DécoRénoVan
ActiveSummary
DécoRénoVan has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,123 and a net result of €2,035. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 2062 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60▲+1
Solvency51▼-1
Growth35▼-4
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.32 in 2024; short-term debt: 74.2% and cash: 0.8% of total assets), and 74.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 05-01-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
5 d late
2024
9 d late
2023
8 d late
2022
12 d late
2021
84 d late
2020
1 d early
2019
15 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close27-09-2026 today31-12-2026 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€51,120▼ 51.0%
2024 · €104,306
EBIT margin
4.2%▲ 0.1pp
2024 · 4.1%
Net result
€2,035
2024 · -€3,478
Working capital
€34,177▲ 7.7%
2024 · €31,734
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€62,735▼ 47.5%€109,723▲ 74.9%€104,306€51,120▼ 51.0%
Operating result€11,021▲ 6.2%€7,213▼ 34.6%€8,463▲ 17.3%€4,254▼ 49.7%€2,144▼ 49.6%
Net result€5,317within the sector's middle half▲ 1.8%€4,172within the sector's middle half▼ 21.5%€5,596within the sector's middle half▲ 34.2%-€3,478below the sector's middle half€2,035within the sector's middle half
EBIT margin17.6%▲ 8.9pp6.6%▼ 11.0pp4.1%4.2%▲ 0.1pp
Equity€30,798below the sector's middle half▲ 20.9%€34,970below the sector's middle half▲ 13.5%€40,566below the sector's middle half▲ 16.0%€37,089below the sector's middle half▼ 8.6%€39,123below the sector's middle half▲ 5.5%
Total assets€76,584below the sector's middle half▼ 2.3%€79,448below the sector's middle half▲ 3.7%€132,651below the sector's middle half▲ 67.0%€136,662below the sector's middle half▲ 3.0%€151,504below the sector's middle half▲ 10.9%
Debt€45,786▼ 13.4%€44,478▼ 2.9%€92,085▲ 107%€99,574▲ 8.1%€112,380▲ 12.9%
Working capital€24,217▲ 93.9%€31,415▲ 29.7%€44,285▲ 41.0%€31,734▼ 28.3%€34,177▲ 7.7%
Solvency40.2%within the sector's middle half▲ 7.7pp44.0%within the sector's middle half▲ 3.8pp30.6%within the sector's middle half▼ 13.4pp27.1%within the sector's middle half▼ 3.4pp25.8%within the sector's middle half▼ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151,504
Fixed assets
€4,947 ▼ 7.6%
Current assets
€146,557 ▲ 11.6%
Equity and liabilities €151,504
Equity
€39,123 ▲ 5.5%
Debt
€112,380 ▲ 12.9%
Debt's share of the balance-sheet total rises from 72.9% to 74.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2,551▼
2024 · €6,441
Cash flow
€2,442▲
2024 · -€1,290
Current ratio
1.30▼
2024 · 1.32
Debt to equity
2.87▲
2024 · 2.68
ROE
5.2%▲
2024 · -9.4%
ROA
1.3%▲
2024 · -2.5%
Interest coverage
23.45▲
2024 · 11.38
Debt ≤ 1 year
€112,380▲
2024 · €99,574
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,270 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.1%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €62,735 | €109,723 | - | €104,306 | €51,120 | ▼ 51.0% |
| Non-recurring operating income76A | - | - | €130,698 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €97,778 | €114,599 | €97,865 | €47,218 | ▼ 51.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,331 | €10,860 | €7,273 | €2,187 | €407 | ▼ 81.4% |
| Other operating charges640/8 | - | €131 | €362 | - | €1,351 | - |
| Gross operating margin9900 | €27,983 | €18,204 | €16,099 | €6,441 | €3,902 | ▼ 39.4% |
| Operating profit (loss)9901 | €11,021 | €7,213 | €8,463 | €4,254 | €2,144 | ▼ 49.6% |
| Financial income75/76B | - | - | - | €7,165 | - | - |
| Recurring financial income75 | - | - | - | €7,165 | - | - |
| Non-recurring financial income76B | - | - | - | €7,165 | - | - |
| Financial charges65/66B | - | €870 | €619 | €14,897 | €109 | ▼ 99.3% |
| Recurring financial charges65 | €3,336 | €870 | €619 | €566 | €109 | ▼ 80.8% |
| Non-recurring financial charges66B | - | - | - | €14,331 | - | - |
| Profit (loss) for the period before taxes9903 | €7,685 | €6,343 | €7,844 | -€3,478 | €2,035 | ▲ 159% |
| Income taxes67/77 | €2,369 | €2,171 | €2,247 | - | - | - |
| Profit (loss) for the period9904 | €5,317 | €4,172 | €5,596 | -€3,478 | €2,035 | ▲ 159% |
