DECOTIGNIES ADVICE
ActiveDECOTIGNIES ADVICE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €118k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency40▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.91 in 2024; short-term debt: 85% and cash: 15.2% of total assets), and 85% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15%
Return on assets
14.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
9 d late
2023
4 d early
2022
6 d early
2021
18 d early
2020
6 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€118k▼ 74.3%
2024 · €459k
2019: €959
2020: €37k
2021: €-6k
2022: €572k
2023: €34k
2024: €459k
2019 → 2025
Working capital
€-11k▲ 79.4%
2024 · €-54k
2019: €-111k
2020: €-74k
2021: €-80k
2022: €-108k
2023: €-126k
2024: €-54k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€27k▼ 50.9%€22k▼ 20.9%€81k▲ 275%€124k▲ 53.1%
Operating result€12k-€627k▲ 5,242%€56k▼ 91.1%€495k▲ 787%€139k▼ 71.9%
Net result€-6k-€572k€34k▼ 94.0%€459k▲ 1,240%€118k▼ 74.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €823k
Fixed assets
€135k=
Current assets
€688k▲ 19.9%
Equity and liabilities €823k
Equity
€124k▲ 53.1%
Debt
€700k▲ 11.4%
The debt ratio falls from 88.6% to 85.0%. Equity and debt are higher.
Key figures and ratios
Solvency
15.0%▲
2024 · 11.4%
Current ratio
0.98▲
2024 · 0.91
Quick ratio
0.98▲
2024 · 0.91
Debt / equity
5.65▼
2024 · 7.77
ROE
95.2%▼
2024 · 567.8%
ROA
14.3%▼
2024 · 64.8%
Debt
€700k▲
2024 · €628k
Debt ≤ 1 year
€700k▲
2024 · €628k
Income taxes
€20k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€709k€823k▲
Fixed assets21/28€135k€135k=
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€135k€135k=
Current assets29/58€574k€688k▲
Amounts receivable within one year40/41€202k€563k▲
Trade receivables40€197k€86k▼
Other amounts receivable41€4k€477k▲
Cash at bank and in hand54/58€373k€125k▼
Equity and liabilities
Total equity and liabilities10/49€709k€823k▲
Equity10/15€81k€124k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€60k€103k▲
Amounts payable17/49€628k€700k▲
Amounts payable within one year42/48€628k€700k▲
Trade debts44€54€399k▲
Suppliers440/4€54€399k▲
Advances received on contracts in progress46€88k€84k▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€536k€215k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k-
Other operating charges640/8€5k€3k▼
Gross operating margin9900€512k€142k▼
Operating profit (loss)9901€495k€139k▼
Recurring financial income75€0-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€493k€138k▼
Income taxes67/77€34k€20k▼
Profit (loss) for the period9904€459k€118k▼
Profit (loss) for the period to be appropriated9905€459k€118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€460k€178k▼
Profit (loss) brought forward from the previous period14P€1k€60k▲
Profit to be distributed694/7€400k€75k▼
Directors or managers695€400k€75k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €124k ▲53.1%
4 profitable years in a row build equity to €124k.
09-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 9 days late
2024
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €572k
Net result €572k after one loss-making year.
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €-6k ▼115%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoutelaan 988300 Knokke-HeistGround area
2,613 m²
Building footprint
688 m²
Volume, LiDAR
6,361 m³
Parcel 31332F0264/00B000, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dec.Ad
since 20112.202.864.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0264/00B000 | Flanders | 2,613 m² | 1 · 688 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOUR DEPOTS
BE 0438.812.558
Dour · Eq €124k
ONE CONSULTING
BE 0877.632.640
Anderlecht · Eq €124k
VERBEEK Marc MJL & Partners
BE 0826.786.131
Soignies · Eq €124k
L'Immobilière du Bien-Etre
BE 0640.853.066
Incourt · Eq €124k
APE IMMO
BE 0759.771.108
Grimbergen · Eq €124k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 5,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2003
Fiscal year end30-06
Abbreviation NL
Dec.Ad
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.