Turnover
≈ €170,000 estimated
The micro format states no turnover.
DECOSTER-RAKELS
Overview
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €89,870 (2025)
€70,923▼ 21.1%
Resultpeak €62,006 (2025)
€43,922▼ 29.2%
Equitypeak €107,729 (2026)
€107,729▲ 68.8%
Debts
€132,914▼ 9.3%
Board1 name since 2024
1 directorDECOSTER Véronique Anna Joanna
Documentsfilings and deeds
11-08-202681 days before the deadline
2026micro format
Gross margin from €89,870 to €70,923Result from €62,006 to €43,922Registered office moved to Maasmechelen 04-11Equity from €63,806 to €107,729Investments €58,228
Key points
from the 2026 annual accountsInvestments
€57,479 4.3 × depreciation
Green is investment, beige is depreciation.
Starting capital
€1,800 120 shares
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-08-2026, 81 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
81 days early
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- RAKELS Koen Paul Peter 6 sharesdeed of 30-05-2024
- DECOSTER Véronique Anna Joanna 102 sharesdeed of 30-05-2024
- RAKELS Stijn 6 sharesdeed of 30-05-2024
Recent changes
Registered office moved to Maasmechelen
New registered office: Sint-Pietersstraat 41, 3630 Maasmechelen · Board meeting of 28-10-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009758518
Incorporation
Founding capital of €1,800, 120 shares · Founders: RAKELS Koen Paul Peter, DECOSTER Véronique Anna Joanna, RAKELS Stijn and 1 other · Appointment: DECOSTER Véronique Anna Joanna (director) · published on 30-05-2024 · Gazette deed
First establishment
Rijksweg 930, Dilsen-Stokkem
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| DECOSTER-RAKELS Maasmechelen | €240,643 | €70,923 | 44.8% | - |
| BAVADI Leopoldsburg | €251,826 | €60,393 | 32.7% | - |
| Totalwrapspecialists Wielsbeke | €215,025 | €73,936 | 28.9% | 0 |
| SEGU Beerse | €272,361 | €67,923 | 15.1% | - |
| Impincs Mike Bredene | €259,789 | €62,052 | 29.4% | - |
| M.A.L.T. FAMILY Charleroi | €213,093 | €60,091 | 22.1% | - |
| LOGISTA Mouscron | €297,103 | €62,761 | 3.3% | - |
These companies have the same main activity as DECOSTER-RAKELS: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €213,000 and €297,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 28-05-2024Normal situation
- Activity
- Activities of holding companiesNACE 64210and 1 other
- Establishment unit
- 2.360.279.1253650 Dilsen-Stokkem, since 28-05-2024
- Financial year end
- 31 March
- Peppol
- Reachable since 22-12-2025
Annual accounts to 31-03-2026
- Profit
- €43,922▼ 29.2%
- Equity
- €107,729▲ 68.8%
- Total assets
- €240,643▲ 14.4%
- Filing
- Filed on 11-08-2026, 81 days before the end of the filing period
Insights on DECOSTER-RAKELS
DECOSTER-RAKELS is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €107,729 and a net result of €43,922.
Its solvency ranks better than 38% of 433 sector peers (NACE 64, financial year 2026). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 11-08-2026, 81 days before the deadlineEquity
€107,729
▲ 68.8%
Balance sheet total
€240,643
▲ 14.4%
Profit
€43,922
▼ 29.2%
Solvency
44.8%
▲ 14.4 percentage points
Return on equity
40.8%
▼ 56.4 percentage points
Return on assets
18.3%
▼ 11.2 percentage points
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €240,643 on 31-03-2026What the company ownsHow it is paid for
Change in equityin euro
Change in cashin euro
Position in the sector
Solvency44.8%
Higher than 33% of 9,765 companies in 2025.
Return on assets18.3%
Higher than 77% of 9,619 companies in 2025.
DECOSTER-RAKELS
Middle half of the sector
80% of the sector
Micro accounts in financial services (NACE 64)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| Balance sheet: assets | |||
Total assets20/58 |
240,643 | 210,325 | |
Formation expenses20 |
0 | 749 | |
Fixed assets21/28 |
91,309 | 46,462 | |
Tangible fixed assets22/27 |
91,309 | 46,462 | |
Land and buildings22 |
56,026 | - | |
Furniture and vehicles24 |
35,283 | 46,462 | |
Current assets29/58 |
149,334 | 163,115 | |
Amounts receivable within one year40/41 |
43,800 | 36,300 | |
Trade receivables40 |
36,300 | 36,300 | |
Other amounts receivable41 |
7,500 | - | |
Cash at bank and in hand54/58 |
105,185 | 126,765 | |
Deferred charges and accrued income490/1 |
349 | 49 | |
| Balance sheet: equity and liabilities | |||
Total equity and liabilities10/49 |
240,643 | 210,325 | |
Equity10/15 |
107,729 | 63,806 | |
Contributions10/11 |
1,800 | 1,800 | |
Reserves13 |
105,929 | 62,006 | |
Distributable reserves133 |
105,929 | 62,006 | |
Amounts payable17/49 |
132,914 | 146,519 | |
Amounts payable within one year42/48 |
131,926 | 145,569 | |
Trade debts44 |
2,692 | 672 | |
Suppliers440/4 |
2,692 | 672 | |
Taxes, remuneration and social security45 |
18,599 | 25,558 | |
Taxes450/3 |
18,599 | 25,558 | |
Other amounts payable47/48 |
110,635 | 119,338 | |
Accrued charges and deferred income492/3 |
988 | 950 | |
| Income statement | |||
Gross operating margin9900 |
70,923 | 89,870 | |
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 |
13,381 | 11,182 | |
Other operating charges640/8 |
795 | 684 | |
Operating profit (loss)9901 |
56,748 | 78,004 | |
Financial charges65/66B |
129 | 34 | |
Recurring financial charges65 |
129 | 34 | |
Profit (loss) for the period before taxes9903 |
56,618 | 77,970 | |
Income taxes67/77 |
12,696 | 15,963 | |
Profit (loss) for the period9904 |
43,922 | 62,006 | |
Profit (loss) for the period to be appropriated9905 |
43,922 | 62,006 | |
| Appropriation of the result | |||
Profit (loss) to be appropriated9906 |
43,922 | 62,006 | |
Transfer to equity691/2 |
43,922 | 62,006 | |
To other reserves6921 |
43,922 | 62,006 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 11-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| Investment in fixed assets | 57,479 | 55,895 | |
| Change in cash | -21,580 | - | |
| Solvency | 44.8% | 30.3% | |
| ROE | 40.8% | 97.2% | |
| ROA | 18.3% | 29.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2026 | 31-03-2025 |
|---|---|---|
| Tangible fixed assets | €57,479 | €55,895 |
| Depreciation and write-downs of the year | €13,381 | €11,182 |
Source: notes to the 2025 to 2026 annual accounts (statement of fixed assets)
Insights on DECOSTER-RAKELS
The operating result for 2026 is 27% lower than in 2025.
