Deducio
ActiveSummary
Deducio has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €268,635 and a net result of €36,362. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability85▲+14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 15.1 against 21.28 in 2023; short-term debt: 6.2% and cash: 20.3% of total assets), and 6.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
42 d early
2024
21 d early
2023
47 d early
2022
39 d early
2021
39 d early
2020
26 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€268,635▲ 15.7%
2023 · €232,273
Total assets
€286,303▲ 17.6%
2023 · €243,394
Net result
€36,362▲ 729%
2023 · €4,386
Working capital
€249,122▲ 10.5%
2023 · €225,507
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€100,572-€75,134▼ 25.3%€89,478▲ 19.1%-€4,195€43,709
Net result€72,371above the sector's middle half-€54,106within the sector's middle half▼ 25.2%€64,339above the sector's middle half▲ 18.9%€4,386within the sector's middle half▼ 93.2%€36,362within the sector's middle half▲ 729%
Equity€114,636within the sector's middle half-€167,934within the sector's middle half▲ 46.5%€232,273within the sector's middle half▲ 38.3%€232,273within the sector's middle half=€268,635above the sector's middle half▲ 15.7%
Total assets€186,157within the sector's middle half-€212,366within the sector's middle half▲ 14.1%€281,931within the sector's middle half▲ 32.8%€243,394within the sector's middle half▼ 13.7%€286,303within the sector's middle half▲ 17.6%
Debt€71,521-€44,431▼ 37.9%€49,657▲ 11.8%€11,121▼ 77.6%€17,668▲ 58.9%
Working capital€106,619within the sector's middle half-€158,668above the sector's middle half▲ 48.8%€225,919above the sector's middle half▲ 42.4%€225,507above the sector's middle half▼ 0.2%€249,122above the sector's middle half▲ 10.5%
Solvency61.6%within the sector's middle half-79.1%above the sector's middle half▲ 17.5pp82.4%above the sector's middle half▲ 3.3pp95.4%above the sector's middle half▲ 13.0pp93.8%above the sector's middle half▼ 1.6pp
Current ratio2.77within the sector's middle half-5.54above the sector's middle half▲ 2.776.44above the sector's middle half▲ 0.8921.28above the sector's middle half▲ 14.8415.10above the sector's middle half▼ 6.18
Return on assets (ROA)38.9%above the sector's middle half-25.5%within the sector's middle half▼ 13.4pp22.8%within the sector's middle half▼ 2.7pp1.8%within the sector's middle half▼ 21.0pp12.7%within the sector's middle half▲ 10.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €43,709 after a loss of €4,195 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €286,303
Fixed assets
€19,513 ▲ 188%
Current assets
€266,791 ▲ 12.7%
Equity and liabilities €286,303
Equity
€268,635 ▲ 15.7%
Debt
€17,668 ▲ 58.9%
Debt's share of the balance-sheet total rises from 4.6% to 6.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50,324▲
2023 · €3,929
Cash flow
€42,977▲
2023 · €12,509
Debt to equity
0.07▲
2023 · 0.05
ROE
13.5%▲
2023 · 1.9%
Interest coverage
252.71▲
2023 · 13.15
Debt ≤ 1 year
€17,668▲
2023 · €11,121
Income taxes
€13,173▲
2023 · €1,634
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,127 | €7,414 | €7,877 | €8,123 | €6,615 | ▼ 18.6% |
| Other operating charges640/8 | - | €9 | - | - | €393 | - |
| Non-recurring operating charges66A | - | - | - | - | €256 | - |
| Gross operating margin9900 | €106,699 | €82,557 | €97,355 | €3,929 | €50,973 | ▲ 1,197% |
| Operating profit (loss)9901 | €100,572 | €75,134 | €89,478 | -€4,195 | €43,709 | ▲ 1,142% |
| Financial income75/76B | - | €0 | €0 | €10,513 | €6,026 | ▼ 42.7% |
| Recurring financial income75 | - | €0 | €0 | €10,513 | €6,026 | ▼ 42.7% |
| Financial charges65/66B | - | €476 | €329 | €299 | €199 | ▼ 33.3% |
| Recurring financial charges65 | €325 | €476 | €329 | €299 | €199 | ▼ 33.3% |
| Profit (loss) for the period before taxes9903 | €100,246 | €74,658 | €89,149 | €6,020 | €49,535 | ▲ 723% |
| Income taxes67/77 | €27,876 | €20,552 | €24,810 | €1,634 | €13,173 | ▲ 706% |
| Profit (loss) for the period9904 | €72,371 | €54,106 | €64,339 | €4,386 | €36,362 | ▲ 729% |
| Profit (loss) for the period to be appropriated9905 | €72,371 | €54,106 | €64,339 | €4,386 | €36,362 | ▲ 729% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €186,157 | €212,366 | €281,931 | €243,394 | €286,303 | ▲ 17.6% |
