Equity
€123,853 ▲ 53.1%
DECOTIGNIES ADVICE has made a profit without a break since 2022.
DECOTIGNIES ADVICE
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2003peak €628,737 (2022)
€142,274▼ 72.2%
lowest -€27,233 (2008)
€117,958▼ 74.3%
peak €123,853 (2025)
€123,853▲ 53.1%
€699,564▲ 11.4%
peak 2.7 FTE (2007)
-not published
Board3 names since 2020
2 directorsINTER TRADE and 1 other
Documentsfilings and deeds
05-01-202626 days before the deadline
2025micro format
Gross margin from €512,214 to €142,274Result from €459,335 to €117,958Equity from €80,894 to €123,853Cash from €372,592 to €125,094
Key points
from the 2025 annual accountsResult
€117,958 ▼ 74.3%
The result fell in 2025: different schema filed.
Turnover
≈ €250,000 estimated
The accounts state no turnover.
Debts
€699,564 85% of the balance sheet
Suppliers 57%Taxes and wages 0%Other 43%
Filings
22 annual accounts since 2003
The 2024 accounts came 9 days late. The other nine of the last ten were filed on time.
Position in the sector
€117,958
Higher net result than 92% of companies in real estate. Sector median €5,997 · 17,176 companies.
Checked score
94
Excellent
Financially stronger than 51% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.4%▲ +0.2 percentage points vs 12-2024
02-2025: 0.5%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 0.1%▼ -0.4 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €123,853 (15.0% of total assets)
Profit of €117,958 (financial year 2025)
lowers risk
Size: total assets €823,417
Figures for financial year 2025 (filed on 05-01-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 36% of them on solvency, 17% on liquidity, 66% on profitability and 86% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,613 companies had the same profile as DECOTIGNIES ADVICE has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DECOTIGNIES ADVICE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for DECOTIGNIES ADVICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.98 (0.91 in 2024), below 1. Short-term debt is 85% and cash 15.2% of total assets. 85% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 days early
2024
9 days late
2023
4 days early
2022
6 days early
2021
18 days early
2020
6 days early
2019
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0479869292
Amendment of the articles
General meeting of 17-03-2026 · Gazette deed
Changes of role: Jean-François DECOTIGNIES (director) and INTER TRADE (director)
Permanent representative: Anne-Marie VANDE PUTTE · Director discharge: Jean-François DECOTIGNIES · Director discharge: INTER TRADE · General meeting of 30-10-2023 · Gazette deed
Resignation: Jean-Pierre Decotignies (manager)
Director discharge: Jean-Pierre Decotignies · General meeting of 27-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DECOTIGNIES ADVICE Knokke-Heist | €823,417 | €142,274 | 15.0% | - |
| Amicus Diksmuide | €871,129 | €140,974 | 0.3% | - |
| PIERRE MARLAIR MANAGEMENT Profondeville | €848,225 | €139,760 | 43.3% | - |
| ROJAN Investments Leopoldsburg | €909,060 | €133,159 | 56.1% | - |
| THUUR Destelbergen | €966,130 | €133,604 | 25.1% | - |
| IMMO ALL IN Tournai | €721,757 | €142,952 | 20.6% | - |
| THE ENGINE ROOM Schilde | €773,581 | €172,121 | 65.3% | - |
These companies have the same main activity as DECOTIGNIES ADVICE: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €722,000 and €966,000, founded between 1999 and 2005.
Official details
Source: KBO- Status
- Active since 28-03-2003Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.202.864.8528300 Knokke-Heist, since 30-06-2011
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-06-2025
- €823,417▲ 16.1%
- Filing
- Filed on 05-01-2026, 26 days before the end of the filing period
Insights on DECOTIGNIES ADVICE
DECOTIGNIES ADVICE files the micro format. That format states no turnover. The gross margin rose from €73,996 in 2006 to €142,274 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DECOTIGNIES ADVICE
- What is the company number of DECOTIGNIES ADVICE?
- The company number of DECOTIGNIES ADVICE is 0479.869.292. The VAT number is the same number with BE in front: BE 0479.869.292.
- Where is DECOTIGNIES ADVICE based?
- The registered office is at Zoutelaan 98, 8300 Knokke-Heist.Company details
- What does DECOTIGNIES ADVICE do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of DECOTIGNIES ADVICE?
- DECOTIGNIES ADVICE is a private limited company (BV).
- When was DECOTIGNIES ADVICE founded?
- DECOTIGNIES ADVICE was founded on 28-03-2003.
- Is DECOTIGNIES ADVICE still active?
- Yes, DECOTIGNIES ADVICE is an active enterprise in the KBO register.
- What is the turnover of DECOTIGNIES ADVICE?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €142,274 and 32 comparable companies (NACE 68310). It probably lies between €200,000 and €380,000.Financials
- Is DECOTIGNIES ADVICE profitable?
- In financial year 2025, DECOTIGNIES ADVICE made a profit of €117,958.
- Where can I find the annual accounts of DECOTIGNIES ADVICE?
- DECOTIGNIES ADVICE filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DECOTIGNIES ADVICE due?
- DECOTIGNIES ADVICE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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