DECOSTER TEXTIEL
ActiveSummary
DECOSTER TEXTIEL has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €-16k. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▲+8
Solvency47▼-6
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 4.67 in 2024; short-term debt: 2.9% and cash: 4.5% of total assets), but 77.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
-8.7%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-16k
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 29-08-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
2 d early
2024
8 d early
2023
63 d early
2022
67 d early
2021
67 d early
2020
38 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€42k▼ 27.8%
2024 · €59k
Total assets
€188k▼ 11.0%
2024 · €211k
Net result
€-16k▲ 74.8%
2024 · €-65k
Working capital
€9k▼ 66.3%
2024 · €26k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-4k€6k€-13k€-21k▼ 61.0%€-15k▲ 28.1%
Net result€-14k€-4k▲ 71.2%€-20k▼ 398%€-65k▼ 228%€-16k▲ 74.8%
Equity€147k▼ 8.6%€143k▼ 2.7%€123k▼ 13.8%€59k▼ 52.5%€42k▼ 27.8%
Total assets€361k▼ 4.6%€308k▼ 14.9%€243k▼ 21.0%€211k▼ 13.1%€188k▼ 11.0%
Debt€215k▼ 1.7%€165k▼ 23.2%€120k▼ 27.2%€153k▲ 27.2%€146k▼ 4.6%
Working capital€161k▼ 3.3%€111k▼ 30.7%€50k▼ 55.0%€26k▼ 47.3%€9k▼ 66.3%
Staff (FTE)1.8=2.9▲ 61.1%1.9▼ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €21k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€173k ▼ 2.3%
Current assets
€14k ▼ 57.2%
Equity and liabilities €188k
Equity
€42k ▼ 27.8%
Debt
€146k ▼ 4.6%
Debt's share of the balance-sheet total rises from 72.3% to 77.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▲
2024 · €-18k
Cash flow
€-12k▲
2024 · €-62k
Current ratio
2.62▼
2024 · 4.67
Quick ratio
2.50▼
2024 · 4.58
Debt to equity
3.45▲
2024 · 2.61
ROE
-38.5%▲
2024 · -110.4%
ROA
-8.7%▲
2024 · -30.6%
Interest coverage
-11.21▲
2024 · -24.33
Debt ≤ 1 year
€5k▼
2024 · €7k
Income taxes
€339▲
2024 · €149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4k | - | - | - | - |
| Remuneration, social security and pensions62 | - | €20k | €23k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €16k | €8k | €3k | €4k | ▲ 59.6% |
| Other operating charges640/8 | - | €2k | €12k | €15k | €13k | ▼ 15.7% |
| Gross operating margin9900 | €31k | €44k | €30k | €-3k | €2k | ▲ 183% |
| Operating profit (loss)9901 | €-4k | €6k | €-13k | €-21k | €-15k | ▲ 28.1% |
| Financial income75/76B | - | €1k | €758 | - | - | - |
| Recurring financial income75 | €1k | €1k | €758 | - | - | - |
| Non-recurring financial income76B | - | €2 | - | - | - | - |
| Financial charges65/66B | - | €752 | €900 | €44k | €966 | ▼ 97.8% |
| Recurring financial charges65 | €1k | €752 | €900 | €748 | €966 | ▲ 29.1% |
| Non-recurring financial charges66B | - | - | - | €43k | - | - |
| Profit (loss) for the period before taxes9903 | €-4k | €6k | €-13k | €-64k | €-16k | ▲ 75.3% |
| Income taxes67/77 | €10k | €10k | €7k | €149 | €339 | ▲ 128% |
| Profit (loss) for the period9904 | €-14k | €-4k | €-20k | €-65k | €-16k | ▲ 74.8% |
| Profit (loss) for the period to be appropriated9905 | €-14k | €-4k | €-20k | €-65k | €-16k | ▲ 74.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €361k | €308k | €243k | €211k | €188k | ▼ 11.0% |
| Fixed assets21/28 | €193k | €188k | €180k | €178k | €173k | ▼ 2.3% |
| Tangible fixed assets22/27 | €193k | €188k | €180k | €178k | €173k | ▼ 2.3% |
| Land and buildings22 | - | €136k | €133k | €133k | €133k | = |
| Plant, machinery and equipment23 | - | €52k | €47k | €44k | €40k | ▼ 9.3% |