| Fixed assets21/28 | €19,173 | €18,753 | €14,447 | €6,767 | €19,513 | ▲ 188% |
| Tangible fixed assets22/27 | €19,173 | €18,303 | €13,997 | €6,317 | €19,063 | ▲ 202% |
| Plant, machinery and equipment23 | - | - | €1,129 | €866 | €604 | ▼ 30.3% |
| Furniture and vehicles24 | - | €18,303 | €12,868 | €5,450 | €18,459 | ▲ 239% |
| Financial fixed assets28 | - | €450 | €450 | €450 | €450 | = |
| Current assets29/58 | €166,985 | €193,613 | €267,484 | €236,628 | €266,791 | ▲ 12.7% |
| Amounts receivable after more than one year29 | - | - | - | - | €22,000 | - |
| Other amounts receivable291 | - | - | - | - | €22,000 | - |
| Amounts receivable within one year40/41 | €14,222 | €27,443 | €22,276 | €59,796 | €34,337 | ▼ 42.6% |
| Trade receivables40 | - | €27,443 | €22,276 | €59,131 | €33,880 | ▼ 42.7% |
| Other amounts receivable41 | - | - | - | €665 | €457 | ▼ 31.3% |
| Current investments50/53 | - | €51,531 | €54,768 | - | €150,000 | - |
| Cash at bank and in hand54/58 | €152,170 | €113,606 | €189,558 | €176,240 | €58,083 | ▼ 67.0% |
| Deferred charges and accrued income490/1 | - | €1,034 | €881 | €592 | €2,371 | ▲ 300% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €186,157 | €212,366 | €281,931 | €243,394 | €286,303 | ▲ 17.6% |
| Equity10/15 | €114,636 | €167,934 | €232,273 | €232,273 | €268,635 | ▲ 15.7% |
| Contributions10/11 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €113,636 | €166,934 | €231,273 | €231,273 | €267,635 | ▲ 15.7% |
| Distributable reserves133 | - | €166,934 | €231,273 | €231,273 | €267,635 | ▲ 15.7% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €71,521 | €44,431 | €49,657 | €11,121 | €17,668 | ▲ 58.9% |
| Amounts payable after more than one year17 | €11,155 | €6,578 | €1,947 | - | - | - |
| Financial debts170/4 | - | €6,578 | €1,947 | - | - | - |
| Amounts payable within one year42/48 | €60,366 | €34,945 | €41,565 | €11,121 | €17,668 | ▲ 58.9% |
| Current portion of amounts payable after more than one year42 | - | €4,577 | €4,632 | €1,947 | €0 | ▼ 100% |
| Trade debts44 | €805 | €239 | €301 | €1,106 | €1,354 | ▲ 22.4% |
| Suppliers440/4 | - | €239 | €301 | €1,106 | €1,354 | ▲ 22.4% |
| Taxes, remuneration and social security45 | - | €27,868 | €35,251 | €1,634 | €7,675 | ▲ 370% |
| Taxes450/3 | - | €27,868 | €35,251 | €1,634 | €7,075 | ▲ 333% |
| Remuneration and social security454/9 | - | - | - | - | €600 | - |
| Other amounts payable47/48 | - | €2,262 | €1,381 | €6,434 | €8,640 | ▲ 34.3% |
| Accrued charges and deferred income492/3 | - | €2,908 | €6,146 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72,371 | €54,106 | €64,339 | €4,386 | €36,362 | ▲ 729% |
| + Depreciation and write-downs630 | €6,127 | €7,414 | €7,877 | €8,123 | €6,615 | ▼ 18.6% |
| Operating cash flow (approximation) | €78,498 | €61,520 | €72,216 | €12,509 | €42,977 | ▲ 244% |
| Investment in fixed assets (approximation) | - | -€6,994 | -€3,571 | -€443 | -€19,361 | ▼ 4,273% |
| Change in cash | - | -€38,565 | €75,952 | -€13,318 | -€118,157 | ▼ 787% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €4,386 ▼93.2%
Net result drops to €4,386, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 21.28
Current ratio from 6.44 to 21.28; short-term debt falls from €41,565 to €11,121.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €232,273 ▲38.3%
3 profitable years in a row build equity to €232,273.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 5.54
Current ratio from 2.77 to 5.54; short-term debt falls from €60,366 to €34,945.
31-12
Financial
Equity above €150,000Eq €167,934 ▲46.5%
2 profitable years in a row build equity to €167,934.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2019
Ground area
207 m²
Building footprint
80 m²
Volume, LiDAR
629 m³
Parcel 24026A0309/00R000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Deducio
since 20192.293.242.623
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24026A0309/00R000 | Flanders | 207 m² | 1 · 80 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 38,678 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
Contact
E-mail
bendewit@hotmail.beKortenberg
Phone
0497212340Kortenberg
E-invoicing
Reachable via Peppol
Peppol ID
0208:0722887451
Registered
28-07-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.