Equity
€10,382 from €190,115 in 2020
Equity fell by 95% in 5 years.
DECOTECHNICS
Lifetime
18 annual accounts with figures on one time axis, 36 filings since 1990peak €42,477 (2017)
€3,747▲ €5,508
lowest -€14,814 (2023)
-€1,223▲ €5,919
peak €190,115 (2020)
€10,382▼ 10.5%
€181,591▲ 99.2%
Board3 names since 2017
2 directorsGOETHALS,Alain Mario François Bernard and 1 other
Documentsfilings and deeds
08-07-202623 days before the deadline
2025abbreviated format
Gross margin from -€1,761 to €3,747Loss of €1,223Debts from €91,181 to €181,591Cash from €52,956 to €159,192
Key points
from the 2025 annual accountsLosses
-€23,179 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€181,591 95% of the balance sheet
Financial debts 26%Suppliers 0%Taxes and wages 1%Other 72%
Of this, €134,011 falls due within a year.
Investments
€17,778 14.2 × depreciation
Green is investment, beige is depreciation.
Filings
36 annual accounts since 1990
The last five annual accounts were filed 9 to 23 days before the end of the period.
Position in the sector
€10,382
Less equity than 88% of companies in head offices and management consultancy. Sector median €323,509 · 10,866 companies.
Checked score
87
Excellent
Financially stronger than 28% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.2%▼ -0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €10,382 (5.4% of total assets)
lowers risk
Size: total assets €191,973
Liquidity: current ratio 1.31, cash €159,192
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 14% of them on solvency, 55% on liquidity, 15% on profitability and 28% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 974 companies had the same profile as DECOTECHNICS has now. Each dot stands for 3 companies, two years later.
92.9%
were still trading
4.4%
stopped another way
2.3%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DECOTECHNICS itself is lower: 0.2% within 12 months. It rests on far more data about DECOTECHNICS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 974 companies, not a prediction for DECOTECHNICS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.31 (2.34 in 2024), below the usual 1.5. Short-term debt is 69.8% and cash 82.9% of total assets. 94.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,223
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 10856 sector peers (2025).
NBB · sector comparisonPosition among 10856 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 days early
2024
15 days early
2023
9 days early
2022
13 days early
2021
18 days early
2020
5 days early
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Schoten to Bilzen-Hoeselt
New registered office: Herderstraat 4, 3740 Bilzen-Hoeselt · Previous registered office: Wijngaardlaan 14, 2900 Schoten · General meeting of 22-01-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0438811370
Amendment of the articles · Legal-form change · Resignations & appointments
Resignation: PAEPS, Jan Maria Paula Florent (director) · Reappointment: GOETHALS, Alain Mario François Bernard (director) · Appointment: THYS, Juliette Maria Jacqueline (director) · General meeting of 12-03-2021 · Gazette deed
First establishment
Herderstraat 4, Bilzen-Hoeselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DECOTECHNICS Bilzen-Hoeselt | €191,973 | €3,747 | 5.4% | - |
| Les BOBOS Couvin | €161,483 | €3,520 | 94.4% | - |
| Chanook@successtime Ixelles | €223,487 | €4,274 | 65.1% | - |
| ELFRA Sint-Pieters-Leeuw | €200,350 | €4,309 | 20.9% | - |
| MAESSEN Maaseik | €139,456 | €2,892 | 30.8% | - |
| HEGO Bocholt | €254,172 | €5,387 | 72.4% | - |
| ATTA-PAR Kinrooi | €128,236 | €3,617 | 96.6% | - |
These companies have the same main activity as DECOTECHNICS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €128,000 and €254,000, founded between 1982 and 1994.
Official details
Source: KBO- Status
- Active since 30-10-1989Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.241.157.3833740 Bilzen-Hoeselt, since 07-05-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 02-01-2026
Annual accounts 2025
- ≈ €15,000estimated
- €191,973▲ 86.8%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on DECOTECHNICS
DECOTECHNICS files the abbreviated format. That format states no turnover. The gross margin fell from €17,098 in 2008 to €3,747 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DECOTECHNICS
- What is the company number of DECOTECHNICS?
- The company number of DECOTECHNICS is 0438.811.370. The VAT number is the same number with BE in front: BE 0438.811.370.
- Where is DECOTECHNICS based?
- The registered office is at Herderstraat 4, 3740 Bilzen-Hoeselt.Company details
- What does DECOTECHNICS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of DECOTECHNICS?
- DECOTECHNICS is a private limited company (BV).
- When was DECOTECHNICS founded?
- DECOTECHNICS was founded on 30-10-1989.
- Is DECOTECHNICS still active?
- Yes, DECOTECHNICS is an active enterprise in the KBO register.
- What is the turnover of DECOTECHNICS?
- The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €3,747 and 140 comparable companies (NACE 70200). It probably lies between €6,500 and €37,000. It is a rough estimate.Financials
- Is DECOTECHNICS profitable?
- In financial year 2025, DECOTECHNICS made a loss of €1,223.
- Where can I find the annual accounts of DECOTECHNICS?
- DECOTECHNICS filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DECOTECHNICS due?
- DECOTECHNICS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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