Debt's share of the balance-sheet total falls from 69.7% to 55.2%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 23-05-2024
also on the board of 1 other company
listed in the 2026 annual accounts, filed on 11-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “9) Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem…”deed of 30-05-2024
Mandates through the years
1 name, the dashed line is todayDECOSTER Véronique Anna Joanna
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DECOSTER Véronique Anna Joanna
- Director (not named in the articles), from 23-05-2024 to date
Control
Founders
RAKELS Koen Paul Peter, DECOSTER Véronique Anna Joanna, RAKELS Stijn
and 1 other
This company
DECOSTER-RAKELS
Equity €107,729
Profit €43,922 in 2026
Capital
- Contribution
- €1,800
- Shares
- 120
- Contribution per share
- €15
- Equity per share
- €898 in 2026
- Source
- deed of 30-05-2024
Articles of association
deed of 30-05-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of September at 19:00
Shareholders
At incorporation
deed of 30-05-2024 ↗
- RAKELS Koen Paul Peter 6 shares (5%) · €90
- DECOSTER Véronique Anna Joanna 102 shares (85%)
- RAKELS Stijn 6 shares (5%) · €90
- RAKELS Wouter 6 shares (5%) · €90
Network & group
No group
DECOSTER-RAKELS has no parent and no holdings in its annual accounts. DECOSTER Véronique Anna Joanna is the only director.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Apotheek Decoster
via DECOSTER Véronique Anna Joanna · Director · deed of 15-06-2023
Founded in 2017 · 1.7 FTE (2025)
→
Timeline
Timeline
7 events since 2024Filings
Financial
Establishments
Address
202420252026
Deadline for the 2027 accounts: 31-10-2027
2026
Registered office moved to MaasmechelenNew registered office: Sint-Pietersstraat 41, 3630 Maasmechelen · Board meeting of 28-10-20262 points ▸
- Board meeting, 28-10-2026
- Registered-office move, Sint-Pietersstraat 41, 3630 Maasmechelen
- The deed holds 2 more points.
Annual accounts 2026 filed NBBmicro format · 81 days before the deadline
Equity above €100,000 equity €107,729 ▲68.8% With a profit in every financial year since 2025, equity grows to €107,729.
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1009758518
Annual accounts 2025 filed NBBmicro format · 3 days before the deadline
2024
IncorporationFounding capital of €1,800, 120 shares · Founders: RAKELS Koen Paul Peter, DECOSTER Véronique Anna Joanna, RAKELS Stijn and 1 other · Appointment: DECOSTER Véronique Anna Joanna (director) · published on 30-05-20246 points ▸
- Director appointment, DECOSTER Véronique Anna Joanna (director (not named in the articles))
- Founder, RAKELS Koen Paul Peter
- Founder, DECOSTER Véronique Anna Joanna
- Founder, RAKELS Stijn
- Founder, RAKELS Wouter
- Founding capital, €1,800, 120 shares
- The deed holds 2 more points.
First establishment Rijksweg 930, Dilsen-Stokkem
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1009.758.518
- VAT number
- BE 1009.758.518
- Peppol ID
- 0208:1009758518
- Other Peppol ID
- 9925:BE1009758518
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-05-2024
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of September at 19:00deed of 30-05-2024 (in Dutch)
- Peppol
- Reachable since 22-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DECOSTER-RAKELS in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-05-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Rijksweg 930, 3650 Dilsen-Stokkem”deed of 30-05-2024 (in Dutch)
Activities
NACEBEL 202564210
Activities of holding companies main activity
70200
Business and other management consultancy
Codes under NACEBEL 2008
64200
Holdings main activity
70220
Business consulting
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| St-Pietersstraat 41 registered office 3630 Maasmechelen | ||
| Rijksweg 930 3650 Dilsen-Stokkem | 28-05-2024 | 2.360.279.125 |
Buildings and parcels at the addresses
- Ground area
- 2,265 m²
- Buildings
- 309 m²
- Volume, LiDAR
- 998 m³
- Tallest building
- 8.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 73045A1050/00B000 | 1,269 m² | 1 · 154 m² | 2.5 m |
| 72007A0153/00D000 | 995 m² | 1 · 155 m² | 8.7 m · 2 |