| Profit (loss) for the period to be appropriated9905 | €5,317 | €4,172 | €5,596 | -€3,478 | €2,035 | ▲ 159% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €76,584 | €79,448 | €132,651 | €136,662 | €151,504 | ▲ 10.9% |
| Fixed assets21/28 | €25,299 | €14,439 | €7,165 | €5,354 | €4,947 | ▼ 7.6% |
| Tangible fixed assets22/27 | €25,299 | €14,439 | €7,165 | €5,354 | €4,947 | ▼ 7.6% |
| Furniture and vehicles24 | - | €108 | €0 | €5,354 | €4,947 | ▼ 7.6% |
| Leasing and similar rights25 | - | €14,331 | €7,165 | - | - | - |
| Current assets29/58 | €51,286 | €65,009 | €125,486 | €131,308 | €146,557 | ▲ 11.6% |
| Amounts receivable within one year40/41 | €50,991 | €61,847 | €122,527 | €131,109 | €145,313 | ▲ 10.8% |
| Trade receivables40 | - | €29,224 | €80,031 | €95,853 | €95,401 | ▼ 0.5% |
| Other amounts receivable41 | - | €32,623 | €42,496 | €35,256 | €49,913 | ▲ 41.6% |
| Cash at bank and in hand54/58 | €1 | €3,162 | €2,959 | €199 | €1,243 | ▲ 525% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €76,584 | €79,448 | €132,651 | €136,662 | €151,504 | ▲ 10.9% |
| Equity10/15 | €30,798 | €34,970 | €40,566 | €37,089 | €39,123 | ▲ 5.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | €6,200 | €6,200 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | - | €12,400 | €12,400 | - | - | - |
| Outside capital11 | - | - | - | €6,200 | €6,200 | = |
| Other1109/19 | - | - | - | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €22,738 | €26,910 | €32,506 | €29,029 | €31,063 | ▲ 7.0% |
| Amounts payable17/49 | €45,786 | €44,478 | €92,085 | €99,574 | €112,380 | ▲ 12.9% |
| Amounts payable after more than one year17 | €18,370 | €10,884 | €10,884 | - | - | - |
| Financial debts170/4 | - | €10,884 | €10,884 | - | - | - |
| Amounts payable within one year42/48 | €27,069 | €33,594 | €81,201 | €99,574 | €112,380 | ▲ 12.9% |
| Current portion of amounts payable after more than one year42 | - | €21,979 | €59,275 | €75,491 | €60,464 | ▼ 19.9% |
| Financial debts43 | - | - | - | - | €60 | - |
| Credit institutions430/8 | - | - | - | - | €60 | - |
| Trade debts44 | €7,467 | €28 | €9,681 | €11,890 | €42,176 | ▲ 255% |
| Suppliers440/4 | - | - | €7,159 | €5,824 | €42,176 | ▲ 624% |
| Bills of exchange payable441 | - | €28 | €2,522 | €6,066 | - | - |
| Taxes, remuneration and social security45 | - | €11,587 | €12,245 | €12,192 | €9,680 | ▼ 20.6% |
| Taxes450/3 | - | €5,587 | €12,245 | €12,192 | €9,680 | ▼ 20.6% |
| Remuneration and social security454/9 | - | €6,000 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,317 | €4,172 | €5,596 | -€3,478 | €2,035 | ▲ 159% |
| + Depreciation and write-downs630 | €16,331 | €10,860 | €7,273 | €2,187 | €407 | ▼ 81.4% |
| Operating cash flow (approximation) | €21,648 | €15,032 | €12,870 | -€1,290 | €2,442 | ▲ 289% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€376 | €0 | ▲ 100% |
| Change in cash | - | €3,161 | -€203 | -€2,760 | €1,044 | ▲ 138% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 5 days late
2025
31-05
Financial
Back to profitnet €2,035
Net result €2,035 after one loss-making year.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 9 days late
2024
31-05
Financial
Weakest financial yearnet -€3,478
Net result drops to -€3,478, the lowest in the series; recovery starts the following year.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 8 days late
2023
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 12 days late
2022
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 84 days late
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2017
Ground area
6,421 m²
Building footprint
779 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Victor Rousseau 47/2, 7181 Seneffe
since 20172.272.866.881
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52020C0460/00Y000indicative | Wallonia | 6,225 m² | 1 · 695 m² | - |
| 52020C0621/00G003 | Wallonia | 196 m² | 1 · 84 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 5,920 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2017
Fiscal year end31-05
Activities, NACEBEL 2025
43990Other specialised construction activities
43120Site preparation
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0686629049
Also
9925:BE0686629049
Registered
26-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.