Debts
€138,203 ▲ 110%
Debts rose by €72,389 in 2025.
DECORATION AND ARCHITECTURE
Lifetime
9 annual accounts with figures on one time axispeak €29,764 (2017)
€16,193▼ 1.1%
lowest -€9,306 (2019)
€7,859▼ 5.9%
peak €41,585 (2025)
€41,585▲ 23.3%
€138,203▲ 110%
Board1 name since 2017
1 directorLEVI Samuel
Documentsfilings and deeds
18-06-202643 days before the deadline
2025micro format
Registered office moved from Watermael-Boitsfort to Brussels 29-12Equity from €33,725 to €41,585Debts from €65,814 to €138,203Investments €6,149Cash from €34,501 to €51,074
Key points
from the 2025 annual accountsInvestments
€6,149 2.2 × depreciation
Green is investment, beige is depreciation.
Filings
9 annual accounts 5 late
The 2018 accounts came latest: 65 days after the end of the period.
Checked score
86
Excellent
Financially stronger than 39% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.2%▼ -0.1 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%▼ -0.1 percentage points vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.3%▼ -0.2 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 1.2%▲ +0.9 percentage points vs 12-2025highest value
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.1%▼ -0.1 percentage points vs 06-2026
08-2026: 1.1%● unchanged vs 07-2026
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 0.2%▼ -0.9 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.21, cash €51,074
Figures for financial year 2025 (filed on 18-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 24% of them on solvency, 23% on liquidity, 39% on profitability and 70% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as DECORATION AND ARCHITECTURE has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DECORATION AND ARCHITECTURE itself is lower: 0.2% within 12 months. It rests on far more data about DECORATION AND ARCHITECTURE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for DECORATION AND ARCHITECTURE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.21 (1.36 in 2024), below the usual 1.5. Short-term debt is 76.9% and cash 28.4% of total assets. 76.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11794 sector peers (2025).
NBB · sector comparisonPosition among 11794 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €41,585
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
43 days early
2024
26 days late
2023
44 days early
2022
37 days late
2021
39 days early
2020
64 days early
2019
48 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 accounts filed within 65 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0678585175
Registered office moved from Watermael-Boitsfort to Brussels
New registered office: Avenue Albert n°92 boîte 4 à 1190 Bruxelles (Forest) · Previous registered office: CHAUSSEE DE LA HULPE 185, 1170 WATERMAEL-BOITSFORT · General meeting of 17-11-2025 · Gazette deed
Registered office moved from Brussels to Watermael-Boitsfort
New registered office: Chaussée de la Hulpe, n°185 à 1170 Watermael-Boitsfort · Previous registered office: Avenue Louise 523, 1050 BRUXELLES · General meeting of 29-08-2024 · Gazette deed
Registered office moved within Brussels
New registered office: Bruxelles (1050 Bruxelles), Avenue Louise - Silversquare 523 · Previous registered office: Rue de la Senne, 85/3, 1000 Bruxelles · Change of role: LEVI Samuel, from manager to sole director · General meeting of 06-07-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DECORATION AND ARCHITECTURE Forest | €179,788 | €16,193 | 23.1% | - |
| ATELIER D'ARCHITECTURE KEUTGENS Etterbeek | €171,903 | €16,207 | 8.2% | - |
| Stefan De Lausnay architect Mechelen | €200,195 | €18,039 | 89.9% | - |
| OUEST ARCHITECTURE Forest | €231,390 | €19,507 | 80.0% | - |
| ARNIVO Ixelles | €158,942 | €14,063 | -70.0% | - |
| STUDIOPOLIS ARCHITECTE Brussels | €249,708 | €19,624 | 54.6% | - |
| Segers-Liesenborghs Architecten Maaseik | €153,568 | €15,395 | 48.1% | - |
These companies have the same main activity as DECORATION AND ARCHITECTURE: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €154,000 and €250,000, founded between 2014 and 2018.
Official details
Source: KBO- Status
- Active since 14-07-2017Normal situation
- Activity
- Activities of building architectsNACE 71111and 1 other
- Establishment unit
- 2.332.769.2321190 Forest, since 14-07-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Annual accounts 2025
- ≈ €100,000estimated
- €179,788▲ 80.6%
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on DECORATION AND ARCHITECTURE
DECORATION AND ARCHITECTURE files the micro format. That format states no turnover. The gross margin fell from €29,764 in 2017 to €16,193 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DECORATION AND ARCHITECTURE
- What is the company number of DECORATION AND ARCHITECTURE?
- The company number of DECORATION AND ARCHITECTURE is 0678.585.175. The VAT number is the same number with BE in front: BE 0678.585.175.
- Where is DECORATION AND ARCHITECTURE based?
- The registered office is at Albertlaan 92, 1190 Forest.Company details
- What does DECORATION AND ARCHITECTURE do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of DECORATION AND ARCHITECTURE?
- DECORATION AND ARCHITECTURE is a private limited company (BV).
- When was DECORATION AND ARCHITECTURE founded?
- DECORATION AND ARCHITECTURE was founded on 14-07-2017.
- Is DECORATION AND ARCHITECTURE still active?
- Yes, DECORATION AND ARCHITECTURE is an active enterprise in the KBO register.
- What is the turnover of DECORATION AND ARCHITECTURE?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €16,193 and 48 comparable companies (NACE 71111). It probably lies between €54,000 and €190,000. It is a rough estimate.Financials
- Is DECORATION AND ARCHITECTURE profitable?
- In financial year 2025, DECORATION AND ARCHITECTURE made a profit of €7,859.
- Where can I find the annual accounts of DECORATION AND ARCHITECTURE?
- DECORATION AND ARCHITECTURE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DECORATION AND ARCHITECTURE due?
- DECORATION AND ARCHITECTURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.