DECOSTER HANS
ActiveDECOSTER HANS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212k and a net result of €827. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 48% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-7
Solvency71▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.75 against 3.74 in 2024; short-term debt: 7.4% and cash: 16.7% of total assets), but 54.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
0.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-02-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
37 d early
2023
48 d early
2022
20 d early
2021
73 d early
2020
58 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€212k▲ 0.4%
2024 · €211k
2018: €170k
2019: €193k
2020: €217k
2021: €256k
2022: €185k
2023: €202k
2024: €211k
2018 → 2025
Total assets
€465k▼ 5.4%
2024 · €491k
2018: €227k
2019: €228k
2020: €274k
2021: €303k
2022: €366k
2023: €498k
2024: €491k
2018 → 2025
Net result
€827▼ 92.1%
2024 · €10k
2018: €31k
2019: €23k
2020: €24k
2021: €39k
2022: €687
2023: €19k
2024: €10k
2018 → 2025
Working capital
€129k▲ 7.6%
2024 · €120k
2018: €168k
2019: €182k
2020: €192k
2021: €232k
2022: €132k
2023: €99k
2024: €120k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€256k-€185k▼ 27.8%€202k▲ 9.2%€211k▲ 4.4%€212k▲ 0.4%
Operating result€48k-€4k▼ 91.7%€31k▲ 663%€21k▼ 32.6%€12k▼ 42.0%
Net result€39k-€687▼ 98.3%€19k▲ 2,617%€10k▼ 44.0%€827▼ 92.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €465k
Fixed assets
€301k▼ 8.0%
Current assets
€164k▼ 0.2%
Equity and liabilities €465k
Equity
€212k▲ 0.4%
Debt
€253k▼ 9.7%
The debt ratio falls from 57.1% to 54.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▼
2024 · €49k
Cash flow
€29k▼
2024 · €38k
Solvency
45.5%▲
2024 · 42.9%
Current ratio
4.75▲
2024 · 3.74
Quick ratio
3.86▲
2024 · 2.87
Debt / equity
1.20▼
2024 · 1.33
ROE
0.4%▼
2024 · 5.0%
ROA
0.2%▼
2024 · 2.1%
Interest coverage
3.81▼
2024 · 4.36
Debt
€253k▼
2024 · €280k
Debt ≤ 1 year
€34k▼
2024 · €44k
Debt > 1 year
€218k▼
2024 · €234k
Income taxes
€728▲
2024 · €722
Staff costs
€38k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€465k▼
Formation expenses20€0€0=
Fixed assets21/28€328k€301k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€328k€301k▼
Land and buildings22€314k€299k▼
Plant, machinery and equipment23€8k€3k▼
Furniture and vehicles24€6k€0▼
Current assets29/58€164k€164k▼
Stocks and contracts in progress3€38k€31k▼
Stocks30/36€19k€14k▼
Contracts in progress37€20k€16k▼
Amounts receivable within one year40/41€22k€46k▲
Trade receivables40€17k€40k▲
Other amounts receivable41€6k€6k▲
Cash at bank and in hand54/58€94k€78k▼
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€491k€465k▼
Equity10/15€211k€212k▲
Contributions10/11€6k€6k=
Reserves13€43k€43k=
Tax-exempt reserves132€12k€12k=
Distributable reserves133€31k€31k=
Profit (loss) carried forward14€162k€163k▲
Amounts payable17/49€280k€253k▼
Amounts payable after more than one year17€234k€218k▼
Financial debts170/4€234k€218k▼
Amounts payable within one year42/48€44k€34k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€21k€15k▼
Suppliers440/4€21k€15k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€3k€1k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€2k€32▼
Accrued charges and deferred income492/3€2k€424▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€37k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€89k€82k▼
Operating profit (loss)9901€21k€12k▼
Financial income75/76B€2k€187▼
Recurring financial income75€2k€187▼
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€11k€2k▼
Income taxes67/77€722€728▲
Profit (loss) for the period9904€10k€827▼
Profit (loss) for the period to be appropriated9905€10k€827▼
Appropriation of the result
Profit (loss) to be appropriated9906€169k€163k▼
Profit (loss) brought forward from the previous period14P€159k€162k▲
Transfer to equity691/2€6k-
To other reserves6921€6k-
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €202k ▲9.2%
6 profitable years in a row build equity to €202k.
10-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €687 ▼98.3%
Net result drops to €687, the lowest in the series; recovery starts the following year.
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €39k ▲63.9%
Operating result €48k, net result €39k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 8.97
Current ratio from 4.35 to 8.97; short-term debt falls from €57k to €29k.
03-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €200kEq €217k ▲12.5%
3 profitable years in a row build equity to €217k.
27-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheibeekstraat(HN) 281540 PajottegemGround area
3,605 m²
Building footprint
790 m²
Volume, LiDAR
3,538 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Decoster Hans
since 20082.175.042.579
DECOSTER HANS
since 20142.231.597.737
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032H0084/00H000 | Flanders | 2,364 m² | 1 · 554 m² | 7.4 m · 1 fl. |
| 23032A0001/00M002 | Flanders | 1,241 m² | 1 · 236 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PINOK
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ERDI ELECTR
BE 0545.865.322
Brakel · Eq €212k
JoSt
BE 0469.190.681
Geraardsbergen · Eq €211k
AMK Audenaert
BE 0704.648.679
Assenede · Eq €211k
Of 20,030 companies in sector 43320 we hold annual accounts for 9,135. 7,355 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2008
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.