Result
-€3,842 -€3,842
From profit to loss in 2025, after a profit of €53,912 in 2024.
DECORUM
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €212,406 (2023)
€80,031▼ 59.9%
lowest -€32,505 (2013)
-€3,842▼ €57,754
peak €408,128 (2024)
€404,286▼ 0.9%
€169,850▼ 26.6%
peak 0.2 FTE (2012)
-not published
Board3 names since 2015
1 directorLuc Stuer
Documentsfilings and deeds
08-06-202653 days before the deadline
2025micro format
Gross margin from €199,605 to €80,031Loss of €3,842Debts from €231,538 to €169,850
Key points
from the 2025 annual accountsFilings
35 annual accounts since 1991
Six of the last ten came late. The 2019 accounts came latest: 158 days after the end of the period.
Position in the sector
-€3,842
Lower net result than 85% of companies in architecture and engineering. Sector median €16,690 · 11,795 companies.
Checked score
92
Excellent
Financially stronger than 39% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.08, cash €5,175
lowers risk
Size: total assets €602,172
Figures for financial year 2025 (filed on 08-06-2026)
Founded in 1990
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 66% of them on solvency, 27% on liquidity, 29% on profitability and 37% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as DECORUM has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DECORUM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for DECORUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.12 in 2024), below the usual 1.5. Short-term debt is 15.8% and cash 0.9% of total assets. 32.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 days early
2024
31 days early
2023
30 days late
2022
28 days late
2021
5 days early
2020
102 days early
2019
158 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442558936
Merger: DECORUM takes over STUER DECORATIE
Capital from €130,144.10 to €136,961.17, 11 new shares · Capital from €136,961.17 to €507,968.73 · Permanent representative: Luc Stuer · General meeting of 27-07-2021 · Gazette deed
Merger proposal: DECORUM takes over STUER DECORATIE
Permanent representative: Luc Stuer · Reappointment: Luc Stuer (managing director) · Capital contribution of €301,473.42 · Gazette deed
Registered office moved within Temse
New registered office: Marie Van Brusselstraat 8, 9140 Temse · Previous registered office: Guido Gezelleplaats 8, 9140 Temse · Board meeting of 15-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DECORUM Temse | €602,172 | €80,031 | 67.1% | - |
| P.A.S. Sint-Lievens-Houtem | €608,810 | €82,860 | 36.0% | - |
| TRANSFORMATION, DECORATION, TECHNIQUES SPECIALES ET NOUVELLES Linkebeek | €557,940 | €103,848 | 35.8% | - |
| CO.TWEE Antwerp | €703,879 | €92,146 | 37.0% | - |
| DEMEULEMEESTER Wevelgem | €480,732 | €92,713 | 60.3% | - |
| GO - 4 - IT Leuven | €551,124 | €93,273 | 79.4% | - |
| A.D.M. Interieur & Design Roeselare | €532,726 | €115,131 | 30.1% | - |
These companies have the same main activity as DECORUM: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €481,000 and €704,000, founded between 1993 and 1999.
Official details
Source: KBO- Status
- Active since 27-12-1990Normal situation
- Activity
- Activities of interior architectsNACE 71112
- Establishment unit
- 2.051.243.8559140 Temse, since 29-01-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2025
- ≈ €170,000estimated
- €602,172▼ 10.0%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on DECORUM
DECORUM files the micro format. That format states no turnover. The gross margin rose from €55,435 in 2006 to €80,031 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DECORUM
- What is the company number of DECORUM?
- The company number of DECORUM is 0442.558.936. The VAT number is the same number with BE in front: BE 0442.558.936.
- Where is DECORUM based?
- The registered office is at Marie Van Brusselstraat 8, 9140 Temse.Company details
- What does DECORUM do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of DECORUM?
- DECORUM is a public limited company (NV).
- When was DECORUM founded?
- DECORUM was founded on 27-12-1990.
- Is DECORUM still active?
- Yes, DECORUM is an active enterprise in the KBO register.
- What is the turnover of DECORUM?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €80,031 and 45 comparable companies (NACE 711). It probably lies between €130,000 and €240,000.Financials
- Is DECORUM profitable?
- In financial year 2025, DECORUM made a loss of €3,842.
- Where can I find the annual accounts of DECORUM?
- DECORUM filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DECORUM due?
- DECORUM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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