-
To other reserves6921€59k-
Profit to be distributed694/7€19k€99k▲
Return on contributions (dividend)694€19k€99k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €61k ▲41%
Operating result €77k, net result €61k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲73.4%
3 profitable years in a row build equity to €101k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2022
Ground area
59 m²
Building footprint
59 m²
Volume, LiDAR
406 m³
Parcel 24662H0560/00L000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Deductive
since 20222.335.459.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0560/00L000 | Flanders | 59 m² | 1 · 59 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ORION-CONSULT
BE 0843.945.530
Alken · Eq €101,395
BOX SOLUTIONS
BE 0860.340.114
Andenne · Eq €101,373
ILVECO
BE 0761.483.751
Gent · Eq €101,407
XORLOGICS
BE 0845.889.488
Elsene · Eq €101,356
NCHASE
BE 0667.692.471
Sint-Gillis (bij-Brussel) · Eq €101,345
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,561 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63920Other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.