| Current assets29/58 | €168k | €120k | €63k | €34k | €14k | ▼ 57.2% |
| Stocks and contracts in progress3 | €48k | €35k | €657 | €657 | €657 | = |
| Stocks30/36 | - | €35k | €657 | €657 | €657 | = |
| Amounts receivable within one year40/41 | €100 | €588 | €2k | €2k | €5k | ▲ 155% |
| Trade receivables40 | - | €61 | - | - | - | - |
| Other amounts receivable41 | - | €527 | €2k | €2k | €5k | ▲ 155% |
| Cash at bank and in hand54/58 | €119k | €84k | €60k | €31k | €9k | ▼ 72.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €361k | €308k | €243k | €211k | €188k | ▼ 11.0% |
| Equity10/15 | €147k | €143k | €123k | €59k | €42k | ▼ 27.8% |
| Contributions10/11 | €645k | €645k | €645k | €645k | €645k | = |
| Capital10 | - | €645k | €645k | €645k | €645k | = |
| Issued capital100 | - | €645k | €645k | €645k | €645k | = |
| Revaluation surpluses12 | - | €96k | €96k | €96k | €96k | = |
| Reserves13 | €1k | €1k | €1k | €1k | €1k | = |
| Non-distributable reserves130/1 | - | €1k | €1k | €1k | €1k | = |
| Legal reserve130 | - | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €-595k | €-599k | €-619k | €-683k | €-699k | ▼ 2.4% |
| Amounts payable17/49 | €215k | €165k | €120k | €153k | €146k | ▼ 4.6% |
| Amounts payable within one year42/48 | €7k | €8k | €13k | €7k | €5k | ▼ 23.6% |
| Trade debts44 | €105 | €1k | €1k | €161 | €246 | ▲ 52.8% |
| Suppliers440/4 | - | €1k | €1k | €161 | €246 | ▲ 52.8% |
| Advances received on contracts in progress46 | - | €4k | €4k | €6k | €5k | ▼ 14.7% |
| Taxes, remuneration and social security45 | - | €4k | €7k | €1k | €174 | ▼ 84.0% |
| Taxes450/3 | - | €2k | - | - | €174 | - |
| Remuneration and social security454/9 | - | €2k | €7k | €1k | - | - |
| Accrued charges and deferred income492/3 | - | €156k | €107k | €145k | €140k | ▼ 3.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-14k | €-4k | €-20k | €-65k | €-16k | ▲ 74.8% |
| + Depreciation and write-downs630 | €18k | €16k | €8k | €3k | €4k | ▲ 59.6% |
| Operating cash flow (approximation) | €4k | €13k | €-12k | €-62k | €-12k | ▲ 80.4% |
| Investment in fixed assets (approximation) | - | €-11k | €0 | €0 | €0 | - |
| Change in cash | - | €-35k | €-24k | €-29k | €-22k | ▲ 23.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-01
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series; recovery starts the following year.
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-01
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-01
Financial
Equity above €150kEq €160k ▲9.7%
Equity rises from €146k to €160k.
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1988
Ground area
1,258 m²
Building footprint
239 m²
Volume, LiDAR
2,302 m³
2 parcels, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DECOTEX-DECO MODE
since 19882.037.437.389
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23412I0031/00D002 | Flanders | 1,056 m² | 1 · 135 m² | 14.7 m · 4 fl. |
| 23043D0120/00N000 | Flanders | 202 m² | 1 · 104 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MECOSOL
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PAULI FABRICS
BE 0893.064.845
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GARNIERDERIJ COLORS
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Of 1,271 companies in sector 47512 we hold annual accounts for 581. 442 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded31-03-1988
Fiscal year end31-01
Trade name NL
DECOTEX - DECO-MODE
Activities, NACEBEL 2025
47512Retail sale of household textiles and bedding
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.