DECRU MARC
ActiveDECRU MARC has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €107k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+7
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 6.49 in 2024), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
7.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
28 d early
2023
40 d early
2022
41 d early
2021
41 d early
2020
25 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.10M▼ 2.5%
2024 · €1.12M
2019: €546k
2020: €629k
2021: €780k
2022: €899k
2023: €1.03M
2024: €1.12M
2019 → 2025
Total assets
€1.41M▲ 9.4%
2024 · €1.29M
2019: €1.14M
2020: €1.14M
2021: €1.12M
2022: €1.27M
2023: €1.26M
2024: €1.29M
2019 → 2025
Net result
€107k▲ 13.6%
2024 · €94k
2019: €51k
2020: €83k
2021: €151k
2022: €119k
2023: €131k
2024: €94k
2019 → 2025
Working capital
€570k▼ 9.7%
2024 · €631k
2019: €385k
2020: €457k
2021: €447k
2022: €586k
2023: €566k
2024: €631k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€780k-€899k▲ 15.3%€1.03M▲ 14.6%€1.12M▲ 9.1%€1.10M▼ 2.5%
Operating result€204k-€174k▼ 14.8%€192k▲ 10.3%€134k▼ 30.4%€150k▲ 12.1%
Net result€151k-€119k▼ 21.1%€131k▲ 9.8%€94k▼ 28.2%€107k▲ 13.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€556k▲ 2.7%
Current assets
€853k▲ 14.3%
Equity and liabilities €1.41M
Equity
€1.10M▼ 2.5%
Debt
€314k▲ 90.8%
The debt ratio rises from 12.8% to 22.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€196k▲
2024 · €179k
Cash flow
€153k▲
2024 · €139k
Solvency
77.7%▼
2024 · 87.2%
Current ratio
3.02▼
2024 · 6.49
Quick ratio
1.32▼
2024 · 3.18
Debt / equity
0.29▲
2024 · 0.15
ROE
9.7%▲
2024 · 8.4%
ROA
7.6%▲
2024 · 7.3%
Interest coverage
92.25▲
2024 · 66.42
Debt
€314k▲
2024 · €164k
Debt ≤ 1 year
€283k▲
2024 · €115k
Debt > 1 year
€27k▼
2024 · €47k
Income taxes
€44k▲
2024 · €40k
Staff costs
€244k▲
2024 · €204k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.41M▲
Fixed assets21/28€542k€556k▲
Tangible fixed assets22/27€542k€556k▲
Land and buildings22€467k€447k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€68k€100k▲
Other tangible fixed assets26€0€3k▲
Financial fixed assets28€250€250=
Current assets29/58€746k€853k▲
Stocks and contracts in progress3€380k€478k▲
Stocks30/36€175k€186k▲
Contracts in progress37€206k€293k▲
Amounts receivable within one year40/41€250k€353k▲
Trade receivables40€247k€334k▲
Other amounts receivable41€3k€19k▲
Cash at bank and in hand54/58€105k€12k▼
Deferred charges and accrued income490/1€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.41M▲
Equity10/15€1.12M€1.10M▼
Contributions10/11€155k€20k▼
Reserves13€860k€967k▲
Tax-exempt reserves132€11k€11k=
Distributable reserves133€849k€956k▲
Profit (loss) carried forward14€109k€109k=
Amounts payable17/49€164k€314k▲
Amounts payable after more than one year17€47k€27k▼
Financial debts170/4€46k€26k▼
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€115k€283k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Financial debts43-€43k
Credit institutions430/8-€43k
Trade debts44€79k€93k▲
Suppliers440/4€79k€93k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€13k€31k▲
Taxes450/3€4k€8k▲
Remuneration and social security454/9€10k€23k▲
Other amounts payable47/48€2k€96k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€204k€244k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€46k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€390k€448k▲
Operating profit (loss)9901€134k€150k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€134k€151k▲
Income taxes67/77€40k€44k▲
Profit (loss) for the period9904€94k€107k▲
Profit (loss) for the period to be appropriated9905€94k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€203k€216k▲
Profit (loss) brought forward from the previous period14P€109k€109k=
Transfer to equity691/2€94k€107k▲
To other reserves6921€94k€107k▲
Social balance
Average headcount (FTE)90873.74.4▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Equity above €1MEq €1.03M ▲14.6%
5 profitable years in a row build equity to €1.03M.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €151k ▲82.6%
Operating result €204k, net result €151k, both a record.
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordomstraat 368680 KoekelareGround area
529 m²
Building footprint
259 m²
Volume, LiDAR
1,801 m³
Parcel 32010B1272/00L010, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Decru Marc
since 20042.136.536.945
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010B1272/00L010 | Flanders | 529 m² | 1 · 259 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,743 EUR awarded · 1,782 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 600 EUR | 600 EUR |
| 2024 | 1 | 122 EUR | 122 EUR |
| 2023 | 1 | 286 EUR | 325 EUR |
| 2022 | 1 | 735 EUR | 735 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsElektrische installaties duaal (so)
Elektrotechnisch installateur (vwo)
Technicus gebouwenautomatisering en energiemanagement duaal (so)
Technicus hernieuwbare energietechnieken duaal (so)
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Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 4,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2004
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
45310
52450
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
47540Retail sale of electrical household appliances
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.